Grants and loans for energy renovations

Funding for insulation, better heating and other improvements that reduce a building’s energy use. Some offers cover individual measures; others support a whole-building renovation.

Funding opportunities (23)

Grants and tax incentives

BEG municipal grant (464)

KfWGermany

Grants for German municipalities and municipal associations completing whole-building energy renovations or buying freshly renovated efficient buildings.

Varmepumpepuljen

Danish Energy AgencyDenmarkcloses 30 Nov 2026

A Danish grant for owners replacing oil, gas, electric or biomass heating in a year-round home with an eligible heat pump.

Coup de pouce Chauffage

French StateFrance

Financial help for owners and tenants in France to replace fossil-fuel heating, paid by participating energy sellers and other charter signatories.

Loans and other finance

Residential building retrofit loan

KfWGermanyup to 150k EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

Green property loan

HandelsbankenSweden

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

Green investment loan

SBABSweden

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

Energy loan

SwedbankSweden

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

Mijn VerbouwLening

Flemish GovernmentFlanders

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

Municipal energy-renovation loan (264)

KfWGermany

Loans for German municipalities renovating buildings, with possible debt reduction for whole-building work or supplementary borrowing alongside an approved grant for individual improvements.