Residential building retrofit loan
A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.
Green property loans
Finance an energy-efficient building or borrow for improvements such as insulation and solar panels. Some loans require the building to meet energy standards already; others pay for the work to improve it.
Funding opportunities (25)
Climate-friendly non-residential new-build loan (299)
An interest-subsidised loan for companies, nonprofits and other investors building or buying a new energy-efficient non-residential building in Germany.
Home ownership for families – new construction (300)
A subsidised loan for families with children and limited household income to build or buy a new climate-friendly home they will live in in Germany.
Non-residential energy renovation loan (263)
A loan for companies, nonprofits and other investors renovating non-residential buildings in Germany, with part of the debt written off when the project meets qualifying standards.
Climate-friendly residential new-build loan (297/298)
An interest-subsidised loan for people and organisations building or buying new energy-efficient homes in Germany, whether to live in or rent out.
Loans for climate-friendly, space-efficient new homes (296)
Borrow up to €100,000 per dwelling to build or buy new housing in Germany that meets climate standards, cost limits and room-size requirements.
Supplementary loan for home energy upgrades (358/359)
Borrow up to €120,000 per dwelling for energy improvements to German homes that already have an eligible KfW or BAFA grant approval.
Supplementary loan for non-residential energy upgrades (523)
Borrow up to €5 million per project for energy improvements to non-residential buildings in Germany that already have an eligible KfW or BAFA grant approval.
Jung kauft Alt – existing-home purchase loan (308)
A subsidised-interest loan of up to €180,000 for families buying an existing home in Germany and committing to energy renovation within 4½ years.
Energy renovation loan
Borrow for insulation, low-carbon heating, solar panels or biodiversity improvements to a home you own, without using your home as collateral.
Photovoltaic installation loan
Borrow for a new solar installation and associated storage at your exclusively owner-occupied home in Hessen, with a state interest subsidy.
Energy efficiency loan
Borrow for insulation, solar panels and other energy-efficient home improvements as an eligible member of the UN community.
S-Klimakredit
Borrow up to €80,000 for solar panels, storage or energy-saving improvements to your own home.
VR-Klimakredit
A fixed-rate loan of €10,000–€75,000 for homeowners improving the energy efficiency of a house or condominium, without collateral.
S-Klimakredit
Borrow for energy improvements to property you own and occupy or rent out, without registering a charge against the property.
EcoWohnen
Borrow up to €50,000 for insulation, replacement windows or climate-friendly heating in a home you own.
Climate renovation loan
Borrow €5,000–€75,000 to improve the energy efficiency of a property you own and either occupy or rent out, with a 10–15-year loan term.
Green loan
Borrow €7,500–€100,000 for new or used rooftop solar panels and battery storage, with no land-register charge, if you meet the personal income and credit requirements.
Energy-saving loan
Borrow for insulation, new windows, solar panels or efficient heating in a property you own, with fixed monthly repayments.
VR EnergiesparKredit
A loan for private energy renovations and solar installations, with no land charge or own-capital contribution required.
Energy-saving loan
Borrow for insulation, solar panels or heating improvements to a property you have owned for more than six months, using a loan linked to a new building-savings contract.
Sparkassen-Klimakredit
Borrow €15,000–€50,000 to improve the energy efficiency of your own property, including insulation, heating and solar installations.
Climate renovation loan
Borrow €10,000–€100,000 to improve the energy efficiency of your own residential property, whether you live in it or rent it out.
Climate loan
Borrow €5,000–€50,000 for selected energy improvements to your own house or condominium, without a land-register entry.
Climate loan
An unsecured loan with an interest discount for homeowners making energy-saving improvements.