Green property loans

Finance an energy-efficient building or borrow for improvements such as insulation and solar panels. Some loans require the building to meet energy standards already; others pay for the work to improve it.

Funding opportunities (27)

EcoSaver mortgage

Bank of Ireland

A fixed-rate mortgage for home buyers, landlords and existing borrowers, with interest discounts linked to the property’s energy rating.

Green mortgage

PTSB

A lower fixed mortgage rate for new and existing home borrowers whose home has, or will achieve, a qualifying A or B energy rating.

Green personal loan

AIB3–60k EUR

Borrow €3,000–€60,000 for personal purchases such as home energy upgrades or electric vehicles, with at least half the loan currently required for listed green initiatives.

Green loan

CANA Credit Unionup to 100k EUR

Borrow for home energy improvements or electric and hybrid transport if you qualify for CANA Credit Union membership through Revenue employment, retirement or family ties, or CANA employment.

Go Green Loans

Kilmallock Credit Unionup to 100k EUR

Borrow for home energy improvements or electric transport if you qualify for membership of this local credit union in Limerick and Cork.

Green loan

Croí Laighean Credit Unionup to 100k EUR

Borrow for home energy upgrades or an electric or hybrid car if you live or work in the credit union’s local common-bond area in Ireland.

Greenify loan

Core Credit Unionup to 75k EUR

Unsecured loans for Core Credit Union members to improve home energy efficiency or buy electric transport, subject to credit approval.

Go Green Loan

Malahide Credit Union10–100k EUR

Borrow for a home energy retrofit or an eco-friendly car if you live or work within the local membership area around Malahide.

Greenify loan

Cara Credit Unionup to 100k EUR

Borrow for home energy upgrades, an electric or plug-in hybrid vehicle, or charging equipment if you are a Cara Credit Union member or can join its local membership area.

Green Loan

New Ross Credit Union

Borrow for work that improves your home’s energy rating or reduces your carbon footprint, if you qualify for local credit-union membership.

Green loan

Journi Credit Union

Borrow for home energy upgrades, electric or hybrid cars, and bicycles if you qualify for membership in the Waterford-area credit union.

Green loan

Life Credit Unionup to 100k EUR

Borrow for insulation, solar panels, a full home retrofit or an electric vehicle if you live, work or study in Life Credit Union’s local membership area.

Green loan

Capital Credit Union

Borrow for home energy upgrades or a new electric or plug-in hybrid car if you qualify for Capital Credit Union membership in its Dublin and North Wicklow catchment.

Green loan

Ballina Credit Union

Borrow for home energy improvements or green transport if you live, work or study in Ballina Credit Union’s local membership area.

Greener Home Loan

Ardee Credit Unionup to 50k EUR

Members can borrow up to €50,000 for home energy improvements such as insulation, solar panels or heat pumps, with work completed by SEAI-registered contractors.

Green Loan

Drogheda Credit Union2–75k EUR

Borrow for insulation, heat pumps, solar panels or an electric car as a member with a local connection to Drogheda, Dunleer, East Meath, Trim or Slane.