Aides et prêts pour la rénovation énergétique

Des financements pour l’isolation, le chauffage et d’autres travaux qui réduisent la consommation d’énergie d’un bâtiment. Certaines aides concernent des travaux précis, d’autres une rénovation globale.

Financements (47)

Subventions et avantages fiscaux

BEG municipal grant (464)

KfWAllemagneSubvention

Grants for German municipalities and municipal associations completing whole-building energy renovations or buying freshly renovated efficient buildings.

En anglais

Varmepumpepuljen

Danish Energy AgencyDanemarkSubventionclôture 30 nov. 2026

A Danish grant for owners replacing oil, gas, electric or biomass heating in a year-round home with an eligible heat pump.

En anglais

Coup de pouce Chauffage

État françaisFranceSubvention

Une aide aux propriétaires et locataires en France pour remplacer un chauffage à énergie fossile, versée par les vendeurs d’énergie et autres signataires de la charte.

Home insulation subsidy

Gemeente DeventerPays-BasSubventionjusqu’à 1,5 k EUR

A grant for owner-occupiers in Deventer to insulate poorly insulated homes with a WOZ value below €477,000, including contractor-installed floor insulation.

En anglais

Prêts et autres financements

Residential building retrofit loan

KfWAllemagnePrêtjusqu’à 150 k EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

En anglais

Green property loan

HandelsbankenSuèdePrêt

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

En anglais

Green investment loan

SBABSuèdePrêt

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

En anglais

Energy loan

SwedbankSuèdePrêt

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

En anglais

Mijn VerbouwLening

Flemish GovernmentFlandrePrêt

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

En anglais

Municipal energy-renovation loan (264)

KfWAllemagnePrêt

Loans for German municipalities renovating buildings, with possible debt reduction for whole-building work or supplementary borrowing alongside an approved grant for individual improvements.

En anglais

Éco-prêt à taux zéro (éco-PTZ)

État françaisFrancePrêtjusqu’à 50 k EUR

Les propriétaires peuvent emprunter sans intérêts pour améliorer la performance énergétique d’un logement utilisé comme résidence principale, sans plafond de revenus.

Green mortgage top-up loan

StabeloSuèdePrêt

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

En anglais

Green energy loan for your home

HandelsbankenSuèdePrêtjusqu’à 250 k SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

En anglais

Solar panel loan

Swedbank ASEstoniePrêt3–30 k EUR

Homeowners can borrow €3,000–€30,000 without collateral for solar panels, heat pumps, wind turbines or energy storage at a property they own in Estonia.

En anglais

Solar panel loan

AS SEB PankEstoniePrêtjusqu’à 40 k EUR

A consumer loan for individuals buying and installing solar panels, with up to €25,000 when applying alone or €40,000 with a co-applicant.

En anglais

Home energy efficiency loan

Swedbank ASEstoniePrêt20 k EUR et plus

Borrow from €20,000 for house renovations such as insulation and heating upgrades, using the house being renovated as security.

En anglais

Solar panel loan

Swedbank ASLettoniePrêt3–30 k EUR

Borrow without pledging your property to buy and install solar panels, batteries, heat pumps or wind generators for your home.

En anglais

Home energy-efficiency loan

Swedbank ASLettoniePrêt20 k EUR et plus

A property-secured loan for homeowners improving an existing private house with insulation, heat-recovery ventilation or more efficient windows and doors.

En anglais

Future-proof home loan

Gemeente EdePays-BasPrêt2,5–30 k EUR

Borrow for insulation, solar panels or eligible heat pumps in an existing home you own and live in in Ede.

En anglais