Solar loan
An unsecured loan for individuals buying solar panels, with payment after installation and a supplier invoice.
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Borrow SEK 30,000–350,000 for solar panels without providing collateral. The bank offers the same loan terms regardless of which supplier you choose.
The published variable interest rate is 3.90%, last changed on 3 October 2025. The setup fee is SEK 550, or SEK 0 if you are a Nyckelkund customer. Electronic invoices are free; posted payment notices cost SEK 45.
You repay the loan over 1–12 years, depending on its size and purpose. To make an extra repayment or pay off the loan early, contact Falkenbergs Sparbank by phone or visit a branch.
Eligibility
- You must be a customer of Falkenbergs Sparbank. New customers can join by calling 0346-550 00 or visiting the bank.
- You must be at least 18 and have regular income. Benefits, student aid and similar payments do not count as qualifying income.
- Your finances must leave enough money to cover the loan costs, and you must have no recorded payment defaults (betalningsanmärkningar).
- You need a quote for solar panels from a solar supplier.
How to apply
- Statut
- Candidatures au fil de l’eau
- Conditions de cette période de candidature
- You must become a bank customer; new customers can call 0346-550 00 or visit a branch.
Apply through the bank’s solar-loan application. If you are new to Falkenbergs Sparbank, call 0346-550 00 or visit a branch to become a customer.
Once the solar panels are installed and you have received the invoice, contact the bank. It sends you the loan documents to sign and return, then pays the loan into your bank account.