Empréstimos verdes para empresas

Empréstimos para empresas que investem na redução de emissões ou do consumo de energia. O mutuante verifica os benefícios ambientais do investimento e a sua capacidade de reembolso. Alguns empréstimos cobrem apenas parte do custo.

Oportunidades de financiamento (150)

Subsídios e incentivos fiscais

Go Greener SME Reward

HSBC UKReino Unido

UK trading businesses can receive 1% cashback on eligible HSBC borrowing used mainly for investments such as solar panels, electric vehicles or LED lighting.

Em inglês

Empréstimos e outros financiamentos

Battery Booster Facility

European Commission4 países e regiões selecionadosaté 500 M EURencerrado

Interest-free loans for EEA manufacturers scaling their first commercial electric-vehicle battery-cell production site.

Em inglês

Green loan

AlmiSuéciaaté 20 M SEK

Loans for small and medium-sized businesses in Sweden investing in projects such as solar panels, charging points or energy-saving equipment.

Em inglês

Green loans

Danske BankSuécia

Loans for businesses switching to electric vehicles, generating renewable electricity or reducing energy use in buildings.

Em inglês

Green loan for solar energy

HandelsbankenSuécia

Finance a large or small solar-energy project for your business, including the plant, installation and infrastructure needed to put it into operation.

Em inglês

Green corporate loans

NordeaSuécia

Loans for businesses investing in renewable energy, more efficient buildings or lower-emission transport.

Em inglês

Feasibility study financing

Nopef, Nefco8 países e regiões selecionadosaté 50 mil EURencerra 13/11/2026

Conditional loans of up to €50,000 help established Nordic SMEs prepare climate- or environment-positive expansion outside the EU and EFTA.

Em inglês

Loans for Nordic green companies

Nefco

Loans of typically €2 million to €5 million for established Nordic small and medium-sized businesses investing to take proven environmental solutions into international markets.

Em inglês

BMKB Energy

Netherlands Enterprise AgencyPaíses Baixosencerra 1/07/2027

A Dutch state guarantee that helps SMEs borrow for investments delivering at least 15% energy savings or for eligible temporary energy-related working-capital needs.

Em inglês

Climate investment loan (293)

KfWAlemanhaaté 25 M EUR

Loans of up to €25 million per project for climate-technology production, lower-carbon industrial processes or infrastructure. Businesses and self-employed applicants can finance projects in Germany; projects elsewhere in the EU need a specified German company connection.

Em inglês

Renewable energy loan (270)

KfWAlemanhaaté 150 M EUR

Loans of up to €150 million per project for renewable electricity, heat, networks and storage, including projects abroad when the applicant has the required German corporate connection.

Em inglês

Business energy and resource efficiency loan (295)

KfWAlemanhaaté 100 M EUR

Loans for organizations investing in efficient industrial equipment, renewable process heat, energy-management systems or process electrification in Germany. After KfW accepts the completed work, it reduces the amount the borrower must repay.

Em inglês

Environmental investment loan (240, 241)

KfWAlemanhaaté 25 M EUR

Loans of normally up to €25 million per project for businesses financing eligible resource-saving, pollution-control, climate-mitigation or climate-resilience investments in Germany or elsewhere in the EU.

Em inglês

Large-scale sustainable transformation financing (291)

KfWAlemanhaaté 100 M EUR

Large loans arranged by several financing partners for majority privately owned businesses making eligible cleaner industrial, energy, transport or other environmental investments, with KfW normally covering €7.5 million to €100 million of the lenders' risk.

Em inglês

Innovation loan

AlmiSuécia50–500 mil SEK

A SEK 50,000–500,000 loan for Sweden-registered companies testing or prototyping a new climate product, service, process or business model before it reaches the market; Almi can cover up to half of project costs.

Em inglês

Sustainable mobility investment loan (268)

KfWAlemanha

A loan covering up to 100% of eligible costs for businesses and qualifying public or nonprofit organisations investing in climate-friendly vehicles, transport infrastructure or digital mobility in Germany.

Em inglês

Sustainable mobility investment loan (269)

KfWAlemanha25 M EUR ou mais

Loans from €25 million with individually agreed terms for businesses and qualifying public or nonprofit organisations investing in climate-friendly transport in Germany.

Em inglês

Climate and Environmental Loan

FinnveraFinlândia150 mil–2 M EUR

Loans of €150,000–€2 million for Finnish companies investing in cleaner energy, energy efficiency and circular or low-emission business.

Em inglês

Loans for renewable energy companies

RentenbankAlemanha

Bank loans for renewable-energy generation, storage and local distribution projects in Germany, with eligibility determined by the company’s owners and technology. Finance can cover up to 100% of eligible investment costs.

Em inglês

Business Green Loan

Commonwealth Bank of AustraliaAustrália

Business-purpose loans for eligible clean energy, transport, efficiency and other environmental investments in Australia. Borrowers must show how the funds will be used and have cash or loan balances above A$1 million.

Em inglês

Regional business greening loan or guarantee

ALTUMLetôniaaté 10 M EUR

Small and medium businesses investing outside the Riga statistical region can finance energy savings, renewable energy or lower emissions, with part of their loan written off after successful delivery.

Em inglês

Green loan

BpifranceFrança50 mil–5 M EUR

Loans for established businesses in France to cut resource use, adopt cleaner transport or invest in renewable energy, with matching bank finance.

Em inglês

Green credit guarantee

EKNSuécia

A bank guarantee supporting loans for Swedish exporters and their suppliers investing in greener production or covering short-term operating costs in a green business.

Em inglês

Prêt Flash Électrique

BpifranceFrança10–100 mil EUR

An unsecured loan for French businesses with fewer than 50 employees replacing fossil-fuel equipment with electric equipment.

Em inglês

Green microloan

AS SEB PankEstôniaaté 40 mil EUR

Borrow up to €40,000 without collateral for your business’s solar panels, wind turbines, electric car charging stations or energy storage.

Em inglês

Green business loan

AS SEB PankEstônia

Loans for corporate customers investing in renewable energy, energy efficiency or climate resilience, subject to SEB’s assessment of the project’s environmental benefits.

Em inglês

Green microloan for businesses

AS SEB bankaLetôniaaté 50 mil EUR

Borrow up to EUR 50,000 for business solar panels or electric-car charging stations, without a collateral pledge but with ALTUM and owner guarantees.

Em inglês

Business renewable-energy loan

Swedbank ASLetônia5 mil EUR ou mais

A loan for companies buying and installing solar panels, wind turbines or heat pumps for their own use, with a conditional option to borrow without pledging extra assets as security.

Em inglês

Green loan for business

AS SEB bankaLetônia

Loans for corporate customers investing in renewable energy, energy efficiency or other projects that pass SEB’s individual green-project assessment.

Em inglês

Green business loan

SEB LithuaniaLituânia

Loans for corporate customers investing in renewable energy, energy efficiency or climate resilience, with each project assessed against SEB’s green financing criteria.

Em inglês

Green business loan

NordeaFinlândia

A secured business loan for renewable energy, energy efficiency and other environmental investments whose benefits are measured.

Em inglês

Green business loan

DNBNoruega

Loans for businesses investing in renewable energy, energy savings and other projects with measurable environmental benefits.

Em inglês

Transition loan

EkobankenSuécia

A loan for companies and associations investing in renewable energy, efficient buildings or other changes with environmental, social or cultural benefits.

Em inglês

Business energy financing

Michigan SavesMichigan5 mil USD ou mais

Loans for Michigan businesses and other organizations to improve building energy efficiency or install renewable energy, using an authorized contractor.

Em inglês

Green energy loan for businesses

AktiaFinlândia10 mil EUR ou mais

A secured loan for businesses and housing companies installing renewable energy or improving energy efficiency in buildings they own.

Em inglês

Business Sustainability Loan

AIBIrlanda2–100 mil EUR

Loans for businesses, farmers and community organisations investing in renewable energy, qualifying building improvements or other eligible environmental measures.

Em inglês

IND-SURYA SHAKTI

Indian BankÍndia

A secured business loan for micro, small, medium and larger businesses installing solar power plants to supply their own electricity.

Em inglês

Business sustainability loan

ASBNova Zelândia25 mil–2 M NZD

Variable-rate term loans for businesses and farms buying qualifying energy-saving equipment, lower-carbon vehicles or other environmental and social improvements.

Em inglês

Solar self-consumption loan

Piraeus BankGrécia

Loan for small and micro businesses with turnover up to €2.5 million installing solar panels to offset their electricity use or electricity bill.

Em inglês

Photovoltaic park financing

EurobankGrécia

Loans or equipment leasing for businesses, professional farmers and energy-community participants developing photovoltaic parks to sell the electricity they produce.

Em inglês

Sustainable business loan

KiwibankNova Zelândia

Preferential-rate borrowing for businesses investing in approved energy, buildings, transport, waste or land-use projects, with a separate route for B Corp-certified businesses.

Em inglês

Green business loan

Nova Ljubljanska bankaEslovênia

Loans for businesses investing in renewable energy, energy-efficient buildings and equipment, cleaner transport or other projects that reduce their environmental impact.

Em inglês

Solar finance

Sindh BankPaquistão

Borrow for a complete 1–400 kW solar installation for your home, business or farm, with a minimum 15% down payment.

Em inglês

Green business loan

BPBKosovo10–150 mil EUR

Loans of €10,000–€150,000 for active businesses investing in solar panels, energy-efficient equipment and other environmental improvements.

Em inglês

Sustainable Business Loan

Westpac New ZealandNova Zelândia

A preferred-rate loan for corporate and agribusiness customers investing in renewable energy, energy efficiency, energy storage or climate adaptation, with at least NZ$1 million in total Westpac business lending.

Em inglês

Sustainable equipment loan

Westpac New ZealandNova Zelândia15 mil NZD ou mais

A business loan covering up to the full purchase price of eligible electric, hydrogen-fuelled or lower-emission vehicles and equipment, without a deposit.

Em inglês

Sustainable Farm Loan

Westpac New ZealandNova Zelândia

A financial incentive on farm term lending for agribusiness customers who commit to whole-farm sustainability, including emissions reduction and climate resilience.

Em inglês

Eco Renovate Loan

DBSSingapura

Loans for small and medium-sized businesses renovating completed non-residential properties in Singapore with energy-saving equipment, solar panels or other qualifying green features.

Em inglês

Business solar financing

Standard BankÁfrica do Sul10 mil ZAR ou mais

Loans for businesses buying solar electricity systems, with grid-connected and battery-storage options and repayment over up to 60 months.

Em inglês

Sustainable dairy farming loan

Banco PopularCosta Ricaaté 20 M CRC

Loans of up to CRC 20 million for established dairy producers investing in measures that reduce emissions and help their farms adapt to climate change.

Em inglês

Business energy loan

Sparbanken SkåneSuécia

A loan for companies and housing associations that own property to pay for energy-saving improvements, renewable energy and nearby charging points.

Em inglês

Business Green Loan

ANZ New ZealandNova Zelândia5 mil NZD ou mais

Loans for ANZ Business customers investing in qualifying solar systems, energy-saving equipment or cleaner transport, with special floating pricing on up to NZD 3 million per entity.

Em inglês

Business energy loan

Varbergs SparbankSuécia

A loan for businesses that own their property and want to improve its energy efficiency, including solar panels, insulation and heating upgrades.

Em inglês

Solar power loan

People’s BankSri Lankaaté 500 M LKR

Loans for individuals and businesses in Sri Lanka to finance solar generation, covering up to 75% of project cost.

Em inglês

Green Power loan

People’s BankSri Lankaaté 500 M LKR

Loans for businesses registered and operating in Sri Lanka to finance green investments and working capital, including renewable electricity projects.

Em inglês

Sustainability loan

Bank WindhoekNamíbia

Loans for individuals and businesses investing in renewable energy, energy savings, certified green buildings or climate adaptation in Namibia.

Em inglês

Commercial solar finance

Al Baraka BankÁfrica do Sul

Finance for businesses installing solar, with a fixed-price option requiring a deposit or a longer-term option linked to property value.

Em inglês

Energy-efficient building loan

LfA Förderbank BayernAlemanhaaté 20 M EUR

A supplementary loan for businesses and self-employed professionals improving commercial premises in Bavaria with an approved federal grant or a federal loan that includes a repayment grant.

Em inglês

Green business loan

SäästöpankkiFinlândia20 mil EUR ou mais

A loan for Finnish companies investing in renewable energy, energy efficiency or other sustainable projects, with terms assessed individually.

Em inglês

Sustainable business finance

ÍslandsbankiIslândia

Loans for businesses investing in renewable energy, efficient equipment, cleaner transport or qualifying green buildings, subject to credit and sustainability assessment.

Em inglês

Easy’Green Loan

Wallonie EntreprendreBélgicaaté 1 M EUR

Loans for businesses of any size investing in energy efficiency, renewable energy or other carbon-reduction projects in Wallonia.

Em inglês

S-Loan green projects

Intesa SanpaoloItália

Loans for businesses investing in renewable energy, efficiency, cleaner production and climate resilience, with a rate reduction for completing the project on time.

Em inglês

Go Green loan for SMEs

NLB BankaMontenegroaté 1 M EUR

Loans for SMEs registered or primarily active in Montenegro investing in green technology, with a grant after successful completion and verification.

Em inglês

GEFF green economy loan

maibMoldáviaaté 5 M EUR

Finance energy efficiency and renewable-energy improvements through a repayable loan. Complex commercial or industrial investments have a EUR 5 million category limit; residential projects have a EUR 500,000 limit. GEFF assesses each project.

Em inglês

Business solar-panel loan

maibMoldávia

Finance up to 80% of a solar-panel investment for your business, with loans up to MDL 1.5 million offered without pledging physical assets.

Em inglês

Energy transition loan

CICFrança

A repayable loan for companies investing in solar panels, lower-emission vehicles or equipment that improves energy efficiency.

Em inglês

SME Green Financing Program

Canadia BankCamboja

Secured loans for established businesses investing in renewable energy, energy efficiency, green transport and other eligible environmental activities.

Em inglês

Solar loan

GetBucks EswatiniEssuatíni1–250 mil SZL

Borrow E1,000–E250,000 for solar energy solutions for an individual or business, repayable over 1–48 months.

Em inglês

Green Energy business loan

InvestbankBulgária

A loan for small and medium-sized businesses, corporate clients and farmers building solar power installations for their own electricity needs.

Em inglês

Green business loan

MK KreditRomênia10–750 mil RON

Loans of RON 10,000–750,000 for businesses investing in renewable energy, lower energy use or equipment with reduced emissions.

Em inglês

Clean energy business loan

VÚBEslováquia

Companies can borrow to connect to a local renewable energy source, with up to 90% of total project costs financed.

Em inglês

Green agricultural loan

Ørland SparebankNoruegaaté 500 mil NOK

Borrow for farm investments with documented sustainability benefits, including renewable energy, electric farm vehicles and improved manure management.

Em inglês

Green agricultural loan

Tolga-Os SparebankNoruegaaté 500 mil NOK

Borrow for farm solar power, electric equipment or manure-management investments with documented benefits for more sustainable food production.

Em inglês

Green agricultural loan

Berg SparebankNoruega

A loan secured on agricultural property for farming businesses investing in energy savings in farm housing or renewable energy measures that qualify for Enova support.

Em inglês

Climate investment loan

BKS BankÁustria

Borrowing for businesses investing in solar power, energy-saving indoor lighting or thermal building renovation.

Em inglês