Green property loans in Sweden

Loans for energy-efficient buildings and property improvements for companies and housing associations, plus mortgage interest discounts for households with qualifying homes.

Tämä opas on toistaiseksi englanniksi.

Handelsbanken’s Green Property Loan can finance new construction and energy improvements. The building must meet the applicable energy or environmental-certification criteria; energy class A or B is one of several qualifying routes.

SBAB’s Green Investment Loan finances improvements for property companies and housing associations.

Rahoitusmahdollisuudet (66)

Green property loan

Handelsbanken

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

Englanniksi

Green investment loan

SBAB

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

Englanniksi

Green property loan

SEB

Loans to finance energy-efficient apartment and commercial buildings, including existing properties and new construction.

Englanniksi

Green property loan

Swedbank

Loans for companies owning or buying an energy-efficient property, with the property as security.

Englanniksi

Energy loan

Swedbank

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

Englanniksi

Home energy loan

Nordea20–500 t. SEK

Nordea customers who own a house or holiday home can apply to borrow SEK 20,000–500,000 for upcoming energy-saving improvements, without pledging an asset as security.

Englanniksi

Home energy loan

Swedbank30–350 t. SEK

Individuals can apply to borrow SEK 30,000–350,000 for home energy-saving investments, with a one-to-twelve-year repayment term depending on the loan’s size and purpose.

Englanniksi

Home energy mortgage increase

SEB100 t. SEK ja enemmän

Homeowners can apply to increase their SEB mortgage by at least SEK 100,000 for energy improvements, with a 0.10-percentage-point interest discount on the extra borrowing.

Englanniksi

Home solar loan

Swedbank30–350 t. SEK

Individuals can borrow SEK 30,000–350,000 for solar panels from any supplier, with payment after installation and receipt of an invoice.

Englanniksi

Green mortgage

SEB

Buy or own a home with qualifying energy or environmental certification and receive a 0.10 percentage point discount on your mortgage interest rate.

Englanniksi

Green mortgage

Swedbank

An extra 0.10 percentage point mortgage interest discount for households whose home meets the energy-class or building-certification criteria.

Englanniksi

Green mortgage

Nordea

A 0.10 percentage point mortgage-rate discount for individuals buying, building or living in a home with a qualifying energy class or environmental certificate.

Englanniksi

Green mortgage

Danske Bank

A 0.10 percentage point interest discount on fixed-rate mortgages for owners of homes with qualifying energy ratings or environmental certification.

Englanniksi

Green mortgage

SBAB

A mortgage interest reduction of 0.10 percentage points for households with an energy-class A home, or class B under a declaration made before 1 October 2026.

Englanniksi

Green mortgage

Stabelo500 t.–20 milj. SEK

Households with a home in energy class A or B can receive a 0.10 percentage-point interest discount on their whole mortgage.

Englanniksi

Green mortgage for households

Handelsbanken

Get a 0.10 percentage point reduction on your mortgage interest for a house, holiday home or tenant-owned apartment meeting energy or environmental-certification requirements.

Englanniksi

Green mortgage top-up loan

Stabelo

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

Englanniksi

Green energy loan for your home

Handelsbankenenintään 250 t. SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

Englanniksi

Green mortgage

Hypoteket

A mortgage interest discount for households with a house or holiday home in energy class A or B.

Englanniksi

Green mortgage

Nordax Bank150 t. SEK ja enemmän

A mortgage interest discount of 0.25 percentage points for households buying or borrowing against a house or tenant-owned apartment with energy class A or B.

Englanniksi

Energy loan

ICA Banken20–600 t. SEK

An unsecured personal loan for individuals registered in Sweden to finance home insulation, efficient windows, solar panels or a replacement heating system.

Englanniksi

Green mortgage

Sparbanken Syd

A mortgage interest discount for buyers of energy-efficient or certified homes and homeowners transferring a qualifying mortgage from another bank.

Englanniksi

Energy loan

Sparbanken Alingsås30–350 t. SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, windows or heating systems.

Englanniksi

Household energy loan

Sparbanken Tanum30–350 t. SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or heating systems.

Englanniksi

Business energy loan

Sparbanken Tanum

Borrow for energy improvements and renewable energy in property owned by a company or housing association, with materials and labour eligible.

Englanniksi

Business energy loan

Sparbanken Skaraborg

A loan for property-owning companies and housing associations to pay for insulation, heating upgrades and renewable energy, with invoices required before payment.

Englanniksi

Energy loan

Sparbanken Syd

An unsecured personal loan for household energy improvements, including insulation, solar panels and replacing oil or direct electric heating.

Englanniksi

Household energy loan

Sörmlands Sparbank30–350 t. SEK

Borrow for improvements that reduce your home’s energy use, including insulation, replacement windows, appliances and heating systems.

Englanniksi

Home energy loan

Ulricehamns Sparbank30–350 t. SEK

Borrow SEK 30,000–350,000 for home energy improvements such as insulation, replacement windows or more efficient appliances.

Englanniksi

Home energy loan

Varbergs Sparbank30–350 t. SEK

Borrow for energy improvements to a home you own, using an unsecured loan or a top-up to your existing mortgage.

Englanniksi

Home energy loan

Roslagens Sparbank30–350 t. SEK

Borrow for measures that reduce energy use in your home, with an existing or new mortgage at Roslagens Sparbank.

Englanniksi

Energy loan

SBAB30–500 t. SEK

Borrow without pledging your home for energy-saving improvements, with an interest discount after you send a photo of the investment.

Englanniksi

Kilowattlånet

SBAB

Borrow against your house or holiday home for energy renovations, with a 0.20 percentage point interest reduction on the renovation loan for ten years.

Englanniksi

Sustainability loan

JAK Medlemsbank20–250 t. SEK

An unsecured loan for individuals making home energy improvements such as solar panels, insulation or a heat pump.

Englanniksi

Energy loan

Sparbanken Nord30–350 t. SEK

Borrow SEK 30,000–350,000 for changes that reduce energy use in your home, including insulation, replacement windows and more efficient appliances.

Englanniksi

Home energy loan

Sala Sparbank30–350 t. SEK

Borrow SEK 30,000–350,000 for home improvements that reduce energy use, including insulation, replacement windows and heating systems.

Englanniksi

Energy loan

Skurups Sparbank30–350 t. SEK

Borrow SEK 30,000–350,000 for improvements that reduce energy use in your home, such as insulation, new windows or appliances.

Englanniksi

Solar loan

Falkenbergs Sparbank30–350 t. SEK

An unsecured loan for individuals buying solar panels, with payment after installation and a supplier invoice.

Englanniksi

Home energy loan

Sparbanken Lidköping30–350 t. SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, including insulation, replacement windows and appliances.

Englanniksi

Energy loan

Sparbanken Mälardalen30–350 t. SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or appliances.

Englanniksi

Home energy loan

Sparbanken Göinge30–350 t. SEK

Borrow for insulation, replacement windows or other investments that can reduce energy use in your home, subject to the bank’s borrower assessment.

Englanniksi

Solar loan

Sparbanken Lidköping30–350 t. SEK

An unsecured loan of SEK 30,000–350,000 for private borrowers installing solar panels, with a quotation from their chosen supplier.

Englanniksi

Solar loan

Leksands Sparbank30–350 t. SEK

An unsecured loan of SEK 30,000–350,000 for individuals installing solar panels, with a choice of supplier.

Englanniksi

Solar loan

Westra Wermlands Sparbank30–350 t. SEK

Borrow without collateral to install solar panels on your own property if you are an existing or prospective customer in western Värmland.

Englanniksi

Solar loan

Sparbanken Mälardalen30–350 t. SEK

Borrow SEK 30,000–350,000 without pledging security to install solar panels, if you have your mortgages with the bank.

Englanniksi

Solar loan

Laholms Sparbank30–350 t. SEK

Borrow without collateral to install solar panels, with payment after installation and receipt of the invoice.

Englanniksi

Solar loan

Orusts Sparbank30–350 t. SEK

Borrow without collateral to install solar panels from a supplier of your choice.

Englanniksi

Solar loan

Dalslands Sparbank30–350 t. SEK

Borrow without collateral to install solar panels, with a quotation from your chosen supplier.

Englanniksi

Business energy loan

Tjörns Sparbank

Borrow for insulation, heating upgrades, solar installations and other energy improvements to property owned by your company or association.

Englanniksi

Solar-panel loan

Sparbanken Blekinge30–350 t. SEK

An unsecured loan for individuals installing solar panels, with payment after installation and receipt of an invoice.

Englanniksi

Green mortgage

Sparbanken Mälardalen

An extra 0.10 percentage-point mortgage interest discount for households whose home meets the bank’s energy or building-certification criteria.

Englanniksi

Green mortgage

Sparbanken Spira

An extra 0.10 percentage-point mortgage interest discount for households with an energy-efficient or certified home.

Englanniksi

Green mortgage

Sparbanken Skåne

Mortgage interest discount for households buying, transferring or already financing an energy-class A or certified sustainable home.

Englanniksi

Green mortgage

Sparbanken Boken

An extra mortgage interest discount for households buying, refinancing or owning a home with a qualifying energy rating or environmental certification.

Englanniksi

Household energy loan

MedMera Bank15–600 t. SEK

Borrow for solar panels, heat pumps, insulation and other energy-saving home improvements, with an interest discount after your investment evidence is approved.

Englanniksi