Green property loans

Finance an energy-efficient building or borrow for improvements such as insulation and solar panels. Some loans require the building to meet energy standards already; others pay for the work to improve it.

Funding opportunities (130)

Green property loan

HandelsbankenSweden

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

Green investment loan

SBABSweden

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

Green property loan

SEBSweden

Loans to finance energy-efficient apartment and commercial buildings, including existing properties and new construction.

Energy loan

SwedbankSweden

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

Home energy loan

NordeaSweden20–500k SEK

Nordea customers who own a house or holiday home can apply to borrow SEK 20,000–500,000 for upcoming energy-saving improvements, without pledging an asset as security.

Home energy loan

SwedbankSweden30–350k SEK

Individuals can apply to borrow SEK 30,000–350,000 for home energy-saving investments, with a one-to-twelve-year repayment term depending on the loan’s size and purpose.

Home energy mortgage increase

SEBSweden100k SEK and up

Homeowners can apply to increase their SEB mortgage by at least SEK 100,000 for energy improvements, with a 0.10-percentage-point interest discount on the extra borrowing.

Home solar loan

SwedbankSweden30–350k SEK

Individuals can borrow SEK 30,000–350,000 for solar panels from any supplier, with payment after installation and receipt of an invoice.

Green mortgage

SEBSweden

Buy or own a home with qualifying energy or environmental certification and receive a 0.10 percentage point discount on your mortgage interest rate.

Green mortgage

SwedbankSweden

An extra 0.10 percentage point mortgage interest discount for households whose home meets the energy-class or building-certification criteria.

Green mortgage

NordeaSweden

A 0.10 percentage point mortgage-rate discount for individuals buying, building or living in a home with a qualifying energy class or environmental certificate.

Green mortgage

Danske BankSweden

A 0.10 percentage point interest discount on fixed-rate mortgages for owners of homes with qualifying energy ratings or environmental certification.

Green mortgage

SBABSweden

A mortgage interest reduction of 0.10 percentage points for households with an energy-class A home, or class B under a declaration made before 1 October 2026.

Green mortgage

NordeaNorway

Borrow to buy or refinance a home with an A or B energy rating, or a qualifying environmental certification for homes built from 2021.

Green mortgage

StabeloSweden500k–20m SEK

Households with a home in energy class A or B can receive a 0.10 percentage-point interest discount on their whole mortgage.

Green mortgage for households

HandelsbankenSweden

Get a 0.10 percentage point reduction on your mortgage interest for a house, holiday home or tenant-owned apartment meeting energy or environmental-certification requirements.

Green mortgage top-up loan

StabeloSweden

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

Green energy loan for your home

HandelsbankenSwedenup to 250k SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

Energy renovation loan

NordeaFinland15k EUR and up

A secured loan for households with a home address in Finland to improve a detached or semi-detached home, with a lower margin for qualifying energy renovations.

Existing-home upgrade loan

HusbankenNorway

Borrow for substantial energy and accessibility improvements to year-round homes, with defined alternatives for extensive accessibility work alone.

Green mortgage

DNBNorway

Buy an A- or B-rated energy-efficient home, refinance its mortgage or increase your existing home loan.

Green mortgage

KLP BankenNorway

A mortgage interest discount for KLP pension members whose home has energy rating A or B, or who have received Enova support for energy improvements to their primary home.

Green mortgage

Storebrand BankNorway

A mortgage for individuals buying an A- or B-rated energy-efficient home, which can also be offered for refinancing or increasing an existing home loan.

Green mortgage

HypoteketSweden

A mortgage interest discount for households with a house or holiday home in energy class A or B.

Energy home loan

Nordea DenmarkDenmark

Borrow against your home for professional energy improvements or climate adaptation, including heat pumps, solar panels and insulation.

Green mortgage

Nordax BankSweden150k SEK and up

A mortgage interest discount of 0.25 percentage points for households buying or borrowing against a house or tenant-owned apartment with energy class A or B.

Energy-saving loan

NordeaNorway50k–1m NOK

Borrow for Enova-recommended energy improvements or work that protects your primary home from water, with the home as security.

Energy loan

ICA BankenSweden20–600k SEK

An unsecured personal loan for individuals registered in Sweden to finance home insulation, efficient windows, solar panels or a replacement heating system.

Green mortgage

Handelsbanken NorwayNorway

A mortgage for bank customers whose home or holiday home meets energy-label or environmental-certification requirements that depend on its construction year.

Green mortgage

Sparbanken SydSweden

A mortgage interest discount for buyers of energy-efficient or certified homes and homeowners transferring a qualifying mortgage from another bank.

Energy renovation loan

SäästöpankkiFinland10k EUR and up

A secured loan for households improving the energy efficiency of a home or holiday property, or paying their share of a housing-company energy renovation.

Household energy loan

Sparebanken NorgeNorwayup to 500k NOK

Borrow against your home, second home or holiday home for new energy-saving improvements, with a higher loan limit for larger documented energy improvements.

Energy renovation loan

Danske BankFinland

Households can borrow for energy-saving improvements to a home, holiday home or investment property, with secured and unsecured options.

Home energy improvement loan

AL SydbankDenmarkup to 500k DKK

Borrow for insulation, new windows, heating upgrades or solar panels in a home you own, with at least 90% of the loan reserved for approved energy improvements.

Green mortgage

Sparebanken NorgeNorway

A mortgage with a lower interest rate for buying or refinancing your primary home with documented energy class A or B.

Tulevaisuuslaina

POP PankkiFinland

A loan for individuals buying an electric car or improving a residential property’s energy efficiency, with lower pricing and less collateral than a comparable ordinary loan.

Green mortgage

ÍslandsbankiIceland

A mortgage interest discount and waived origination fee for individuals financing an environmentally certified home in Iceland.

Energy loan

Sparbanken AlingsåsSweden30–350k SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, windows or heating systems.

Household energy loan

Sparbanken TanumSweden30–350k SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or heating systems.

Business energy loan

Sparbanken TanumSweden

Borrow for energy improvements and renewable energy in property owned by a company or housing association, with materials and labour eligible.

Business energy loan

Sparbanken SkaraborgSweden

A loan for property-owning companies and housing associations to pay for insulation, heating upgrades and renewable energy, with invoices required before payment.

Energy loan

Sparbanken SydSweden

An unsecured personal loan for household energy improvements, including insulation, solar panels and replacing oil or direct electric heating.

Home energy loan

Ulricehamns SparbankSweden30–350k SEK

Borrow SEK 30,000–350,000 for home energy improvements such as insulation, replacement windows or more efficient appliances.

Energy loan

SBABSweden30–500k SEK

Borrow without pledging your home for energy-saving improvements, with an interest discount after you send a photo of the investment.

Kilowattlånet

SBABSweden

Borrow against your house or holiday home for energy renovations, with a 0.20 percentage point interest reduction on the renovation loan for ten years.

Green energy loan

Ørskog SparebankNorwayup to 500k NOK

Borrow up to NOK 500,000 to improve an older home’s energy performance, with separate qualifying routes for planned and completed renovations.

Energy loan

Rise SparekasseDenmarkup to 150k DKK

Borrow up to DKK 150,000 for home energy improvements or renewable-energy investments, with security in your home.

Home energy loan

Dragsholm SparekasseDenmark

Borrow for energy-saving home improvements such as insulation, new windows, heat pumps or solar panels, with local advice in Odsherred and Kalundborg.

Energy loan

Sparbanken NordSweden30–350k SEK

Borrow SEK 30,000–350,000 for changes that reduce energy use in your home, including insulation, replacement windows and more efficient appliances.

Home energy loan

Sala SparbankSweden30–350k SEK

Borrow SEK 30,000–350,000 for home improvements that reduce energy use, including insulation, replacement windows and heating systems.

Energy loan

Skurups SparbankSweden30–350k SEK

Borrow SEK 30,000–350,000 for improvements that reduce energy use in your home, such as insulation, new windows or appliances.

Solar loan

Falkenbergs SparbankSweden30–350k SEK

An unsecured loan for individuals buying solar panels, with payment after installation and a supplier invoice.

Energy loan

Lollands BankDenmarkup to 250k DKK

Borrow up to DKK 250,000 for energy improvements to your owner-occupied home, using a Totalkredit assessment or documentation of work on the bank’s eligible list.

Home energy loan

Sparbanken LidköpingSweden30–350k SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, including insulation, replacement windows and appliances.

Energy loan

Sparbanken MälardalenSweden30–350k SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or appliances.

Home energy loan

Sparbanken GöingeSweden30–350k SEK

Borrow for insulation, replacement windows or other investments that can reduce energy use in your home, subject to the bank’s borrower assessment.

Solar loan

Sparbanken LidköpingSweden30–350k SEK

An unsecured loan of SEK 30,000–350,000 for private borrowers installing solar panels, with a quotation from their chosen supplier.

Solar loan

Leksands SparbankSweden30–350k SEK

An unsecured loan of SEK 30,000–350,000 for individuals installing solar panels, with a choice of supplier.

Solar loan

Westra Wermlands SparbankSweden30–350k SEK

Borrow without collateral to install solar panels on your own property if you are an existing or prospective customer in western Värmland.

Solar loan

Sparbanken MälardalenSweden30–350k SEK

Borrow SEK 30,000–350,000 without pledging security to install solar panels, if you have your mortgages with the bank.

Solar loan

Laholms SparbankSweden30–350k SEK

Borrow without collateral to install solar panels, with payment after installation and receipt of the invoice.

Solar loan

Orusts SparbankSweden30–350k SEK

Borrow without collateral to install solar panels from a supplier of your choice.

Solar loan

Dalslands SparbankSweden30–350k SEK

Borrow without collateral to install solar panels, with a quotation from your chosen supplier.

Business energy loan

Tjörns SparbankSweden

Borrow for insulation, heating upgrades, solar installations and other energy improvements to property owned by your company or association.

Green mortgage

Sparbanken MälardalenSweden

An extra 0.10 percentage-point mortgage interest discount for households whose home meets the bank’s energy or building-certification criteria.

Green mortgage

Sparbanken SpiraSweden

An extra 0.10 percentage-point mortgage interest discount for households with an energy-efficient or certified home.

Green mortgage

Sparbanken SkåneSweden

Mortgage interest discount for households buying, transferring or already financing an energy-class A or certified sustainable home.

Green mortgage

Sparbanken BokenSweden

An extra mortgage interest discount for households buying, refinancing or owning a home with a qualifying energy rating or environmental certification.

Household energy loan

MedMera BankSweden15–600k SEK

Borrow for solar panels, heat pumps, insulation and other energy-saving home improvements, with an interest discount after your investment evidence is approved.

Green mortgage

Sparebanken ØstNorway

Borrow to buy or build a home or holiday home with energy label A or B, BREEAM-NOR certification or the Nordic Swan Ecolabel, with no establishment fee.

Green mortgage

Sparebanken NarvikNorway

A mortgage for private owners or buyers of homes with energy rating A or B, with green pricing for borrowing within 75% of the home’s value.