BEG municipal grant (464)
Grants for German municipalities and municipal associations completing whole-building energy renovations or buying freshly renovated efficient buildings.
KfW
KfW is Germany’s public development bank, providing loans and grants for housing, businesses, municipalities and public infrastructure.
Funding opportunities
Heating grant for non-residential buildings (522)
A grant currently covering 30% of eligible heating-upgrade costs for businesses and other investors in existing non-residential buildings in Germany.
Heating grant for businesses – residential buildings (459)
A grant covering 30% of eligible costs for businesses and other organisations installing efficient heating or connecting existing residential buildings in Germany to a heat network.
Climate investment loan (293)
Loans of up to €25 million per project for climate-technology production, lower-carbon industrial processes or infrastructure. Businesses and self-employed applicants can finance projects in Germany; projects elsewhere in the EU need a specified German company connection.
Climate-friendly non-residential new-build loan (299)
An interest-subsidised loan for companies, nonprofits and other investors building or buying a new energy-efficient non-residential building in Germany.
Climate-friendly residential new-build loan (297/298)
An interest-subsidised loan for people and organisations building or buying new energy-efficient homes in Germany, whether to live in or rent out.
Business energy and resource efficiency loan (295)
Loans for organizations investing in efficient industrial equipment, renewable process heat, energy-management systems or process electrification in Germany. After KfW accepts the completed work, it reduces the amount the borrower must repay.
Umweltinnovationsprogramm (230)
Investment grants or interest-subsidised loans for companies and public bodies delivering first large-scale demonstrations of environmental technologies in Germany.
Environmental investment loan (240, 241)
Loans of normally up to €25 million per project for businesses financing eligible resource-saving, pollution-control, climate-mitigation or climate-resilience investments in Germany or elsewhere in the EU.
Home ownership for families – new construction (300)
A subsidised loan for families with children and limited household income to build or buy a new climate-friendly home they will live in in Germany.
Jung kauft Alt – existing-home purchase loan (308)
A subsidised-interest loan of up to €180,000 for families buying an existing home in Germany and committing to energy renovation within 4½ years.
Heating grant for private owners – residential buildings
A 30–80% grant for private owners replacing heating or connecting an existing German home to a building or district heat network.
Loans for climate-friendly, space-efficient new homes (296)
Borrow up to €100,000 per dwelling to build or buy new housing in Germany that meets climate standards, cost limits and room-size requirements.
Climate-friendly municipal new-build grant (498/499)
Grants covering 10% of capped eligible costs for German municipalities building or buying new homes and other buildings that meet energy and lifecycle-emissions standards.
Municipal energy-renovation loan (264)
Loans for German municipalities renovating buildings, with possible debt reduction for whole-building work or supplementary borrowing alongside an approved grant for individual improvements.
Heating grant for municipalities – residential and non-residential buildings
A 30% grant for German municipalities installing efficient heating or connecting existing public buildings to a building or district heat network.
Municipal nature-based climate protection grant (444)
Grants for German municipalities and eligible public-law bodies to create greener spaces, plant trees and restore paved-over soils.
Municipal sustainable mobility loan (267)
A direct loan covering up to 100% of eligible costs for municipalities investing in climate-friendly vehicles, walking and cycling routes, transport infrastructure or digital mobility in Germany.
Supplementary loan for non-residential energy upgrades (523)
Borrow up to €5 million per project for energy improvements to non-residential buildings in Germany that already have an eligible KfW or BAFA grant approval.
Non-residential energy renovation loan (263)
A loan for companies, nonprofits and other investors renovating non-residential buildings in Germany, with part of the debt written off when the project meets qualifying standards.
Renewable energy loan (270)
Loans of up to €150 million per project for renewable electricity, heat, networks and storage, including projects abroad when the applicant has the required German corporate connection.
Supplementary loan for home energy upgrades (358/359)
Borrow up to €120,000 per dwelling for energy improvements to German homes that already have an eligible KfW or BAFA grant approval.
Residential building retrofit loan
A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.
Sustainable mobility investment loan (269)
Loans from €25 million with individually agreed terms for businesses and qualifying public or nonprofit organisations investing in climate-friendly transport in Germany.
Sustainable mobility investment loan (268)
A loan covering up to 100% of eligible costs for businesses and qualifying public or nonprofit organisations investing in climate-friendly vehicles, transport infrastructure or digital mobility in Germany.
Large-scale sustainable transformation financing (291)
Large loans arranged by several financing partners for majority privately owned businesses making eligible cleaner industrial, energy, transport or other environmental investments, with KfW normally covering €7.5 million to €100 million of the lenders' risk.