Zielone pożyczki na nieruchomości

Sfinansuj energooszczędny budynek lub weź pożyczkę na prace takie jak ocieplenie i montaż paneli słonecznych. Niektóre pożyczki wymagają, by budynek już spełniał normy energetyczne. Inne finansują prace, które poprawią jego efektywność energetyczną.

Możliwości finansowania (263)

Dotacje i ulgi podatkowe

Pożyczki i inne finansowanie

Residential building retrofit loan

KfWNiemcydo 150 tys. EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

Po angielsku

Green property loan

HandelsbankenSzwecja

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

Po angielsku

Green investment loan

SBABSzwecja

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

Po angielsku

Green property loan

SEBSzwecja

Loans to finance energy-efficient apartment and commercial buildings, including existing properties and new construction.

Po angielsku

Green property loan

SwedbankSzwecja

Loans for companies owning or buying an energy-efficient property, with the property as security.

Po angielsku

Energy loan

SwedbankSzwecja

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

Po angielsku

Mijn VerbouwLening

Flemish GovernmentFlandria

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

Po angielsku

Non-residential energy renovation loan (263)

KfWNiemcy

A loan for companies, nonprofits and other investors renovating non-residential buildings in Germany, with part of the debt written off when the project meets qualifying standards.

Po angielsku

Home energy loan

NordeaSzwecja20–500 tys. SEK

Nordea customers who own a house or holiday home can apply to borrow SEK 20,000–500,000 for upcoming energy-saving improvements, without pledging an asset as security.

Po angielsku

Home energy loan

SwedbankSzwecja30–350 tys. SEK

Individuals can apply to borrow SEK 30,000–350,000 for home energy-saving investments, with a one-to-twelve-year repayment term depending on the loan’s size and purpose.

Po angielsku

Home energy mortgage increase

SEBSzwecja100 tys. SEK i więcej

Homeowners can apply to increase their SEB mortgage by at least SEK 100,000 for energy improvements, with a 0.10-percentage-point interest discount on the extra borrowing.

Po angielsku

Home solar loan

SwedbankSzwecja30–350 tys. SEK

Individuals can borrow SEK 30,000–350,000 for solar panels from any supplier, with payment after installation and receipt of an invoice.

Po angielsku

Green mortgage

SEBSzwecja

Buy or own a home with qualifying energy or environmental certification and receive a 0.10 percentage point discount on your mortgage interest rate.

Po angielsku

Green mortgage

SwedbankSzwecja

An extra 0.10 percentage point mortgage interest discount for households whose home meets the energy-class or building-certification criteria.

Po angielsku

Green mortgage

NordeaSzwecja

A 0.10 percentage point mortgage-rate discount for individuals buying, building or living in a home with a qualifying energy class or environmental certificate.

Po angielsku

Green mortgage

Danske BankSzwecja

A 0.10 percentage point interest discount on fixed-rate mortgages for owners of homes with qualifying energy ratings or environmental certification.

Po angielsku

Green mortgage

SBABSzwecja

A mortgage interest reduction of 0.10 percentage points for households with an energy-class A home, or class B under a declaration made before 1 October 2026.

Po angielsku

Green mortgage

StabeloSzwecja500 tys.–20 mln SEK

Households with a home in energy class A or B can receive a 0.10 percentage-point interest discount on their whole mortgage.

Po angielsku

Green mortgage for households

HandelsbankenSzwecja

Get a 0.10 percentage point reduction on your mortgage interest for a house, holiday home or tenant-owned apartment meeting energy or environmental-certification requirements.

Po angielsku

Green mortgage top-up loan

StabeloSzwecja

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

Po angielsku

Green energy loan for your home

HandelsbankenSzwecjado 250 tys. SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

Po angielsku

Energy renovation loan

NordeaFinlandia15 tys. EUR i więcej

A secured loan for households with a home address in Finland to improve a detached or semi-detached home, with a lower margin for qualifying energy renovations.

Po angielsku

Solar panel loan

Swedbank ASEstonia3–30 tys. EUR

Homeowners can borrow €3,000–€30,000 without collateral for solar panels, heat pumps, wind turbines or energy storage at a property they own in Estonia.

Po angielsku

Solar panel loan

AS SEB PankEstoniado 40 tys. EUR

A consumer loan for individuals buying and installing solar panels, with up to €25,000 when applying alone or €40,000 with a co-applicant.

Po angielsku

Home energy efficiency loan

Swedbank ASEstonia20 tys. EUR i więcej

Borrow from €20,000 for house renovations such as insulation and heating upgrades, using the house being renovated as security.

Po angielsku

Solar panel loan

Swedbank ASŁotwa3–30 tys. EUR

Borrow without pledging your property to buy and install solar panels, batteries, heat pumps or wind generators for your home.

Po angielsku

Home energy-efficiency loan

Swedbank ASŁotwa20 tys. EUR i więcej

A property-secured loan for homeowners improving an existing private house with insulation, heat-recovery ventilation or more efficient windows and doors.

Po angielsku

Green Home loan

AS SEB bankaŁotwa

Borrow to buy an energy-efficient apartment or house, or build a qualifying private house, with individually assessed interest and no loan agreement fee.

Po angielsku

Green loan for business

AS SEB bankaŁotwa

Loans for corporate customers investing in renewable energy, energy efficiency or other projects that pass SEB’s individual green-project assessment.

Po angielsku

Home energy efficiency loan

SEB LithuaniaLitwa500–40 tys. EUR

Borrow without collateral for household solar power, heat pumps, wind turbines, electricity storage or electric-car charging equipment, with loan limits based on individual or family income.

Po angielsku

Green home loan

SEB LithuaniaLitwa

A mortgage for individuals buying or building an energy-efficient home in Lithuania, with a lower interest rate than the regular home loan and no contract fee.

Po angielsku

Green mortgage

HypoteketSzwecja

A mortgage interest discount for households with a house or holiday home in energy class A or B.

Po angielsku

Green mortgage

Swedbank ABLitwa20 tys. EUR i więcej

A secured home loan for individuals buying or building a new home in energy-efficiency class A+ or A++, including when replacing an existing home.

Po angielsku

Green home loan

AS SEB PankEstonia15 tys. EUR i więcejzamyka się 31 gru 2026

Borrow to buy or build an energy-efficient home, with property limits that depend on building type and construction date.

Po angielsku

Energy home loan

Nordea DenmarkDania

Borrow against your home for professional energy improvements or climate adaptation, including heat pumps, solar panels and insulation.

Po angielsku

Green mortgage

Nordax BankSzwecja150 tys. SEK i więcej

A mortgage interest discount of 0.25 percentage points for households buying or borrowing against a house or tenant-owned apartment with energy class A or B.

Po angielsku

Energy loan

ICA BankenSzwecja20–600 tys. SEK

An unsecured personal loan for individuals registered in Sweden to finance home insulation, efficient windows, solar panels or a replacement heating system.

Po angielsku

EcoSaver mortgage

Bank of IrelandIrlandia

A fixed-rate mortgage for home buyers, landlords and existing borrowers, with interest discounts linked to the property’s energy rating.

Po angielsku

Green mortgage

PTSBIrlandia

A lower fixed mortgage rate for new and existing home borrowers whose home has, or will achieve, a qualifying A or B energy rating.

Po angielsku

Green mortgage

Sparbanken SydSzwecja

A mortgage interest discount for buyers of energy-efficient or certified homes and homeowners transferring a qualifying mortgage from another bank.

Po angielsku

Home energy improvement loan

Nykredit BankDaniado 500 tys. DKK

Borrow up to DKK 500,000 for professionally installed home energy improvements, with special terms for qualifying banking customers.

Po angielsku

Energy loan

KBC BankBelgia1 tys. EUR i więcej

Borrow at a fixed rate for home improvements such as insulation, solar panels and heat pumps when at least half of the renovations improve energy efficiency.

Po angielsku

Energy renovation loan

Belfius BankBelgia

Borrow for energy-saving home improvements such as heat pumps, solar panels and insulation, with at least half the loan used for energy-saving investments.

Po angielsku

Green personal loan

AIBIrlandia3–60 tys. EUR

Borrow €3,000–€60,000 for personal purchases such as home energy upgrades or electric vehicles, with at least half the loan currently required for listed green initiatives.

Po angielsku

Duurzaam Wonen

ASN BankHolandia2,5–30 tys. EUR

Borrow €2,500–€30,000 alongside an ASN mortgage for permanent energy-saving or climate-adaptation improvements to your own home in the Netherlands.

Po angielsku

Green renovation loan

CrelanBelgia2,5–75 tys. EUR

An instalment loan for homeowners renovating their home, with at least half the borrowing used for energy-saving improvements.

Po angielsku

Sustainable home mortgage

Triodos BankHolandia

Buy or refinance an owner-occupied home with mortgage pricing linked to its energy label and an extra discount for qualifying biobased new builds.

Po angielsku

Energy renovation loan

SäästöpankkiFinlandia10 tys. EUR i więcej

A secured loan for households improving the energy efficiency of a home or holiday property, or paying their share of a housing-company energy renovation.

Po angielsku

Energy renovation loan

Danske BankFinlandia

Households can borrow for energy-saving improvements to a home, holiday home or investment property, with secured and unsecured options.

Po angielsku

Energy and climate protection loan

Lån & SparDania50–500 tys. DKK

Borrow for energy improvements or flood protection in your house, terraced house or holiday home, with the loan amount depending on your property equity.

Po angielsku

Home energy improvement loan

AL SydbankDaniado 500 tys. DKK

Borrow for insulation, new windows, heating upgrades or solar panels in a home you own, with at least 90% of the loan reserved for approved energy improvements.

Po angielsku

Eco-renovation loan

BeobankBelgia1,3–50 tys. EUR

Borrow for solar panels, insulation and other ecological improvements to a home in Belgium, with invoices or a signed order covering 70% of the loan.

Po angielsku

Green home improvement loan

ArgentaHolandiado 35 tys. EUR

Borrow up to €35,000 through your Argenta mortgage for future home energy improvements, such as insulation, a heat pump or solar panels.

Po angielsku

Energy renovation loan

CommerzbankNiemcy1,5–100 tys. EUR

Borrow for insulation, low-carbon heating, solar panels or biodiversity improvements to a home you own, without using your home as collateral.

Po angielsku

Renewable-energy loan

Banco BPIPortugalia1 tys. EUR i więcej

Personal loan for buying and installing renewable-energy equipment or improving a building’s energy efficiency.

Po angielsku

Green mortgage

BPER BancaWłochy

A mortgage for consumers buying an Italian home in energy class A, B or C, improving its energy performance, or building a class A home.

Po angielsku

Home energy renovation loan

Banco SantanderHiszpaniado 100 tys. EUR

Borrow up to €100,000 for home energy improvements such as efficient heating, insulation and consumption controls, with a rate discount tied to proof of the sustainable use.

Po angielsku

MaPrimeRénov’ advance loan

Crédit MutuelFrancjazamyka się 31 gru 2026

An interest-free loan advances an awarded MaPrimeRénov’ grant for home energy renovation, alongside a complementary Crédit Mutuel renovation loan.

Po angielsku

Green housing loan

Nova Ljubljanska bankaSłowenia

Borrow to buy an energy-efficient home, build a passive or low-energy house, or improve your home with renewable energy and energy-saving work.

Po angielsku

Home energy efficiency loan

CitadeleŁotwa1–30 tys. EUR

An unsecured loan for private individuals buying or installing solar panels, heat pumps, batteries or other renewable-energy systems at home.

Po angielsku

Green housing loan

Bank of CyprusCypr

Borrow to buy or build a first or holiday home with an A-rated energy performance certificate if you are permanently resident in Cyprus.

Po angielsku

Tulevaisuuslaina

POP PankkiFinlandia

A loan for individuals buying an electric car or improving a residential property’s energy efficiency, with lower pricing and less collateral than a comparable ordinary loan.

Po angielsku

Green loan

CANA Credit UnionIrlandiado 100 tys. EUR

Borrow for home energy improvements or electric and hybrid transport if you qualify for CANA Credit Union membership through Revenue employment, retirement or family ties, or CANA employment.

Po angielsku

Go Green Loans

Kilmallock Credit UnionIrlandiado 100 tys. EUR

Borrow for home energy improvements or electric transport if you qualify for membership of this local credit union in Limerick and Cork.

Po angielsku

Green loan

Croí Laighean Credit UnionIrlandiado 100 tys. EUR

Borrow for home energy upgrades or an electric or hybrid car if you live or work in the credit union’s local common-bond area in Ireland.

Po angielsku

Greenify loan

Core Credit UnionIrlandiado 75 tys. EUR

Unsecured loans for Core Credit Union members to improve home energy efficiency or buy electric transport, subject to credit approval.

Po angielsku

Go Green Loan

Malahide Credit UnionIrlandia10–100 tys. EUR

Borrow for a home energy retrofit or an eco-friendly car if you live or work within the local membership area around Malahide.

Po angielsku

Green loan

St. Francis Credit UnionIrlandia

Borrow for home energy improvements or an electric or plug-in hybrid vehicle as a member of this County Clare credit union.

Po angielsku

Greenify loan

Cara Credit UnionIrlandiado 100 tys. EUR

Borrow for home energy upgrades, an electric or plug-in hybrid vehicle, or charging equipment if you are a Cara Credit Union member or can join its local membership area.

Po angielsku

Green loan

Letterkenny Credit UnionIrlandiado 80 tys. EUR

Borrow up to €80,000 for home energy upgrades or electric transport as a credit union member in the Letterkenny area.

Po angielsku

Green Loan

New Ross Credit UnionIrlandia

Borrow for work that improves your home’s energy rating or reduces your carbon footprint, if you qualify for local credit-union membership.

Po angielsku

Green loan

Journi Credit UnionIrlandia

Borrow for home energy upgrades, electric or hybrid cars, and bicycles if you qualify for membership in the Waterford-area credit union.

Po angielsku

Home energy equipment loan

CitadeleLitwa1–35 tys. EUR

An unsecured personal loan for solar or wind generation, a share in a power park, energy storage or a heat pump, with higher borrowing available jointly with a spouse.

Po angielsku

Energy loan

Sparbanken AlingsåsSzwecja30–350 tys. SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, windows or heating systems.

Po angielsku

Household energy loan

Sparbanken TanumSzwecja30–350 tys. SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or heating systems.

Po angielsku

Business energy loan

Sparbanken TanumSzwecja

Borrow for energy improvements and renewable energy in property owned by a company or housing association, with materials and labour eligible.

Po angielsku

Business energy loan

Sparbanken SkaraborgSzwecja

A loan for property-owning companies and housing associations to pay for insulation, heating upgrades and renewable energy, with invoices required before payment.

Po angielsku

Energy loan

Sparbanken SydSzwecja

An unsecured personal loan for household energy improvements, including insulation, solar panels and replacing oil or direct electric heating.

Po angielsku

Habitat Verde

BRDRumunia

A mortgage for individuals buying a home in Romania certified as green by the Romanian Green Building Council.

Po angielsku

Household energy loan

Sörmlands SparbankSzwecja30–350 tys. SEK

Borrow for improvements that reduce your home’s energy use, including insulation, replacement windows, appliances and heating systems.

Po angielsku

Home energy loan

Ulricehamns SparbankSzwecja30–350 tys. SEK

Borrow SEK 30,000–350,000 for home energy improvements such as insulation, replacement windows or more efficient appliances.

Po angielsku

Home energy loan

Varbergs SparbankSzwecja30–350 tys. SEK

Borrow for energy improvements to a home you own, using an unsecured loan or a top-up to your existing mortgage.

Po angielsku

Home energy loan

Roslagens SparbankSzwecja30–350 tys. SEK

Borrow for measures that reduce energy use in your home, with an existing or new mortgage at Roslagens Sparbank.

Po angielsku

Green personal loan

Findomestic BancaWłochy1–100 tys. EURzamyka się 5 lis 2026

Borrow for home energy improvements, renewable-energy systems or qualifying electric and hybrid vehicles if you live in Italy.

Po angielsku

Eco-responsible home renovation loan

CetelemFrancja4–75 tys. EUR

A fixed-rate personal loan for individuals planning home energy improvements, including insulation, solar panels and more efficient heating.

Po angielsku

Personal green loan

PrestipayWłochy5–50 tys. EUR

Personal loans for people living in Italy to finance home energy improvements or an electric or hybrid vehicle.

Po angielsku

Energy renovation personal loan

CofidisFrancja6,5–40 tys. EUR

Borrow €6,500–€40,000 for energy-saving work in a home you own, including a main home, second home or rental property.

Po angielsku

Green loan

Life Credit UnionIrlandiado 100 tys. EUR

Borrow for insulation, solar panels, a full home retrofit or an electric vehicle if you live, work or study in Life Credit Union’s local membership area.

Po angielsku

Green loan

Capital Credit UnionIrlandia

Borrow for home energy upgrades or a new electric or plug-in hybrid car if you qualify for Capital Credit Union membership in its Dublin and North Wicklow catchment.

Po angielsku

Photovoltaic installation loan

WIBankNiemcy10–50 tys. EUR

Borrow for a new solar installation and associated storage at your exclusively owner-occupied home in Hessen, with a state interest subsidy.

Po angielsku

Energy-saving renovation loan

LCLFrancja3–50 tys. EUR

A personal loan for adults financing home insulation, efficient heating or solar panels, with no arrangement fee.

Po angielsku

Ecological renovation loan

ArgentaBelgia1,3–125 tys. EUR

Borrow for energy-saving home renovations where ecological work accounts for more than half of the project cost.

Po angielsku

Energy renovation personal loan

Crédit AgricoleFrancja

Borrow to cover part or all of your home energy renovation, including insulation, renewable heating or solar panels, with a personal loan whose spending does not require expense receipts.

Po angielsku

Green renovation loan

vdk bankBelgia2,5 tys. EUR i więcej

A fixed-rate loan for private borrowers to insulate a home, install a heat pump or make other improvements to its energy-performance rating.

Po angielsku

Energy renovation property loan

SGFrancja1,6 tys. EUR i więcej

Borrow at a fixed rate for insulation, solar panels and other energy-saving work in a main home, second home or rental property, subject to SG’s account and lending requirements.

Po angielsku

Mortgage for an energy-efficient home

UBBBułgaria

Borrow to buy or refinance an energy-efficient home, with an interest-rate reduction when its energy certificate meets UBB’s requirements.

Po angielsku

Green home renovation loan

VÚBSłowacja500–50 tys. EUR

Borrow for insulation, solar panels and other improvements to homes in Slovakia, with a purpose-linked interest discount and documents submitted after drawing the loan.

Po angielsku

Green housing loan

OTP Bank Nyrt., OTP Jelzálogbank Zrt.Węgrydo 130 mln HUF

A fixed-rate mortgage for individuals buying or building a new energy-efficient home, or improving a home in Hungary, with a conditional one percentage-point green interest discount.

Po angielsku

Energy loan

SBABSzwecja30–500 tys. SEK

Borrow without pledging your home for energy-saving improvements, with an interest discount after you send a photo of the investment.

Po angielsku

Kilowattlånet

SBABSzwecja

Borrow against your house or holiday home for energy renovations, with a 0.20 percentage point interest reduction on the renovation loan for ten years.

Po angielsku

Sustainability loan

JAK MedlemsbankSzwecja20–250 tys. SEK

An unsecured loan for individuals making home energy improvements such as solar panels, insulation or a heat pump.

Po angielsku

Energy home loan

Sparekassen KronjyllandDania

Borrow for insulation, heating upgrades or solar panels in your year-round home, with all your personal banking at Sparekassen Kronjylland.

Po angielsku

Green loan

Ballina Credit UnionIrlandia

Borrow for home energy improvements or green transport if you live, work or study in Ballina Credit Union’s local membership area.

Po angielsku

Energy loan

Rise SparekasseDaniado 150 tys. DKK

Borrow up to DKK 150,000 for home energy improvements or renewable-energy investments, with security in your home.

Po angielsku

Home energy loan

Dragsholm SparekasseDania

Borrow for energy-saving home improvements such as insulation, new windows, heat pumps or solar panels, with local advice in Odsherred and Kalundborg.

Po angielsku

Efficient home loan

UnicajaHiszpania6–60 tys. EUR

Borrow €6,000–€60,000 for energy-saving improvements to your home, including insulation, solar panels and appliances rated A or B.

Po angielsku

Vivienda +Sostenible

IbercajaHiszpaniado 60 tys. EUR

A personal loan for household energy improvements, including solar panels, insulation and more efficient home installations.

Po angielsku

Home solar-panel loan

Fiare Banca EticaHiszpania5–20 tys. EUR

Borrow €5,000–€20,000 to install solar panels at home, with fixed interest and lower prices for cooperative members.

Po angielsku

Greener Home Loan

Ardee Credit UnionIrlandiado 50 tys. EUR

Members can borrow up to €50,000 for home energy improvements such as insulation, solar panels or heat pumps, with work completed by SEAI-registered contractors.

Po angielsku

Green Loan

Drogheda Credit UnionIrlandia2–75 tys. EUR

Borrow for insulation, heat pumps, solar panels or an electric car as a member with a local connection to Drogheda, Dunleer, East Meath, Trim or Slane.

Po angielsku

Casa +Eficiente mortgage

Caixa Geral de DepósitosPortugalia5 tys. EUR i więcejzamyka się 31 sty 2027

A mortgage with an interest-margin reduction and a contract-formalisation fee waiver for buyers of homes with a valid A+, A or B energy certificate.

Po angielsku

Energy loan

Sparbanken NordSzwecja30–350 tys. SEK

Borrow SEK 30,000–350,000 for changes that reduce energy use in your home, including insulation, replacement windows and more efficient appliances.

Po angielsku

Home energy loan

Sala SparbankSzwecja30–350 tys. SEK

Borrow SEK 30,000–350,000 for home improvements that reduce energy use, including insulation, replacement windows and heating systems.

Po angielsku

Energy loan

Skurups SparbankSzwecja30–350 tys. SEK

Borrow SEK 30,000–350,000 for improvements that reduce energy use in your home, such as insulation, new windows or appliances.

Po angielsku

Solar loan

Falkenbergs SparbankSzwecja30–350 tys. SEK

An unsecured loan for individuals buying solar panels, with payment after installation and a supplier invoice.

Po angielsku

Energy loan

Lollands BankDaniado 250 tys. DKK

Borrow up to DKK 250,000 for energy improvements to your owner-occupied home, using a Totalkredit assessment or documentation of work on the bank’s eligible list.

Po angielsku

Green mortgage for a new home

CIB BankWęgry1 mln HUF i więcej

A mortgage for individuals buying or building a new home that meets specified energy-certificate and energy-demand limits in Hungary.

Po angielsku

Home energy loan

Sparbanken LidköpingSzwecja30–350 tys. SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, including insulation, replacement windows and appliances.

Po angielsku

Energy loan

Sparbanken MälardalenSzwecja30–350 tys. SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or appliances.

Po angielsku

Home energy loan

Sparbanken GöingeSzwecja30–350 tys. SEK

Borrow for insulation, replacement windows or other investments that can reduce energy use in your home, subject to the bank’s borrower assessment.

Po angielsku

Solar loan

Sparbanken LidköpingSzwecja30–350 tys. SEK

An unsecured loan of SEK 30,000–350,000 for private borrowers installing solar panels, with a quotation from their chosen supplier.

Po angielsku

Solar loan

Leksands SparbankSzwecja30–350 tys. SEK

An unsecured loan of SEK 30,000–350,000 for individuals installing solar panels, with a choice of supplier.

Po angielsku

Solar loan

Westra Wermlands SparbankSzwecja30–350 tys. SEK

Borrow without collateral to install solar panels on your own property if you are an existing or prospective customer in western Värmland.

Po angielsku

Solar loan

Sparbanken MälardalenSzwecja30–350 tys. SEK

Borrow SEK 30,000–350,000 without pledging security to install solar panels, if you have your mortgages with the bank.

Po angielsku

Expresso Green

BRDRumunia2–250 tys. RON

A personal loan for renewable-energy equipment, home equipment in energy class A or B, zero-emission electric cars and greener personal transport.

Po angielsku

Green loan for the home

Alpha BankGrecja1,5–30 tys. EUR

An unsecured personal loan for people living and taxed in Greece to improve their home’s energy efficiency.

Po angielsku

Solar loan

Laholms SparbankSzwecja30–350 tys. SEK

Borrow without collateral to install solar panels, with payment after installation and receipt of the invoice.

Po angielsku

Green loan

National Bank of GreeceGrecjado 30 tys. EUR

Borrow up to €30,000 for home energy improvements, energy-saving appliances or a new electric or hybrid vehicle.

Po angielsku

Solar loan

Orusts SparbankSzwecja30–350 tys. SEK

Borrow without collateral to install solar panels from a supplier of your choice.

Po angielsku

Solar loan

Dalslands SparbankSzwecja30–350 tys. SEK

Borrow without collateral to install solar panels, with a quotation from your chosen supplier.

Po angielsku

Green consumer loan

Piraeus BankGrecja1,5–20 tys. EUR

Borrow €1,500–€20,000 without collateral for home energy improvements, efficient appliances, solar power or bicycles and electric motorbikes if you live and pay tax in Greece.

Po angielsku

Business energy loan

Tjörns SparbankSzwecja

Borrow for insulation, heating upgrades, solar installations and other energy improvements to property owned by your company or association.

Po angielsku

Building energy-efficiency loan

KutxabankHiszpania

A loan for individuals renovating single-family homes and owners associations improving residential buildings to cut energy consumption by at least 30%.

Po angielsku

Solar-panel loan

Sparbanken i EnköpingSzwecja30–350 tys. SEK

An unsecured loan for private customers installing solar panels, with payment after installation and receipt of the invoice.

Po angielsku

Solar-panel loan

Sparbanken BlekingeSzwecja30–350 tys. SEK

An unsecured loan for individuals installing solar panels, with payment after installation and receipt of an invoice.

Po angielsku

Green mortgage

Sparbanken MälardalenSzwecja

An extra 0.10 percentage-point mortgage interest discount for households whose home meets the bank’s energy or building-certification criteria.

Po angielsku

Green mortgage

Sparbanken SpiraSzwecja

An extra 0.10 percentage-point mortgage interest discount for households with an energy-efficient or certified home.

Po angielsku

Green mortgage

Sparbanken SkåneSzwecja

Mortgage interest discount for households buying, transferring or already financing an energy-class A or certified sustainable home.

Po angielsku

Green mortgage

Sparbanken BokenSzwecja

An extra mortgage interest discount for households buying, refinancing or owning a home with a qualifying energy rating or environmental certification.

Po angielsku

Household energy loan

MedMera BankSzwecja15–600 tys. SEK

Borrow for solar panels, heat pumps, insulation and other energy-saving home improvements, with an interest discount after your investment evidence is approved.

Po angielsku

Grüner-Leben-Kredit

HYPO NOEAustriado 50 tys. EUR

A mortgage loan for private customers improving home insulation, installing solar panels or replacing fossil heating, with borrowing up to €50,000.

Po angielsku

S-Klimakredit

Kreissparkasse RavensburgNiemcy5–100 tys. EUR

Borrow for energy improvements to property you own and occupy or rent out, without registering a charge against the property.

Po angielsku

Green loan

SWK BankNiemcy7,5–100 tys. EUR

Borrow €7,500–€100,000 for new or used rooftop solar panels and battery storage, with no land-register charge, if you meet the personal income and credit requirements.

Po angielsku

Energy-saving loan

PSD Bank NordNiemcydo 75 tys. EUR

Borrow for insulation, solar panels or heating improvements to a property you have owned for more than six months, using a loan linked to a new building-savings contract.

Po angielsku

Climate renovation loan

Sparkasse HammNiemcy10–100 tys. EUR

Borrow €10,000–€100,000 to improve the energy efficiency of your own residential property, whether you live in it or rent it out.

Po angielsku

Climate loan

Sparkasse KaiserslauternNiemcy5–50 tys. EUR

Borrow €5,000–€50,000 for selected energy improvements to your own house or condominium, without a land-register entry.

Po angielsku

Climate loan

HarzsparkasseNiemcy

An unsecured loan with an interest discount for homeowners making energy-saving improvements.

Po angielsku

Home energy transition loan

Gemeente RotterdamHolandia2,5–25 tys. EURzamyka się 31 gru 2027

Borrow for energy-saving work together with home improvements if you own and occupy a Rotterdam home or rent out up to three Rotterdam homes.

Po angielsku

Future-proof home loan

Gemeente EdeHolandia2,5–30 tys. EUR

Borrow for insulation, solar panels or eligible heat pumps in an existing home you own and live in in Ede.

Po angielsku

Woonlening

Gemeente Den HelderHolandia2,5–30 tys. EUR

Borrow at 0% interest for insulation, renewable energy or climate adaptation at an existing home you own in Den Helder.

Po angielsku

Toekomstbestendig Wonen loan

Gemeente NijmegenHolandia2,5–35 tys. EUR

A consumer loan for owners of existing homes in Nijmegen to finance professionally installed insulation or solar panels, subject to municipal approval and SVn’s credit assessment.

Po angielsku

Sustainable home loan

Gemeente AmersfoortHolandia2,5–30 tys. EUR

A fixed-rate personal loan for owner-occupiers, tenants and small private landlords insulating homes or improving glazing in Amersfoort.

Po angielsku

Duurzaam Leven Lening Eigenaren

Gemeente RhedenHolandia2,5–25 tys. EUR

Borrow for insulation, solar panels and other energy-saving home improvements in Rheden if another lender has rejected financing for the same costs.

Po angielsku

Sustainable home loan

Gemeente RhenenHolandia2,5–30 tys. EUR

Borrow €2,500–€30,000 for energy-saving improvements, renewable energy or climate adaptation at the home you own and live in in Rhenen.

Po angielsku

Toekomstbestendig Wonen loan

Gemeente VoorstHolandia2,5–35 tys. EUR

Borrow for insulation and other energy-saving improvements to your owner-occupied home in Voorst, with fixed interest and monthly repayments.

Po angielsku

Toekomstbestendig Wonen loan

Municipality of BarneveldHolandia2,5–35 tys. EUR

Borrow for energy improvements to your owner-occupied home in Barneveld, with fixed interest and the option to include asbestos removal or adaptations for living at home longer.

Po angielsku

Green mortgage

Sparbanken NordSzwecja

An extra 0.10 percentage point mortgage interest discount for borrowers with an energy class A home.

Po angielsku