Il existe des financements pour agir en faveur du climat.

Découvrez les financements disponibles dans l’Union européenne : subventions, avantages fiscaux, prêts aux entreprises, prêts immobiliers, capital-risque et plus encore. Nous indiquons qui peut en bénéficier, les montants et les dates de candidature.

Financements

Climate-tech investment

AENU1–5 M EUR

Equity investment of €1–5 million for European climate-tech startups, mainly at seed stage, working in energy, industrial decarbonisation or systemic resilience.

En anglais

Green loan

AlmiSuèdejusqu’à 20 M SEK

Loans for small and medium-sized businesses in Sweden investing in projects such as solar panels, charging points or energy-saving equipment.

En anglais

Innovation loan

AlmiSuède50–500 k SEK

A SEK 50,000–500,000 loan for Sweden-registered companies testing or prototyping a new climate product, service, process or business model before it reaches the market; Almi can cover up to half of project costs.

En anglais

GreenTech

Almi InvestSuède

Investment in Swedish startups whose solutions deliver measurable benefits for the climate or nature.

En anglais

Business Fellowship

Breakthrough Energy

A full-time paid fellowship for experienced climate-business professionals to help early-stage climate-technology teams reach market, with an industry-competitive living stipend.

En anglais

Explorer Grants

Breakthrough Energy

Grants for scientists and researchers worldwide to test high-risk, early-stage climate technologies while remaining in their current university, laboratory or research role.

En anglais

Innovator Fellowship

Breakthrough Energyjusqu’à 500 k USD

Up to $500,000 through a SAFE investment agreement, with technical and commercial support, for early-stage climate-technology innovators worldwide who will work full time on their startup.

En anglais

Energy Aid

Business FinlandFinlande

Business Finland grants support energy-efficiency investments, new renewable-energy technology and energy audits for projects carried out in Finland.

En anglais

Venture Accelerator

Carbon13150–250 k EURclôture 30 sept. 2026

An eight-week remote accelerator for UK- or EU-registered climate startups, with a chance to pitch for €150,000–€250,000 of pre-seed investment.

En anglais

Climate-tech startup investment

Climate Tech Partners

Climate Tech Partners typically invests A$1 million to A$5 million in climate-tech companies that sell to businesses and are ready to scale with corporate partners; the investor takes an ownership interest in return.

En anglais

Climate-tech investment

Contrarian Ventures1–4 M EUR

€1–4 million in equity investment for Pre-Seed and Seed climate-tech companies in Europe and the United States, excluding food and agriculture.

En anglais

Green loans

Danske BankSuède

Loans for businesses switching to electric vehicles, generating renewable electricity or reducing energy use in buildings.

En anglais

Project Track

Elemental Impact

Investment and coaching for climate companies building the first project of its kind or another early commercial facility or set of installations.

En anglais

Strategy Track

Elemental Impact

Investment and coaching for companies typically at Pre-Seed or Seed stage that already have a working prototype and at least three full-time employees, to win early customers, launch products or enter new markets.

En anglais

Climate Action Voucher

Enterprise IrelandIrlandejusqu’à 1,8 k EUR

Up to €1,800 for eligible Irish companies to develop a sustainability, emissions-reduction or circular-economy plan through external advice or training.

En anglais

GreenPlus

Enterprise IrelandIrlandejusqu’à 50 k EUR

Up to €50,000 for eligible Irish companies to train staff in environmental management, emissions reduction and climate resilience, including supported staff training time.

En anglais

Access Advice: GreenStart

Enterprise IrelandIrlandejusqu’à 5 k EUR

A grant of up to €5,000 towards external consultancy that helps eligible Irish businesses plan emissions cuts and improve environmental management.

En anglais

Coup de pouce Chauffage

État françaisFrance

Une aide aux propriétaires et locataires en France pour remplacer un chauffage à énergie fossile, versée par les vendeurs d’énergie et autres signataires de la charte.

Éco-prêt à taux zéro (éco-PTZ)

État françaisFrancejusqu’à 50 k EUR

Les propriétaires peuvent emprunter sans intérêts pour améliorer la performance énergétique d’un logement utilisé comme résidence principale, sans plafond de revenus.

Prêt avance rénovation à taux zéro (PAR +)

État françaisFrancejusqu’à 50 k EUR

Les propriétaires aux revenus modestes peuvent financer leur rénovation énergétique sans intérêts pendant dix ans, avec un remboursement normalement exigé à la vente du logement ou au règlement de leur succession.

Leasing social de voitures électriques

État françaisFrancejusqu’à 9,5 k EUR

Louez une voiture électrique pour 200 € par mois maximum hors assurance et suppléments, sans apport initial, si vous résidez en France et remplissez les conditions de revenus et de trajets professionnels.

Climate Seed Program

G-Force, Founders Factory250 k EUR

A €250,000 minority-equity investment and six months of hands-on support for pre-seed and seed climate or deep-tech startups worldwide with a product in or near the market and some traction.

En anglais

Grants to scale ecosystem-based adaptation

Global EbA Fundjusqu’à 250 k USDouverture 28 sept. 2026

Grants of up to USD 250,000 for organisations scaling ecosystem-based adaptation, with priority for work in ODA-eligible small island developing states and least developed countries.

En anglais

Green property loan

HandelsbankenSuède

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

En anglais

Green loan for solar energy

HandelsbankenSuède

Finance a large or small solar-energy project for your business, including the plant, installation and infrastructure needed to put it into operation.

En anglais

Investment in early-stage climate technology

InclimoEspagnejusqu’à 2,5 M EUR

Equity investment for pre-Series A and Series A climate-technology companies in Spain and the European Union, with initial investments of €500,000–€1 million and up to €2.5 million in total per company.

En anglais

BEG municipal grant (464)

KfWAllemagne

Grants for German municipalities and municipal associations completing whole-building energy renovations or buying freshly renovated efficient buildings.

En anglais

Climate investment loan (293)

KfWAllemagnejusqu’à 25 M EUR

Loans of up to €25 million per project for climate-technology production, lower-carbon industrial processes or infrastructure. Businesses and self-employed applicants can finance projects in Germany; projects elsewhere in the EU need a specified German company connection.

En anglais

Business energy and resource efficiency loan (295)

KfWAllemagnejusqu’à 100 M EUR

Loans for organizations investing in efficient industrial equipment, renewable process heat, energy-management systems or process electrification in Germany. After KfW accepts the completed work, it reduces the amount the borrower must repay.

En anglais

Umweltinnovationsprogramm (230)

KfWAllemagnejusqu’à 7,5 M EUR

Investment grants or interest-subsidised loans for companies and public bodies delivering first large-scale demonstrations of environmental technologies in Germany.

En anglais

Environmental investment loan (240, 241)

KfWAllemagnejusqu’à 25 M EUR

Loans of normally up to €25 million per project for businesses financing eligible resource-saving, pollution-control, climate-mitigation or climate-resilience investments in Germany or elsewhere in the EU.

En anglais

Municipal energy-renovation loan (264)

KfWAllemagne

Loans for German municipalities renovating buildings, with possible debt reduction for whole-building work or supplementary borrowing alongside an approved grant for individual improvements.

En anglais

Municipal sustainable mobility loan (267)

KfWAllemagne

A direct loan covering up to 100% of eligible costs for municipalities investing in climate-friendly vehicles, walking and cycling routes, transport infrastructure or digital mobility in Germany.

En anglais

Non-residential energy renovation loan (263)

KfWAllemagne

A loan for companies, nonprofits and other investors renovating non-residential buildings in Germany, with part of the debt written off when the project meets qualifying standards.

En anglais

Renewable energy loan (270)

KfWAllemagnejusqu’à 150 M EUR

Loans of up to €150 million per project for renewable electricity, heat, networks and storage, including projects abroad when the applicant has the required German corporate connection.

En anglais

Residential building retrofit loan

KfWAllemagnejusqu’à 150 k EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

En anglais

Sustainable mobility investment loan (269)

KfWAllemagne25 M EUR et plus

Loans from €25 million with individually agreed terms for businesses and qualifying public or nonprofit organisations investing in climate-friendly transport in Germany.

En anglais

Sustainable mobility investment loan (268)

KfWAllemagne

A loan covering up to 100% of eligible costs for businesses and qualifying public or nonprofit organisations investing in climate-friendly vehicles, transport infrastructure or digital mobility in Germany.

En anglais

Large-scale sustainable transformation financing (291)

KfWAllemagnejusqu’à 100 M EUR

Large loans arranged by several financing partners for majority privately owned businesses making eligible cleaner industrial, energy, transport or other environmental investments, with KfW normally covering €7.5 million to €100 million of the lenders' risk.

En anglais

Mijn VerbouwLening

Flemish GovernmentFlandre

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

En anglais

Loans for Nordic green companies

Nefco

Loans of typically €2 million to €5 million for established Nordic small and medium-sized businesses investing to take proven environmental solutions into international markets.

En anglais

BMKB Energy

Netherlands Enterprise AgencyPays-Basclôture 1 juil. 2027

A Dutch state guarantee that helps SMEs borrow for investments delivering at least 15% energy savings or for eligible temporary energy-related working-capital needs.

En anglais

MIA/Vamil

Netherlands Enterprise AgencyPays-Bas

A Dutch tax scheme for income- or corporation-tax payers investing at least €2,500 in eligible environmental technology on the Environment List.

En anglais

Feasibility study financing

Nopef, Nefco4 pays et régions sélectionnésjusqu’à 50 k EURclôture 2 oct. 2026

Conditional loans of up to €50,000 help established Nordic SMEs prepare climate- or environment-positive expansion outside the EU and EFTA.

En anglais

Green corporate loans

NordeaSuède

Loans for businesses investing in renewable energy, more efficient buildings or lower-emission transport.

En anglais

Home energy loan

NordeaSuède20–500 k SEK

Nordea customers who own a house or holiday home can apply to borrow SEK 20,000–500,000 for upcoming energy-saving improvements, without pledging an asset as security.

En anglais

Investment in green technology

Planet A500 k–4 M EUR

An initial €500,000–€4 million investment for mainly European green-technology startups raising an early venture round, formally from pre-seed through Series A.

En anglais

Green investment loan

SBABSuède

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

En anglais

Attic insulation grant

Sustainable Energy Authority of IrelandIrlande

A grant helps homeowners and landlords insulate an existing home’s attic. Standard amounts range from €1,100 to €2,000 by dwelling type, with higher rates for eligible first-time buyers and homeowners receiving qualifying welfare payments.

En anglais

Heat pump systems grant

Sustainable Energy Authority of IrelandIrlande

Grants help individual homeowners and landlords replace an older heating system with a heat pump. The amount depends on the technology, dwelling type and whether the work qualifies for central-heating support and a renewable-heat bonus.

En anglais

Green property loan

SEBSuède

Loans to finance energy-efficient apartment and commercial buildings, including existing properties and new construction.

En anglais

Home energy mortgage increase

SEBSuède100 k SEK et plus

Homeowners can apply to increase their SEB mortgage by at least SEK 100,000 for energy improvements, with a 0.10-percentage-point interest discount on the extra borrowing.

En anglais

Green home construction loan

SEBSuède1 M SEK et plus

Individuals building an eligible energy-efficient house can borrow at least SEK 1 million and receive a 10% discount on the construction loan’s service fee.

En anglais

Energy loan

SwedbankSuède

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

En anglais

Green business car leasing

SwedbankSuède

Businesses can lease electric cars with zero CO₂ emissions per kilometre. Swedbank owns the vehicle and your business pays to use it; financing can cover its full value.

En anglais

Green car loan

SwedbankSuède80 k SEK et plusclôture 30 nov. 2026

Individuals buying an eligible electric car from an authorised dealer can borrow at least SEK 80,000 and finance up to 80% of its price, using the car as security.

En anglais

Green construction credit

SwedbankSuède

Financing during construction for companies building environmentally certified commercial premises or apartment blocks.

En anglais

Green property loan

SwedbankSuède

Loans for companies owning or buying an energy-efficient property, with the property as security.

En anglais

Home energy loan

SwedbankSuède30–350 k SEK

Individuals can apply to borrow SEK 30,000–350,000 for home energy-saving investments, with a one-to-twelve-year repayment term depending on the loan’s size and purpose.

En anglais

Global Innovation Accelerator

Swedish Energy AgencySuèdejusqu’à 250 k SEKclôture 27 sept. 2026

Accelerate an existing international market entry for a sustainable-energy innovation, with tailored consultancy worth SEK 250,000 and a grant of up to SEK 250,000.

En anglais

Climate technology investment

Toyota Ventures

Investment for founders worldwide whose early-stage companies are bringing renewable-energy, carbon-management, electric-vehicle, battery or other climate technologies to market; Toyota Ventures provides money in return for a share of the company.

En anglais

Varmepumpepuljen

Danish Energy AgencyDanemarkclôture 30 nov. 2026

A Danish grant for owners replacing oil, gas, electric or biomass heating in a year-round home with an eligible heat pump.

En anglais

Investment in climate technology

World Fund

Venture-capital investment of typically €1–15 million for climate-tech companies raising seed, Series A or Series B funding, with Europe as the main target market.

En anglais