Tilskudd og lån til energirenovering

Finansiering til bedre isolasjon, oppvarming og andre tiltak som reduserer bygningens energibruk. Noen ordninger dekker enkelttiltak, andre en større rehabilitering.

Finansieringsmuligheter (54)

Tilskudd og skattefordeler

Boiler Upgrade Scheme

OfgemEngland, WalesTilskudd

An upfront grant for property owners replacing fossil-fuel or electric heating with an eligible heat pump or, in limited cases, a biomass boiler in England or Wales.

På engelsk

BEG municipal grant (464)

KfWTysklandTilskudd

Grants for German municipalities and municipal associations completing whole-building energy renovations or buying freshly renovated efficient buildings.

På engelsk

Varmepumpepuljen

Danish Energy AgencyDanmarkTilskuddsøknadsfrist 30. nov. 2026

A Danish grant for owners replacing oil, gas, electric or biomass heating in a year-round home with an eligible heat pump.

På engelsk

Warmer Homes Scotland

Scottish GovernmentSkottlandTilskudd

Funded heating and insulation improvements for eligible Scottish households struggling to heat their homes, with all costs covered in most cases.

På engelsk

Coup de pouce Chauffage

French StateFrankrikeTilskudd

Financial help for owners and tenants in France to replace fossil-fuel heating, paid by participating energy sellers and other charter signatories.

På engelsk

Home insulation subsidy

Gemeente DeventerNederlandTilskuddinntil 1,5k EUR

A grant for owner-occupiers in Deventer to insulate poorly insulated homes with a WOZ value below €477,000, including contractor-installed floor insulation.

På engelsk

Lån og annen finansiering

Residential building retrofit loan

KfWTysklandLåninntil 150k EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

På engelsk

Green property loan

HandelsbankenSverigeLån

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

På engelsk

Green investment loan

SBABSverigeLån

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

På engelsk

Energy loan

SwedbankSverigeLån

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

På engelsk

Mijn VerbouwLening

Flemish GovernmentFlandernLån

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

På engelsk

Municipal energy-renovation loan (264)

KfWTysklandLån

Loans for German municipalities renovating buildings, with possible debt reduction for whole-building work or supplementary borrowing alongside an approved grant for individual improvements.

På engelsk

Green mortgage top-up loan

StabeloSverigeLån

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

På engelsk

Green energy loan for your home

HandelsbankenSverigeLåninntil 250k SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

På engelsk

Solar panel loan

Swedbank ASEstlandLån3–30k EUR

Homeowners can borrow €3,000–€30,000 without collateral for solar panels, heat pumps, wind turbines or energy storage at a property they own in Estonia.

På engelsk

Solar panel loan

AS SEB PankEstlandLåninntil 40k EUR

A consumer loan for individuals buying and installing solar panels, with up to €25,000 when applying alone or €40,000 with a co-applicant.

På engelsk

Home energy efficiency loan

Swedbank ASEstlandLån20k EUR og oppover

Borrow from €20,000 for house renovations such as insulation and heating upgrades, using the house being renovated as security.

På engelsk

Solar panel loan

Swedbank ASLatviaLån3–30k EUR

Borrow without pledging your property to buy and install solar panels, batteries, heat pumps or wind generators for your home.

På engelsk

Home energy-efficiency loan

Swedbank ASLatviaLån20k EUR og oppover

A property-secured loan for homeowners improving an existing private house with insulation, heat-recovery ventilation or more efficient windows and doors.

På engelsk

GEFF home energy renovation loan

NLB BankaMontenegroLåninntil 50k EUR

Borrow for approved insulation, windows, heating or solar technologies in a home, with a conditional GEFF incentive after installation and verification.

På engelsk

Future-proof home loan

Gemeente EdeNederlandLån2,5–30k EUR

Borrow for insulation, solar panels or eligible heat pumps in an existing home you own and live in in Ede.

På engelsk