Green loan
Borrow for home energy upgrades or a new electric or plug-in hybrid car if you qualify for Capital Credit Union membership in its Dublin and North Wicklow catchment.
Esta oportunidade está atualmente disponível em inglês.
You can finance wall, attic or floor insulation, window and door upgrades, ventilation, heat pumps or solar panels. Boiler upgrades, pipe insulation and heating controls also qualify. The loan also covers a new electric or plug-in hybrid car, with a home charger if needed.
Capital Credit Union lends you money that you repay with interest. Its published indicative rate is 6.1% a year variable, with a typical annual percentage rate (APR) of 6.28%. These rates are dated 27 August 2025 and can change. You can choose weekly, fortnightly or monthly repayments; the credit union offers flexible repayment arrangements, no hidden transaction fees or administration charges, and no early-repayment penalty.
Members can receive their loan funds through online banking. Missing repayments puts your loan into arrears and may affect your credit rating and future access to credit.
Eligibility
You must be a Capital Credit Union member before applying. You can join if you live, work or study in its catchment, which includes most parts of Dublin 2, 4, 6, 6W, 8, 12, 14, 16 and 18, and North Wicklow.
To join, provide valid identification and proof of address dated within the last six months, and lodge €10 as the minimum share balance. If you qualify through employment or study in the area, provide evidence of that employment or study as well.
New members can apply for a loan on the day they join. Approval depends on your ability to meet repayments, rather than how much you have saved. Loan applications require photo ID and proof of your home address; the credit union may request additional documents depending on the amount and your membership status.
How to apply
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- Membership and lending approval are required.[^c3][^c13][^c12]
If you need to join, complete the online membership form, upload your documents using ID Pal, and wait for staff to review the application and contact you. Lodge the €10 minimum share balance to finalise opening the account. You can also join at a branch with the required documents.
Choose the amount you need and use the loan calculator to work out an affordable repayment plan. Submit the Green Loan application online, by phone or by email; a staff member will contact you. Members with online access can use the application button on the product page. You can also call a loan specialist on (01) 299 0400 or speak to staff at a branch.