Empréstimos verdes para imóveis

Financie um edifício energeticamente eficiente ou peça um empréstimo para melhorias como isolamento e painéis solares. Alguns empréstimos exigem que o edifício já cumpra padrões energéticos; outros pagam o trabalho para o melhorar.

Oportunidades de financiamento (488)

Subsídios e incentivos fiscais

Empréstimos e outros financiamentos

Residential building retrofit loan

KfWAlemanhaaté 150 mil EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

Em inglês

Green property loan

HandelsbankenSuécia

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

Em inglês

Green investment loan

SBABSuécia

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

Em inglês

Green property loan

SEBSuécia

Loans to finance energy-efficient apartment and commercial buildings, including existing properties and new construction.

Em inglês

Green property loan

SwedbankSuécia

Loans for companies owning or buying an energy-efficient property, with the property as security.

Em inglês

Energy loan

SwedbankSuécia

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

Em inglês

Energy saving loan

Nationaal WarmtefondsPaíses Baixos1–29 mil EUR

A €1,000–€29,000 loan for owner-occupiers improving the energy performance of an existing home in the Netherlands.

Em inglês

Mijn VerbouwLening

Flemish GovernmentFlandres

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

Em inglês

Non-residential energy renovation loan (263)

KfWAlemanha

A loan for companies, nonprofits and other investors renovating non-residential buildings in Germany, with part of the debt written off when the project meets qualifying standards.

Em inglês

Home Energy Efficiency Loan

Manitoba HydroCanadá500–20 mil CAD

Manitoba Hydro offers credit-approved financing for qualifying upgrades to an owner’s or tenant’s primary home. Hydro pays the supplier after completion; the homeowner repays the loan, with interest, through monthly energy bills.

Em inglês

Home energy loan

NordeaSuécia20–500 mil SEK

Nordea customers who own a house or holiday home can apply to borrow SEK 20,000–500,000 for upcoming energy-saving improvements, without pledging an asset as security.

Em inglês

Home energy loan

SwedbankSuécia30–350 mil SEK

Individuals can apply to borrow SEK 30,000–350,000 for home energy-saving investments, with a one-to-twelve-year repayment term depending on the loan’s size and purpose.

Em inglês

Home energy mortgage increase

SEBSuécia100 mil SEK ou mais

Homeowners can apply to increase their SEB mortgage by at least SEK 100,000 for energy improvements, with a 0.10-percentage-point interest discount on the extra borrowing.

Em inglês

Home solar loan

SwedbankSuécia30–350 mil SEK

Individuals can borrow SEK 30,000–350,000 for solar panels from any supplier, with payment after installation and receipt of an invoice.

Em inglês

Home energy loan

Commonwealth Bank of AustraliaAustrália4–50 mil AUD

Unsecured loans of A$4,000–50,000 for eligible home-energy upgrades, with discounted fixed or variable interest and a separate concession for eligible CommBank mortgage customers.

Em inglês

Clean Energy Home Loan New Build

Bank AustraliaAustrália10 mil AUD ou mais

A mortgage for buying, building or refinancing a qualifying new, all-electric Australian home, with a reduced variable rate for five years or fixed rate for three years.

Em inglês

Green mortgage

SEBSuécia

Buy or own a home with qualifying energy or environmental certification and receive a 0.10 percentage point discount on your mortgage interest rate.

Em inglês

Green mortgage

SwedbankSuécia

An extra 0.10 percentage point mortgage interest discount for households whose home meets the energy-class or building-certification criteria.

Em inglês

Green mortgage

NordeaSuécia

A 0.10 percentage point mortgage-rate discount for individuals buying, building or living in a home with a qualifying energy class or environmental certificate.

Em inglês

Green mortgage

Danske BankSuécia

A 0.10 percentage point interest discount on fixed-rate mortgages for owners of homes with qualifying energy ratings or environmental certification.

Em inglês

Green mortgage

SBABSuécia

A mortgage interest reduction of 0.10 percentage points for households with an energy-class A home, or class B under a declaration made before 1 October 2026.

Em inglês

Green mortgage

NordeaNoruega

Borrow to buy or refinance a home with an A or B energy rating, or a qualifying environmental certification for homes built from 2021.

Em inglês

Green mortgage

StabeloSuécia500 mil–20 M SEK

Households with a home in energy class A or B can receive a 0.10 percentage-point interest discount on their whole mortgage.

Em inglês

Green mortgage for households

HandelsbankenSuécia

Get a 0.10 percentage point reduction on your mortgage interest for a house, holiday home or tenant-owned apartment meeting energy or environmental-certification requirements.

Em inglês

Green mortgage top-up loan

StabeloSuécia

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

Em inglês

Green energy loan for your home

HandelsbankenSuéciaaté 250 mil SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

Em inglês

Energy renovation loan

NordeaFinlândia15 mil EUR ou mais

A secured loan for households with a home address in Finland to improve a detached or semi-detached home, with a lower margin for qualifying energy renovations.

Em inglês

Existing-home upgrade loan

HusbankenNoruega

Borrow for substantial energy and accessibility improvements to year-round homes, with defined alternatives for extensive accessibility work alone.

Em inglês

Green mortgage

DNBNoruega

Buy an A- or B-rated energy-efficient home, refinance its mortgage or increase your existing home loan.

Em inglês

Green mortgage

KLP BankenNoruega

A mortgage interest discount for KLP pension members whose home has energy rating A or B, or who have received Enova support for energy improvements to their primary home.

Em inglês

Green mortgage

Storebrand BankNoruega

A mortgage for individuals buying an A- or B-rated energy-efficient home, which can also be offered for refinancing or increasing an existing home loan.

Em inglês

Good Energy Home Loan

ANZ New ZealandNova Zelândia3–80 mil NZD

Borrow NZD 3,000–80,000 as a home-loan top-up for qualifying home-energy upgrades, solar power, rainwater tanks or cleaner transport, with an initial three-year fixed rate.

Em inglês

Greater Choices Home Loan

Westpac New ZealandNova Zelândiaaté 50 mil NZD

Borrow up to NZ$50,000 interest free for five years for home energy upgrades, climate resilience or a fully electric vehicle, alongside a qualifying Choices mortgage.

Em inglês

Home Energy Saver loan

NSW GovernmentAustráliaaté 15 mil AUD

Zero-interest loans of up to AUD 15,000 help homeowners and landlords install approved energy upgrades in New South Wales homes, with repayment over up to 10 years.

Em inglês

Solar panel loan

Swedbank ASEstônia3–30 mil EUR

Homeowners can borrow €3,000–€30,000 without collateral for solar panels, heat pumps, wind turbines or energy storage at a property they own in Estonia.

Em inglês

Solar panel loan

AS SEB PankEstôniaaté 40 mil EUR

A consumer loan for individuals buying and installing solar panels, with up to €25,000 when applying alone or €40,000 with a co-applicant.

Em inglês

Home energy efficiency loan

Swedbank ASEstônia20 mil EUR ou mais

Borrow from €20,000 for house renovations such as insulation and heating upgrades, using the house being renovated as security.

Em inglês

Solar panel loan

Swedbank ASLetônia3–30 mil EUR

Borrow without pledging your property to buy and install solar panels, batteries, heat pumps or wind generators for your home.

Em inglês

Home energy-efficiency loan

Swedbank ASLetônia20 mil EUR ou mais

A property-secured loan for homeowners improving an existing private house with insulation, heat-recovery ventilation or more efficient windows and doors.

Em inglês

Green Home loan

AS SEB bankaLetônia

Borrow to buy an energy-efficient apartment or house, or build a qualifying private house, with individually assessed interest and no loan agreement fee.

Em inglês

Green loan for business

AS SEB bankaLetônia

Loans for corporate customers investing in renewable energy, energy efficiency or other projects that pass SEB’s individual green-project assessment.

Em inglês

Home energy efficiency loan

SEB LithuaniaLituânia500–40 mil EUR

Borrow without collateral for household solar power, heat pumps, wind turbines, electricity storage or electric-car charging equipment, with loan limits based on individual or family income.

Em inglês

Green home loan

SEB LithuaniaLituânia

A mortgage for individuals buying or building an energy-efficient home in Lithuania, with a lower interest rate than the regular home loan and no contract fee.

Em inglês

Green mortgage

HypoteketSuécia

A mortgage interest discount for households with a house or holiday home in energy class A or B.

Em inglês

Green mortgage

Swedbank ABLituânia20 mil EUR ou mais

A secured home loan for individuals buying or building a new home in energy-efficiency class A+ or A++, including when replacing an existing home.

Em inglês

Green home loan

AS SEB PankEstônia15 mil EUR ou maisencerra 31/12/2026

Borrow to buy or build an energy-efficient home, with property limits that depend on building type and construction date.

Em inglês

Energy home loan

Nordea DenmarkDinamarca

Borrow against your home for professional energy improvements or climate adaptation, including heat pumps, solar panels and insulation.

Em inglês

Green mortgage

Nordax BankSuécia150 mil SEK ou mais

A mortgage interest discount of 0.25 percentage points for households buying or borrowing against a house or tenant-owned apartment with energy class A or B.

Em inglês

Energy-saving loan

NordeaNoruega50 mil–1 M NOK

Borrow for Enova-recommended energy improvements or work that protects your primary home from water, with the home as security.

Em inglês

Energy loan

ICA BankenSuécia20–600 mil SEK

An unsecured personal loan for individuals registered in Sweden to finance home insulation, efficient windows, solar panels or a replacement heating system.

Em inglês

Green mortgage

Handelsbanken NorwayNoruega

A mortgage for bank customers whose home or holiday home meets energy-label or environmental-certification requirements that depend on its construction year.

Em inglês

Greener Mortgage

Virgin Money UKReino Unido

A mortgage with more competitive pricing for buyers of new-build homes with a certified or predicted energy rating of A or B.

Em inglês

Energy-efficient home mortgage

HSBC UKReino Unido

A mortgage with cashback on selected products for UK-resident buyers and homeowners purchasing or remortgaging an energy-efficient home.

Em inglês

EcoSaver mortgage

Bank of IrelandIrlanda

A fixed-rate mortgage for home buyers, landlords and existing borrowers, with interest discounts linked to the property’s energy rating.

Em inglês

Green mortgage

PTSBIrlanda

A lower fixed mortgage rate for new and existing home borrowers whose home has, or will achieve, a qualifying A or B energy rating.

Em inglês

Green mortgage

Sparbanken SydSuécia

A mortgage interest discount for buyers of energy-efficient or certified homes and homeowners transferring a qualifying mortgage from another bank.

Em inglês

Home energy improvement loan

Nykredit BankDinamarcaaté 500 mil DKK

Borrow up to DKK 500,000 for professionally installed home energy improvements, with special terms for qualifying banking customers.

Em inglês

Energy loan

KBC BankBélgica1 mil EUR ou mais

Borrow at a fixed rate for home improvements such as insulation, solar panels and heat pumps when at least half of the renovations improve energy efficiency.

Em inglês

Energy renovation loan

Belfius BankBélgica

Borrow for energy-saving home improvements such as heat pumps, solar panels and insulation, with at least half the loan used for energy-saving investments.

Em inglês

Green personal loan

AIBIrlanda3–60 mil EUR

Borrow €3,000–€60,000 for personal purchases such as home energy upgrades or electric vehicles, with at least half the loan currently required for listed green initiatives.

Em inglês

Duurzaam Wonen

ASN BankPaíses Baixos2,5–30 mil EUR

Borrow €2,500–€30,000 alongside an ASN mortgage for permanent energy-saving or climate-adaptation improvements to your own home in the Netherlands.

Em inglês

Green renovation loan

CrelanBélgica2,5–75 mil EUR

An instalment loan for homeowners renovating their home, with at least half the borrowing used for energy-saving improvements.

Em inglês

Sustainable home mortgage

Triodos BankPaíses Baixos

Buy or refinance an owner-occupied home with mortgage pricing linked to its energy label and an extra discount for qualifying biobased new builds.

Em inglês

Home energy loans

Efficiency MaineMaineaté 25 mil USD

Unsecured loans for Maine property owners installing heat pumps or improving insulation and air sealing, with an income-based repayment option.

Em inglês

Smart-E home-energy loan

Connecticut Green BankConnecticutaté 50 mil USDencerra 31/12/2026

An unsecured loan of up to $50,000 for Connecticut homeowners to install heat pumps, insulation, solar panels and other energy or resilience improvements.

Em inglês

Home Energy-Efficiency Loan

Energize DelawareDelaware1–50 mil USD

An unsecured loan for Delaware homeowners to pay for insulation, air sealing, efficient heating and other improvements that qualify for an Energize Delaware rebate.

Em inglês

Home Energy Loan

Michigan SavesMichigan

Unsecured loans for Michigan homeowners to improve insulation, heating, solar power and other qualifying home energy systems through authorised contractors.

Em inglês

Energy renovation loan

SäästöpankkiFinlândia10 mil EUR ou mais

A secured loan for households improving the energy efficiency of a home or holiday property, or paying their share of a housing-company energy renovation.

Em inglês

Household energy loan

Sparebanken NorgeNoruegaaté 500 mil NOK

Borrow against your home, second home or holiday home for new energy-saving improvements, with a higher loan limit for larger documented energy improvements.

Em inglês

Energy renovation loan

Danske BankFinlândia

Households can borrow for energy-saving improvements to a home, holiday home or investment property, with secured and unsecured options.

Em inglês

Energy and climate protection loan

Lån & SparDinamarca50–500 mil DKK

Borrow for energy improvements or flood protection in your house, terraced house or holiday home, with the loan amount depending on your property equity.

Em inglês

Home energy improvement loan

AL SydbankDinamarcaaté 500 mil DKK

Borrow for insulation, new windows, heating upgrades or solar panels in a home you own, with at least 90% of the loan reserved for approved energy improvements.

Em inglês

Eco-renovation loan

BeobankBélgica1,3–50 mil EUR

Borrow for solar panels, insulation and other ecological improvements to a home in Belgium, with invoices or a signed order covering 70% of the loan.

Em inglês

Green home improvement loan

ArgentaPaíses Baixosaté 35 mil EUR

Borrow up to €35,000 through your Argenta mortgage for future home energy improvements, such as insulation, a heat pump or solar panels.

Em inglês

Energy renovation loan

CommerzbankAlemanha1,5–100 mil EUR

Borrow for insulation, low-carbon heating, solar panels or biodiversity improvements to a home you own, without using your home as collateral.

Em inglês

Green mortgage

BPER BancaItália

A mortgage for consumers buying an Italian home in energy class A, B or C, improving its energy performance, or building a class A home.

Em inglês

Home energy renovation loan

Banco SantanderEspanhaaté 100 mil EUR

Borrow up to €100,000 for home energy improvements such as efficient heating, insulation and consumption controls, with a rate discount tied to proof of the sustainable use.

Em inglês

MaPrimeRénov’ advance loan

Crédit MutuelFrançaencerra 31/12/2026

An interest-free loan advances an awarded MaPrimeRénov’ grant for home energy renovation, alongside a complementary Crédit Mutuel renovation loan.

Em inglês

Mortgage Energy

UBS SwitzerlandSuíça25 mil CHF ou mais

A fixed-rate mortgage from CHF 25,000 for replacing oil or gas heating with renewable heating, or installing solar collectors or solar electricity panels on Swiss residential property, with no processing fee.

Em inglês

Better Homes Top Up

ASBNova Zelândiaaté 80 mil NZD

Borrow against your existing ASB home loan for eligible home energy upgrades or an electric or hybrid vehicle.

Em inglês

Solar Eco Loan

Police Credit UnionAustrália5 mil AUD ou mais

Borrow to buy and install solar panels, home batteries or solar water heaters if you are an Australian permanent resident new to Police Credit Union lending.

Em inglês

Green loan

Credit Union SAAustrália5 mil AUD ou mais

A fixed-rate personal loan for members and future members to buy energy-efficient equipment, improve a home or finance an electric or hybrid vehicle.

Em inglês

Green Loan

BrighteAustrália2–65 mil AUD

A loan for Australian residents to buy solar, batteries and other home energy improvements through an approved vendor.

Em inglês

Sustainable energy loan

KiwibankNova Zelândia

Borrow through a home loan for renewable energy at your owner-occupied home, with a contribution of up to NZ$2,000 when you borrow more than NZ$5,000.

Em inglês

Green loan

Teachers Mutual Bank LimitedAustrália5–40 mil AUD

Borrow AUD 5,000–40,000 without security for selected household improvements such as solar panels, batteries, insulation and double glazing.

Em inglês

Green personal loan

Horizon BankAustrália1–30 mil AUD

An unsecured loan for Australian residents to buy approved home solar, batteries, efficient heating, insulation and other green products.

Em inglês

Green housing loan

Nova Ljubljanska bankaEslovênia

Borrow to buy an energy-efficient home, build a passive or low-energy house, or improve your home with renewable energy and energy-saving work.

Em inglês

Home energy efficiency loan

CitadeleLetônia1–30 mil EUR

An unsecured loan for private individuals buying or installing solar panels, heat pumps, batteries or other renewable-energy systems at home.

Em inglês

Green housing loan

Bank of CyprusChipre

Borrow to buy or build a first or holiday home with an A-rated energy performance certificate if you are permanently resident in Cyprus.

Em inglês

Solar finance

Sindh BankPaquistão

Borrow for a complete 1–400 kW solar installation for your home, business or farm, with a minimum 15% down payment.

Em inglês

Solar loan

Park View Federal Credit UnionVirgíniaaté 75 mil USD

Borrow up to $75,000 for solar panels on a home you own, with the installed equipment securing the loan and Park View membership eligibility required.

Em inglês

Solar loan

MIT Federal Credit UnionEstados Unidos

Borrow for home solar installation as an MIT FCU member in Massachusetts or New Hampshire, using an approved contractor.

Em inglês

Green mortgage

Sparebanken NorgeNoruega

A mortgage with a lower interest rate for buying or refinancing your primary home with documented energy class A or B.

Em inglês

Tulevaisuuslaina

POP PankkiFinlândia

A loan for individuals buying an electric car or improving a residential property’s energy efficiency, with lower pricing and less collateral than a comparable ordinary loan.

Em inglês

Green mortgage

ÍslandsbankiIslândia

A mortgage interest discount and waived origination fee for individuals financing an environmentally certified home in Iceland.

Em inglês

Green loan

CANA Credit UnionIrlandaaté 100 mil EUR

Borrow for home energy improvements or electric and hybrid transport if you qualify for CANA Credit Union membership through Revenue employment, retirement or family ties, or CANA employment.

Em inglês

Go Green Loans

Kilmallock Credit UnionIrlandaaté 100 mil EUR

Borrow for home energy improvements or electric transport if you qualify for membership of this local credit union in Limerick and Cork.

Em inglês

Green loan

Croí Laighean Credit UnionIrlandaaté 100 mil EUR

Borrow for home energy upgrades or an electric or hybrid car if you live or work in the credit union’s local common-bond area in Ireland.

Em inglês

Greenify loan

Core Credit UnionIrlandaaté 75 mil EUR

Unsecured loans for Core Credit Union members to improve home energy efficiency or buy electric transport, subject to credit approval.

Em inglês

Go Green Loan

Malahide Credit UnionIrlanda10–100 mil EUR

Borrow for a home energy retrofit or an eco-friendly car if you live or work within the local membership area around Malahide.

Em inglês

Household solar finance

NedbankÁfrica do Sul

Borrow to buy a new home solar system from an approved supplier, with repayment over up to eight years and no need for a Nedbank home loan.

Em inglês

Energy Loan

Standard BankÁfrica do Sul3–300 mil ZAR

Borrow for solar, backup power and energy-saving water heating at your home, whether you own the property or have the owner’s permission.

Em inglês

Green loan

St. Francis Credit UnionIrlanda

Borrow for home energy improvements or an electric or plug-in hybrid vehicle as a member of this County Clare credit union.

Em inglês

Greenify loan

Cara Credit UnionIrlandaaté 100 mil EUR

Borrow for home energy upgrades, an electric or plug-in hybrid vehicle, or charging equipment if you are a Cara Credit Union member or can join its local membership area.

Em inglês

Green loan

Letterkenny Credit UnionIrlandaaté 80 mil EUR

Borrow up to €80,000 for home energy upgrades or electric transport as a credit union member in the Letterkenny area.

Em inglês

Green Loan

New Ross Credit UnionIrlanda

Borrow for work that improves your home’s energy rating or reduces your carbon footprint, if you qualify for local credit-union membership.

Em inglês

Green loan

Journi Credit UnionIrlanda

Borrow for home energy upgrades, electric or hybrid cars, and bicycles if you qualify for membership in the Waterford-area credit union.

Em inglês

Home energy equipment loan

CitadeleLituânia1–35 mil EUR

An unsecured personal loan for solar or wind generation, a share in a power park, energy storage or a heat pump, with higher borrowing available jointly with a spouse.

Em inglês

Unsecured green personal loan

Bendigo BankAustrália2 mil AUD ou mais

Borrow for eligible home solar power systems, grey water treatment or electric vehicle charging stations with a fixed-rate personal loan.

Em inglês

GreenRoad Loan

Transport MutualAustrália1 mil AUD ou mais

A secured personal loan for adults buying an electric or hybrid vehicle, a bicycle, or solar panels and battery storage with installation.

Em inglês

Loan for sustainable purchases

BBVA ArgentinaArgentina10 mil–70 M ARSencerrado

A fixed-rate personal loan for BBVA clients buying solar equipment, energy-saving home improvements or low-carbon transport, subject to income and credit checks.

Em inglês

Green home loan

Mauritius Commercial BankMaurício

Borrow for solar panels, solar water heaters or rainwater harvesting at your home, with up to 100% financing of eligible purchase and installation costs.

Em inglês

Energy loan

Sparbanken AlingsåsSuécia30–350 mil SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, windows or heating systems.

Em inglês

Household energy loan

Sparbanken TanumSuécia30–350 mil SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or heating systems.

Em inglês

Business energy loan

Sparbanken TanumSuécia

Borrow for energy improvements and renewable energy in property owned by a company or housing association, with materials and labour eligible.

Em inglês

Business energy loan

Sparbanken SkaraborgSuécia

A loan for property-owning companies and housing associations to pay for insulation, heating upgrades and renewable energy, with invoices required before payment.

Em inglês

Energy loan

Sparbanken SydSuécia

An unsecured personal loan for household energy improvements, including insulation, solar panels and replacing oil or direct electric heating.

Em inglês

Habitat Verde

BRDRomênia

A mortgage for individuals buying a home in Romania certified as green by the Romanian Green Building Council.

Em inglês

Household energy loan

Sörmlands SparbankSuécia30–350 mil SEK

Borrow for improvements that reduce your home’s energy use, including insulation, replacement windows, appliances and heating systems.

Em inglês

Home energy loan

Ulricehamns SparbankSuécia30–350 mil SEK

Borrow SEK 30,000–350,000 for home energy improvements such as insulation, replacement windows or more efficient appliances.

Em inglês

Home energy loan

Varbergs SparbankSuécia30–350 mil SEK

Borrow for energy improvements to a home you own, using an unsecured loan or a top-up to your existing mortgage.

Em inglês

Home energy loan

Roslagens SparbankSuécia30–350 mil SEK

Borrow for measures that reduce energy use in your home, with an existing or new mortgage at Roslagens Sparbank.

Em inglês

Green personal loan

Findomestic BancaItália1–100 mil EURencerra 5/11/2026

Borrow for home energy improvements, renewable-energy systems or qualifying electric and hybrid vehicles if you live in Italy.

Em inglês

Personal green loan

PrestipayItália5–50 mil EUR

Personal loans for people living in Italy to finance home energy improvements or an electric or hybrid vehicle.

Em inglês

Energy renovation personal loan

CofidisFrança6,5–40 mil EUR

Borrow €6,500–€40,000 for energy-saving work in a home you own, including a main home, second home or rental property.

Em inglês

Greener Futures Loan

SWSbankAustrália2–20 mil AUD

A personal loan for adults eligible for SWSbank membership to buy solar equipment or make other energy-saving home improvements.

Em inglês

Residential solar finance

Al Baraka BankÁfrica do Sul

Finance a home solar installation through fixed-price financing with a 20% deposit or a longer variable-price option tied to your property value.

Em inglês

Green loan

Life Credit UnionIrlandaaté 100 mil EUR

Borrow for insulation, solar panels, a full home retrofit or an electric vehicle if you live, work or study in Life Credit Union’s local membership area.

Em inglês

Green loan

Capital Credit UnionIrlanda

Borrow for home energy upgrades or a new electric or plug-in hybrid car if you qualify for Capital Credit Union membership in its Dublin and North Wicklow catchment.

Em inglês

Green loan

South Manchester Credit UnionInglaterra500–15 mil GBP

Borrow for home energy improvements, solar equipment or greener transport if you live or work within the South Manchester credit union’s membership area.

Em inglês

Photovoltaic installation loan

WIBankAlemanha10–50 mil EUR

Borrow for a new solar installation and associated storage at your exclusively owner-occupied home in Hessen, with a state interest subsidy.

Em inglês

Energy-saving renovation loan

LCLFrança3–50 mil EUR

A personal loan for adults financing home insulation, efficient heating or solar panels, with no arrangement fee.

Em inglês

Ecological renovation loan

ArgentaBélgica1,3–125 mil EUR

Borrow for energy-saving home renovations where ecological work accounts for more than half of the project cost.

Em inglês

Energy renovation personal loan

Crédit AgricoleFrança

Borrow to cover part or all of your home energy renovation, including insulation, renewable heating or solar panels, with a personal loan whose spending does not require expense receipts.

Em inglês

Green renovation loan

vdk bankBélgica2,5 mil EUR ou mais

A fixed-rate loan for private borrowers to insulate a home, install a heat pump or make other improvements to its energy-performance rating.

Em inglês

Energy renovation property loan

SGFrança1,6 mil EUR ou mais

Borrow at a fixed rate for insulation, solar panels and other energy-saving work in a main home, second home or rental property, subject to SG’s account and lending requirements.

Em inglês

Green home renovation loan

VÚBEslováquia500–50 mil EUR

Borrow for insulation, solar panels and other improvements to homes in Slovakia, with a purpose-linked interest discount and documents submitted after drawing the loan.

Em inglês

0% Interest Green Plan

Finkey CapitalAustrália2–35 mil AUD

Interest-free instalment finance for Australian homeowners installing solar, home batteries and other approved energy technology through a Finkey Network Vendor.

Em inglês

Green Energy Eco Loan

Broken Hill BankAustráliaaté 40 mil AUD

Homeowners can borrow up to AUD 40,000 for solar panels, batteries and other qualified sustainable home upgrades.

Em inglês

Sustainable Home Program

DesjardinsCanadáaté 500 CAD

Mortgage financing and conditional cashback for owner-occupiers renovating an eligible Quebec home or buying or building a certified energy-efficient new home.

Em inglês

Greener Home Loans

NBTA Credit UnionCanadá

Borrow for home-efficiency improvements such as heat pumps, insulation and efficient appliances, with preferred rates for credit union members.

Em inglês

Energy loan

SBABSuécia30–500 mil SEK

Borrow without pledging your home for energy-saving improvements, with an interest discount after you send a photo of the investment.

Em inglês

Kilowattlånet

SBABSuécia

Borrow against your house or holiday home for energy renovations, with a 0.20 percentage point interest reduction on the renovation loan for ten years.

Em inglês

Sustainability loan

JAK MedlemsbankSuécia20–250 mil SEK

An unsecured loan for individuals making home energy improvements such as solar panels, insulation or a heat pump.

Em inglês

Green energy loan

Ørskog SparebankNoruegaaté 500 mil NOK

Borrow up to NOK 500,000 to improve an older home’s energy performance, with separate qualifying routes for planned and completed renovations.

Em inglês

Green Reno Loan

Queensland Country BankAustrália3–60 mil AUD

Unsecured borrowing for homeowners in Australia to install solar, insulation and other energy-saving upgrades, including installation costs.

Em inglês

Home energy loan

Middelfart SparekasseDinamarcaaté 250 mil DKK

Borrow up to DKK 250,000 for home energy improvements, with security in your property or cooperative housing share.

Em inglês

Energy home loan

Sparekassen KronjyllandDinamarca

Borrow for insulation, heating upgrades or solar panels in your year-round home, with all your personal banking at Sparekassen Kronjylland.

Em inglês

Green loan

Ballina Credit UnionIrlanda

Borrow for home energy improvements or green transport if you live, work or study in Ballina Credit Union’s local membership area.

Em inglês

Energy loan

Rise SparekasseDinamarcaaté 150 mil DKK

Borrow up to DKK 150,000 for home energy improvements or renewable-energy investments, with security in your home.

Em inglês

Home energy loan

Dragsholm SparekasseDinamarca

Borrow for energy-saving home improvements such as insulation, new windows, heat pumps or solar panels, with local advice in Odsherred and Kalundborg.

Em inglês

Efficient home loan

UnicajaEspanha6–60 mil EUR

Borrow €6,000–€60,000 for energy-saving improvements to your home, including insulation, solar panels and appliances rated A or B.

Em inglês

Vivienda +Sostenible

IbercajaEspanhaaté 60 mil EUR

A personal loan for household energy improvements, including solar panels, insulation and more efficient home installations.

Em inglês

Home solar-panel loan

Fiare Banca EticaEspanha5–20 mil EUR

Borrow €5,000–€20,000 to install solar panels at home, with fixed interest and lower prices for cooperative members.

Em inglês

Greener Home Loan

Ardee Credit UnionIrlandaaté 50 mil EUR

Members can borrow up to €50,000 for home energy improvements such as insulation, solar panels or heat pumps, with work completed by SEAI-registered contractors.

Em inglês

Green Loan

Drogheda Credit UnionIrlanda2–75 mil EUR

Borrow for insulation, heat pumps, solar panels or an electric car as a member with a local connection to Drogheda, Dunleer, East Meath, Trim or Slane.

Em inglês

Energy loan

Sparbanken NordSuécia30–350 mil SEK

Borrow SEK 30,000–350,000 for changes that reduce energy use in your home, including insulation, replacement windows and more efficient appliances.

Em inglês

Home energy loan

Sala SparbankSuécia30–350 mil SEK

Borrow SEK 30,000–350,000 for home improvements that reduce energy use, including insulation, replacement windows and heating systems.

Em inglês

Energy loan

Skurups SparbankSuécia30–350 mil SEK

Borrow SEK 30,000–350,000 for improvements that reduce energy use in your home, such as insulation, new windows or appliances.

Em inglês

Solar loan

Falkenbergs SparbankSuécia30–350 mil SEK

An unsecured loan for individuals buying solar panels, with payment after installation and a supplier invoice.

Em inglês

Energy loan

Lollands BankDinamarcaaté 250 mil DKK

Borrow up to DKK 250,000 for energy improvements to your owner-occupied home, using a Totalkredit assessment or documentation of work on the bank’s eligible list.

Em inglês

Green mortgage for a new home

CIB BankHungria1 M HUF ou mais

A mortgage for individuals buying or building a new home that meets specified energy-certificate and energy-demand limits in Hungary.

Em inglês

GoGreen Home Energy Loan

California Coast Credit UnionCalifórnia5–75 mil USD

Borrow for new home energy improvements in California, including insulation, heat pumps and purchased solar with battery storage, with up to 30% available for other improvements.

Em inglês

MySolar home solar loan

UMassFiveEstados Unidosaté 100 mil USD

Borrow for home solar panels and related battery storage in Massachusetts and neighbouring states, with an interest-only first year.

Em inglês

Residential energy efficiency loan

NHSavesNova Hampshire1–15 mil USD

Borrow for insulation, air sealing and approved home energy improvements in New Hampshire through the Home Energy Performance programme.

Em inglês

Home energy loan

Sparbanken LidköpingSuécia30–350 mil SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, including insulation, replacement windows and appliances.

Em inglês

Energy loan

Sparbanken MälardalenSuécia30–350 mil SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or appliances.

Em inglês

Home energy loan

Sparbanken GöingeSuécia30–350 mil SEK

Borrow for insulation, replacement windows or other investments that can reduce energy use in your home, subject to the bank’s borrower assessment.

Em inglês

Solar loan

Sparbanken LidköpingSuécia30–350 mil SEK

An unsecured loan of SEK 30,000–350,000 for private borrowers installing solar panels, with a quotation from their chosen supplier.

Em inglês

Solar loan

Hoosier Hills Credit UnionEstados Unidosaté 90 mil USD

Borrow up to $90,000 for solar energy with repayment terms of up to 15 years if you qualify for credit union membership.

Em inglês

GoGreen Home Energy Loan

USC Credit UnionCalifórniaaté 50 mil USD

An unsecured loan for California homeowners and renters who qualify for credit union membership, funding home energy upgrades and solar with battery storage.

Em inglês

Solar loan

Leksands SparbankSuécia30–350 mil SEK

An unsecured loan of SEK 30,000–350,000 for individuals installing solar panels, with a choice of supplier.

Em inglês

Solar loan

Westra Wermlands SparbankSuécia30–350 mil SEK

Borrow without collateral to install solar panels on your own property if you are an existing or prospective customer in western Värmland.

Em inglês

Solar loan

Sparbanken MälardalenSuécia30–350 mil SEK

Borrow SEK 30,000–350,000 without pledging security to install solar panels, if you have your mortgages with the bank.

Em inglês

Expresso Green

BRDRomênia2–250 mil RON

A personal loan for renewable-energy equipment, home equipment in energy class A or B, zero-emission electric cars and greener personal transport.

Em inglês

Green consumer loan

NLB BankaMacedônia do Norteaté 2 M MKD

Borrow for solar systems or home insulation if you receive your salary or pension through NLB Banka in North Macedonia.

Em inglês

Green loan for the home

Alpha BankGrécia1,5–30 mil EUR

An unsecured personal loan for people living and taxed in Greece to improve their home’s energy efficiency.

Em inglês

Solar loan

Laholms SparbankSuécia30–350 mil SEK

Borrow without collateral to install solar panels, with payment after installation and receipt of the invoice.

Em inglês

Green loan

National Bank of GreeceGréciaaté 30 mil EUR

Borrow up to €30,000 for home energy improvements, energy-saving appliances or a new electric or hybrid vehicle.

Em inglês

Solar loan

Orusts SparbankSuécia30–350 mil SEK

Borrow without collateral to install solar panels from a supplier of your choice.

Em inglês

Solar loan

Dalslands SparbankSuécia30–350 mil SEK

Borrow without collateral to install solar panels, with a quotation from your chosen supplier.

Em inglês

Green consumer loan

Piraeus BankGrécia1,5–20 mil EUR

Borrow €1,500–€20,000 without collateral for home energy improvements, efficient appliances, solar power or bicycles and electric motorbikes if you live and pay tax in Greece.

Em inglês

Home energy improvement loan

Betri BankiIlhas Faroé30–500 mil DKK

Borrow for insulation, roof or window replacement, renewable heating and other energy-saving improvements to your home.

Em inglês

Green mortgage

Orkla SparebankNoruega

A mortgage for buying an A- or B-rated home or improving the energy efficiency of a qualifying home.

Em inglês

Solar loan

Clearwater Credit UnionEstados Unidos5–75 mil USD

Fixed-rate loans for home solar installations and related energy improvements, for borrowers who meet Clearwater Credit Union’s Montana county membership requirements.

Em inglês

Business energy loan

Tjörns SparbankSuécia

Borrow for insulation, heating upgrades, solar installations and other energy improvements to property owned by your company or association.

Em inglês

GEFF home energy renovation loan

NLB BankaMontenegroaté 50 mil EUR

Borrow for approved insulation, windows, heating or solar technologies in a home, with a conditional GEFF incentive after installation and verification.

Em inglês

Solar loan

Franklin FirstMassachusetts3–100 mil USD

Borrow $3,000–$100,000 for a resident-owned, grid-connected solar electricity system if you meet the Massachusetts borrower and credit union membership conditions.

Em inglês

Home solar loan

Mascoma BankEstados Unidosaté 60 mil USD

Borrow for a solar installation at a home you own in Vermont or New Hampshire, without using your home as collateral.

Em inglês

Energy loan

OTIS Federal Credit UnionMaine

Borrow for solar panels, heat pumps, geothermal heating or home energy improvements if you qualify for OTIS membership through its Maine counties or immediate-family route.

Em inglês

Smart Energy Loan

Santee CooperCarolina do Sul500–20 mil USD

Borrow for a qualifying heat pump water heater in your home if you are a Santee Cooper residential customer.

Em inglês

Solar loan

AYA BankMianmar (Birmânia)até 30 M MMK

Borrow to buy solar panels and related equipment for personal use if you are a Myanmar citizen with regular monthly income.

Em inglês

Solar loan

GetBucks EswatiniEssuatíni1–250 mil SZL

Borrow E1,000–E250,000 for solar energy solutions for an individual or business, repayable over 1–48 months.

Em inglês

Green loan

Absa Bank (Mauritius)Maurício

Borrow for solar panels, solar water heating, rainwater harvesting equipment or a hybrid or electric car through an unsecured personal loan.

Em inglês

Energy Advance loan

Berkeley Electric CooperativeCarolina do Sul1–50 mil USD

Borrow for insulation, efficient electric heat pumps and other energy improvements to your home or business after at least 12 months of Berkeley Electric service.

Em inglês

Green Ghar Finance

MCB Bank PakistanPaquistão200 mil–5 M PKR

Borrow for home solar equipment as a salaried or self-employed individual in twelve Pakistani cities, with your own contribution and equipment insurance.

Em inglês

Building energy-efficiency loan

KutxabankEspanha

A loan for individuals renovating single-family homes and owners associations improving residential buildings to cut energy consumption by at least 30%.

Em inglês

Solar-panel loan

Sparbanken i EnköpingSuécia30–350 mil SEK

An unsecured loan for private customers installing solar panels, with payment after installation and receipt of the invoice.

Em inglês

Solar-panel loan

Sparbanken BlekingeSuécia30–350 mil SEK

An unsecured loan for individuals installing solar panels, with payment after installation and receipt of an invoice.

Em inglês

Green mortgage

Sparbanken MälardalenSuécia

An extra 0.10 percentage-point mortgage interest discount for households whose home meets the bank’s energy or building-certification criteria.

Em inglês

Green mortgage

Sparbanken SpiraSuécia

An extra 0.10 percentage-point mortgage interest discount for households with an energy-efficient or certified home.

Em inglês

Green mortgage

Sparbanken SkåneSuécia

Mortgage interest discount for households buying, transferring or already financing an energy-class A or certified sustainable home.

Em inglês

Green mortgage

Sparbanken BokenSuécia

An extra mortgage interest discount for households buying, refinancing or owning a home with a qualifying energy rating or environmental certification.

Em inglês

Household energy loan

MedMera BankSuécia15–600 mil SEK

Borrow for solar panels, heat pumps, insulation and other energy-saving home improvements, with an interest discount after your investment evidence is approved.

Em inglês

Solar Plus Loan

Hong Leong BankMalásia15–60 mil MYR

Borrow RM15,000–RM60,000 against your residential property to buy and install rooftop solar panels through approved installers in Malaysia.

Em inglês

Green credit

Zuger KantonalbankSuíça10–75 mil CHF

An interest-free, unsecured loan for homeowners in the economic region Zug to replace oil or gas heating with a heat pump or install solar panels.

Em inglês

Sustainability mortgage

Basler KantonalbankSuíça10 mil–1 M CHF

Private customers can borrow for an energy-efficient property or eligible renovation and solar installations, with a discount on the fixed mortgage interest rate.

Em inglês

Umwelt-Bonus

Obwaldner KantonalbankSuíça50 mil CHF ou mais

Mortgage interest reductions and help with energy-certificate costs for owners renovating residential buildings or financing a qualifying new home.

Em inglês

Sustainability mortgage

Glarner KantonalbankSuíça25–500 mil CHF

A discounted mortgage for private and business borrowers renovating façades, insulation, roofs or windows to improve their building’s energy performance.

Em inglês

RenovaPlus mortgage

Nidwaldner KantonalbankSuíça20–100 mil CHF

Borrow CHF 20,000–100,000 for energy-efficiency renovations to your mortgaged property, with a guaranteed discount from the variable mortgage rate.

Em inglês

Sustainability mortgage

Bank ClerSuíça10 mil–1 M CHF

A fixed-rate mortgage with an interest discount for private energy-efficient properties, qualifying renovations and solar installations.

Em inglês

RegioEco-Kredit

Regiobank Solothurn AGSuíça10–50 mil CHF

Interest-free borrowing for private homeowners installing solar panels or replacing fossil heating with a heat pump in a house financed by Regiobank.

Em inglês

Eco mortgage

Bank BSUSuíça100–750 mil CHF

An individual mortgage interest discount and up to CHF 1,000 towards energy certification for an efficient home you occupy as your main residence.

Em inglês

Sustainable mortgage

acrevisSuíça

A five-year mortgage interest discount for single-family homes and condominium apartments with qualifying energy construction or renovation work.

Em inglês

Solar loan

Seylan BankSri Lanka

Borrow for a solar system from a bank-approved supplier if you are a permanent employee in Sri Lanka earning at least Rs.200,000 net per month.

Em inglês

Energy-efficient home loan

Bank of FukuokaJapão1–200 M JPY

Borrow at a special mortgage rate to build, buy or renovate a home for yourself or your family that meets ZEH energy standards or has LCCM certification.

Em inglês

Energy support loan

HalkbankTurquia

Borrow for home insulation, efficient lighting or solar energy systems as a property owner or tenant.

Em inglês

Green mortgage

Sparebanken ØstNoruega

Borrow to buy or build a home or holiday home with energy label A or B, BREEAM-NOR certification or the Nordic Swan Ecolabel, with no establishment fee.

Em inglês

Green mortgage

Sparebanken NarvikNoruega

A mortgage for private owners or buyers of homes with energy rating A or B, with green pricing for borrowing within 75% of the home’s value.

Em inglês

Energy mortgage

Bank AveraSuíça25 mil CHF ou mais

Borrow at a discounted interest rate to renovate a single-family or holiday home for better energy efficiency.

Em inglês

Green mortgage

MelhusBankenNoruega

A mortgage for individuals who own or are buying an energy-efficient home rated A or B.

Em inglês

Suryodaya Loan

UCO BankÍndiaaté 200 mil INR

Borrow up to INR200,000 to install grid-connected rooftop solar at a residential property you own in India.

Em inglês

Rooftop solar loan

Punjab & Sind BankÍndiaaté 200 mil INR

Borrow up to ₹200,000 for a grid-connected rooftop solar system of up to 3 kW on your own home, as a new or existing home-loan customer.

Em inglês

Green loan

Commsave Credit UnionReino Unido100–25 mil GBP

A loan for Commsave members making energy-efficient home improvements, with lower interest after proof of completed work.

Em inglês

Green loan

Scottish Police Credit UnionReino Unidoaté 25 mil GBP

Borrow up to £25,000 for solar panels, better windows or other eco-friendly home improvements if you qualify for Scottish Police Credit Union membership.

Em inglês

Green home improvement loan

Blues & Twos Credit UnionReino Unido5–7,5 mil GBP

Borrow for insulation, solar panels and other home energy improvements if you are an employed homeowner eligible to join Blues & Twos through your job in North West England.

Em inglês

Green loan

Waterside Credit UnionReino Unido4–40 mil GBP

Borrow £4,000–£40,000 for energy-efficient projects if you are an adult member of Waterside Credit Union, whose membership is open to people living or working in BT47 or BT48.

Em inglês

Solar & Battery Plus

Sunsave EnergyReino Unido

Finance a home solar panel and battery installation with no upfront payment, then repay monthly over 20 years with monitoring and maintenance included.

Em inglês

Solar and battery loan

MyPoint Credit UnionCalifórniaaté 75 mil USD

Personal financing for solar panels and solar batteries for people eligible for MyPoint Credit Union membership through a San Diego or Riverside County connection or immediate family.

Em inglês

Grüner-Leben-Kredit

HYPO NOEÁustriaaté 50 mil EUR

A mortgage loan for private customers improving home insulation, installing solar panels or replacing fossil heating, with borrowing up to €50,000.

Em inglês

S-Klimakredit

Kreissparkasse RavensburgAlemanha5–100 mil EUR

Borrow for energy improvements to property you own and occupy or rent out, without registering a charge against the property.

Em inglês

Green loan

SWK BankAlemanha7,5–100 mil EUR

Borrow €7,500–€100,000 for new or used rooftop solar panels and battery storage, with no land-register charge, if you meet the personal income and credit requirements.

Em inglês

Energy-saving loan

PSD Bank NordAlemanhaaté 75 mil EUR

Borrow for insulation, solar panels or heating improvements to a property you have owned for more than six months, using a loan linked to a new building-savings contract.

Em inglês

Climate renovation loan

Sparkasse HammAlemanha10–100 mil EUR

Borrow €10,000–€100,000 to improve the energy efficiency of your own residential property, whether you live in it or rent it out.

Em inglês

Climate loan

Sparkasse KaiserslauternAlemanha5–50 mil EUR

Borrow €5,000–€50,000 for selected energy improvements to your own house or condominium, without a land-register entry.

Em inglês

Climate loan

HarzsparkasseAlemanha

An unsecured loan with an interest discount for homeowners making energy-saving improvements.

Em inglês

Home energy transition loan

Gemeente RotterdamPaíses Baixos2,5–25 mil EURencerra 31/12/2027

Borrow for energy-saving work together with home improvements if you own and occupy a Rotterdam home or rent out up to three Rotterdam homes.

Em inglês

Future-proof home loan

Gemeente EdePaíses Baixos2,5–30 mil EUR

Borrow for insulation, solar panels or eligible heat pumps in an existing home you own and live in in Ede.

Em inglês

Woonlening

Gemeente Den HelderPaíses Baixos2,5–30 mil EUR

Borrow at 0% interest for insulation, renewable energy or climate adaptation at an existing home you own in Den Helder.

Em inglês

Toekomstbestendig Wonen loan

Gemeente NijmegenPaíses Baixos2,5–35 mil EUR

A consumer loan for owners of existing homes in Nijmegen to finance professionally installed insulation or solar panels, subject to municipal approval and SVn’s credit assessment.

Em inglês

Sustainable home loan

Gemeente AmersfoortPaíses Baixos2,5–30 mil EUR

A fixed-rate personal loan for owner-occupiers, tenants and small private landlords insulating homes or improving glazing in Amersfoort.

Em inglês

Duurzaam Leven Lening Eigenaren

Gemeente RhedenPaíses Baixos2,5–25 mil EUR

Borrow for insulation, solar panels and other energy-saving home improvements in Rheden if another lender has rejected financing for the same costs.

Em inglês

Toekomstbestendig Wonen loan

Gemeente BeuningenPaíses Baixos2,5–35 mil EUR

Borrow €2,500–€35,000 for energy improvements to your own home in Beuningen, with at least one energy-saving or energy-generation measure.

Em inglês

Sustainable home loan

Gemeente RhenenPaíses Baixos2,5–30 mil EUR

Borrow €2,500–€30,000 for energy-saving improvements, renewable energy or climate adaptation at the home you own and live in in Rhenen.

Em inglês

Toekomstbestendig Wonen loan

Gemeente VoorstPaíses Baixos2,5–35 mil EUR

Borrow for insulation and other energy-saving improvements to your owner-occupied home in Voorst, with fixed interest and monthly repayments.

Em inglês

Toekomstbestendig Wonen loan

Municipality of BarneveldPaíses Baixos2,5–35 mil EUR

Borrow for energy improvements to your owner-occupied home in Barneveld, with fixed interest and the option to include asbestos removal or adaptations for living at home longer.

Em inglês

Green mortgage

Sparbanken NordSuécia

An extra 0.10 percentage point mortgage interest discount for borrowers with an energy class A home.

Em inglês

Home Plus

Westfield Gas + ElectricMassachusettsaté 27 mil USD

Zero-interest financing for Westfield homeowners to install a whole-home heat pump and the home efficiency improvements required by their energy audit.

Em inglês

Clean Energy Improvement Program

Lac La Biche CountyCanadáaté 50 mil CAD

Finance attic insulation for an eligible residential property in Lac La Biche County at 0% interest, with repayment through your property tax bill and a 5% administration fee.

Em inglês