Solar loan
Borrow up to $75,000 for solar panels on a home you own, with the installed equipment securing the loan and Park View membership eligibility required.
Esta oportunidade está atualmente disponível em inglês.
Park View Federal Credit Union lends money to purchase qualified solar improvements for your home. The installed solar equipment secures the loan, leaving your home equity available.
You repay the loan through monthly payments. The fixed-rate option offers a five- or seven-year term and no penalty for early repayment. After you receive tax credits, Park View offers free recalculation of payments over the remaining loan term.
The variable-rate option has a 15-year term, with the rate fixed for the first five years. After that, the rate depends on market conditions and may fluctuate, affecting your monthly payments. Payments are recalculated every five years using the outstanding loan balance and a capped future interest rate. There is no penalty for early repayment.
Published starting annual percentage rates (APR) are 7.50% for the fixed-rate option and 8.00% for the initial period of the variable-rate option, current as of October 1, 2026. Your rate depends on creditworthiness and underwriting, and rates and terms may change.
Eligibility
You must own the property and meet Park View membership requirements. Call 540.434.6444 to confirm eligibility.
All applicants must use a registered solar installer. Park View names Green Hill Solar and Paradise Energy Solutions as local contractors through which it offers financing. Membership can be established through these connections:
An immediate family member already belongs to Park View, or has a qualifying connection to a partner organization.
You or an immediate family member works for, or is retired from, a partner business or nonprofit.
You or an immediate family member is a student, staff member or faculty member of a listed school. Alumni eligibility applies only to schools marked with an asterisk.
You or an immediate family member regularly attends or belongs to a listed church.
You or an immediate family member volunteers for or belongs to a listed organization, subject to its specific permitted connections.
You can also qualify by owning a Central Valley Habitat for Humanity-built home, or if you or an immediate family member lives at Bridgewater Retirement Community, Sunnyside Retirement Community or Virginia Mennonite Retirement Community.
Use the linked membership page to check the exact partner list and permitted connection: some entries qualify only employees, board members, volunteers or members, or only a specified business location. The list's condition for your organization governs eligibility.
Immediate family includes children and adopted children, grandchildren, grandparents, parents and stepparents, siblings and stepsiblings, spouses, stepchildren and in-laws, regardless of their place of residence.
Eligible new members establish membership by depositing $5 in a Rewards Account. Membership itself is free, and the $5 share is returned if you close the account.
How to apply
- Estado
- Aberto continuamente
- Condições do período de candidaturas
- Start with a loan-advisor appointment: choose Personal Loan, then Solar Energy Loan. Property ownership, registered-installer and membership eligibility conditions apply.[^c5][^c7][^c8]
Start through the appointment link on Park View's solar loan page. Select “Personal Loan”, then “Solar Energy Loan” to book with a loan advisor. You may apply for financing before or after receiving your contractor's bid; Park View will tell you whether your application is approved. Use the loan funds to purchase qualified solar improvements for your home.
If you need to establish membership, you can open an account online, book a phone or branch appointment, call Park View, or visit a branch. The membership eligibility contact number is 540.434.6444.