Împrumuturi verzi pentru proprietăți

Finanțează o clădire eficientă energetic sau lucrări precum izolarea și panourile solare. Unele împrumuturi cer standarde energetice deja îndeplinite; altele finanțează îmbunătățirea clădirii.

Oportunități de finanțare (359)

Granturi și stimulente fiscale

Împrumuturi și alte forme de finanțare

Residential building retrofit loan

KfWGermaniapână la 150 K EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

În engleză

Green property loan

HandelsbankenSuedia

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

În engleză

Green investment loan

SBABSuedia

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

În engleză

Green property loan

SEBSuedia

Loans to finance energy-efficient apartment and commercial buildings, including existing properties and new construction.

În engleză

Green property loan

SwedbankSuedia

Loans for companies owning or buying an energy-efficient property, with the property as security.

În engleză

Energy loan

SwedbankSuedia

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

În engleză

Energy saving loan

Nationaal WarmtefondsȚările de Jos1–29 K EUR

A €1,000–€29,000 loan for owner-occupiers improving the energy performance of an existing home in the Netherlands.

În engleză

Mijn VerbouwLening

Flemish GovernmentFlandra

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

În engleză

Non-residential energy renovation loan (263)

KfWGermania

A loan for companies, nonprofits and other investors renovating non-residential buildings in Germany, with part of the debt written off when the project meets qualifying standards.

În engleză

Home energy loan

NordeaSuedia20–500 K SEK

Nordea customers who own a house or holiday home can apply to borrow SEK 20,000–500,000 for upcoming energy-saving improvements, without pledging an asset as security.

În engleză

Home energy loan

SwedbankSuedia30–350 K SEK

Individuals can apply to borrow SEK 30,000–350,000 for home energy-saving investments, with a one-to-twelve-year repayment term depending on the loan’s size and purpose.

În engleză

Home energy mortgage increase

SEBSuedia100 K SEK și peste

Homeowners can apply to increase their SEB mortgage by at least SEK 100,000 for energy improvements, with a 0.10-percentage-point interest discount on the extra borrowing.

În engleză

Home solar loan

SwedbankSuedia30–350 K SEK

Individuals can borrow SEK 30,000–350,000 for solar panels from any supplier, with payment after installation and receipt of an invoice.

În engleză

Green mortgage

SEBSuedia

Buy or own a home with qualifying energy or environmental certification and receive a 0.10 percentage point discount on your mortgage interest rate.

În engleză

Green mortgage

SwedbankSuedia

An extra 0.10 percentage point mortgage interest discount for households whose home meets the energy-class or building-certification criteria.

În engleză

Green mortgage

NordeaSuedia

A 0.10 percentage point mortgage-rate discount for individuals buying, building or living in a home with a qualifying energy class or environmental certificate.

În engleză

Green mortgage

Danske BankSuedia

A 0.10 percentage point interest discount on fixed-rate mortgages for owners of homes with qualifying energy ratings or environmental certification.

În engleză

Green mortgage

SBABSuedia

A mortgage interest reduction of 0.10 percentage points for households with an energy-class A home, or class B under a declaration made before 1 October 2026.

În engleză

Green mortgage

NordeaNorvegia

Borrow to buy or refinance a home with an A or B energy rating, or a qualifying environmental certification for homes built from 2021.

În engleză

Green mortgage

StabeloSuedia500 K–20 mil. SEK

Households with a home in energy class A or B can receive a 0.10 percentage-point interest discount on their whole mortgage.

În engleză

Green mortgage for households

HandelsbankenSuedia

Get a 0.10 percentage point reduction on your mortgage interest for a house, holiday home or tenant-owned apartment meeting energy or environmental-certification requirements.

În engleză

Green mortgage top-up loan

StabeloSuedia

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

În engleză

Green energy loan for your home

HandelsbankenSuediapână la 250 K SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

În engleză

Energy renovation loan

NordeaFinlanda15 K EUR și peste

A secured loan for households with a home address in Finland to improve a detached or semi-detached home, with a lower margin for qualifying energy renovations.

În engleză

Existing-home upgrade loan

HusbankenNorvegia

Borrow for substantial energy and accessibility improvements to year-round homes, with defined alternatives for extensive accessibility work alone.

În engleză

Green mortgage

DNBNorvegia

Buy an A- or B-rated energy-efficient home, refinance its mortgage or increase your existing home loan.

În engleză

Green mortgage

KLP BankenNorvegia

A mortgage interest discount for KLP pension members whose home has energy rating A or B, or who have received Enova support for energy improvements to their primary home.

În engleză

Green mortgage

Storebrand BankNorvegia

A mortgage for individuals buying an A- or B-rated energy-efficient home, which can also be offered for refinancing or increasing an existing home loan.

În engleză

Solar panel loan

Swedbank ASEstonia3–30 K EUR

Homeowners can borrow €3,000–€30,000 without collateral for solar panels, heat pumps, wind turbines or energy storage at a property they own in Estonia.

În engleză

Solar panel loan

AS SEB PankEstoniapână la 40 K EUR

A consumer loan for individuals buying and installing solar panels, with up to €25,000 when applying alone or €40,000 with a co-applicant.

În engleză

Home energy efficiency loan

Swedbank ASEstonia20 K EUR și peste

Borrow from €20,000 for house renovations such as insulation and heating upgrades, using the house being renovated as security.

În engleză

Solar panel loan

Swedbank ASLetonia3–30 K EUR

Borrow without pledging your property to buy and install solar panels, batteries, heat pumps or wind generators for your home.

În engleză

Home energy-efficiency loan

Swedbank ASLetonia20 K EUR și peste

A property-secured loan for homeowners improving an existing private house with insulation, heat-recovery ventilation or more efficient windows and doors.

În engleză

Green Home loan

AS SEB bankaLetonia

Borrow to buy an energy-efficient apartment or house, or build a qualifying private house, with individually assessed interest and no loan agreement fee.

În engleză

Green loan for business

AS SEB bankaLetonia

Loans for corporate customers investing in renewable energy, energy efficiency or other projects that pass SEB’s individual green-project assessment.

În engleză

Home energy efficiency loan

SEB LithuaniaLituania500–40 K EUR

Borrow without collateral for household solar power, heat pumps, wind turbines, electricity storage or electric-car charging equipment, with loan limits based on individual or family income.

În engleză

Green home loan

SEB LithuaniaLituania

A mortgage for individuals buying or building an energy-efficient home in Lithuania, with a lower interest rate than the regular home loan and no contract fee.

În engleză

Green mortgage

HypoteketSuedia

A mortgage interest discount for households with a house or holiday home in energy class A or B.

În engleză

Green mortgage

Swedbank ABLituania20 K EUR și peste

A secured home loan for individuals buying or building a new home in energy-efficiency class A+ or A++, including when replacing an existing home.

În engleză

Green home loan

AS SEB PankEstonia15 K EUR și pestese închide 31 dec. 2026

Borrow to buy or build an energy-efficient home, with property limits that depend on building type and construction date.

În engleză

Energy home loan

Nordea DenmarkDanemarca

Borrow against your home for professional energy improvements or climate adaptation, including heat pumps, solar panels and insulation.

În engleză

Green mortgage

Nordax BankSuedia150 K SEK și peste

A mortgage interest discount of 0.25 percentage points for households buying or borrowing against a house or tenant-owned apartment with energy class A or B.

În engleză

Energy-saving loan

NordeaNorvegia50 K–1 mil. NOK

Borrow for Enova-recommended energy improvements or work that protects your primary home from water, with the home as security.

În engleză

Energy loan

ICA BankenSuedia20–600 K SEK

An unsecured personal loan for individuals registered in Sweden to finance home insulation, efficient windows, solar panels or a replacement heating system.

În engleză

Green mortgage

Handelsbanken NorwayNorvegia

A mortgage for bank customers whose home or holiday home meets energy-label or environmental-certification requirements that depend on its construction year.

În engleză

Greener Mortgage

Virgin Money UKRegatul Unit

A mortgage with more competitive pricing for buyers of new-build homes with a certified or predicted energy rating of A or B.

În engleză

Energy-efficient home mortgage

HSBC UKRegatul Unit

A mortgage with cashback on selected products for UK-resident buyers and homeowners purchasing or remortgaging an energy-efficient home.

În engleză

EcoSaver mortgage

Bank of IrelandIrlanda

A fixed-rate mortgage for home buyers, landlords and existing borrowers, with interest discounts linked to the property’s energy rating.

În engleză

Green mortgage

PTSBIrlanda

A lower fixed mortgage rate for new and existing home borrowers whose home has, or will achieve, a qualifying A or B energy rating.

În engleză

Green mortgage

Sparbanken SydSuedia

A mortgage interest discount for buyers of energy-efficient or certified homes and homeowners transferring a qualifying mortgage from another bank.

În engleză

Home energy improvement loan

Nykredit BankDanemarcapână la 500 K DKK

Borrow up to DKK 500,000 for professionally installed home energy improvements, with special terms for qualifying banking customers.

În engleză

Energy loan

KBC BankBelgia1 K EUR și peste

Borrow at a fixed rate for home improvements such as insulation, solar panels and heat pumps when at least half of the renovations improve energy efficiency.

În engleză

Energy renovation loan

Belfius BankBelgia

Borrow for energy-saving home improvements such as heat pumps, solar panels and insulation, with at least half the loan used for energy-saving investments.

În engleză

Green personal loan

AIBIrlanda3–60 K EUR

Borrow €3,000–€60,000 for personal purchases such as home energy upgrades or electric vehicles, with at least half the loan currently required for listed green initiatives.

În engleză

Duurzaam Wonen

ASN BankȚările de Jos2,5–30 K EUR

Borrow €2,500–€30,000 alongside an ASN mortgage for permanent energy-saving or climate-adaptation improvements to your own home in the Netherlands.

În engleză

Green renovation loan

CrelanBelgia2,5–75 K EUR

An instalment loan for homeowners renovating their home, with at least half the borrowing used for energy-saving improvements.

În engleză

Sustainable home mortgage

Triodos BankȚările de Jos

Buy or refinance an owner-occupied home with mortgage pricing linked to its energy label and an extra discount for qualifying biobased new builds.

În engleză

Energy renovation loan

SäästöpankkiFinlanda10 K EUR și peste

A secured loan for households improving the energy efficiency of a home or holiday property, or paying their share of a housing-company energy renovation.

În engleză

Household energy loan

Sparebanken NorgeNorvegiapână la 500 K NOK

Borrow against your home, second home or holiday home for new energy-saving improvements, with a higher loan limit for larger documented energy improvements.

În engleză

Energy renovation loan

Danske BankFinlanda

Households can borrow for energy-saving improvements to a home, holiday home or investment property, with secured and unsecured options.

În engleză

Energy and climate protection loan

Lån & SparDanemarca50–500 K DKK

Borrow for energy improvements or flood protection in your house, terraced house or holiday home, with the loan amount depending on your property equity.

În engleză

Home energy improvement loan

AL SydbankDanemarcapână la 500 K DKK

Borrow for insulation, new windows, heating upgrades or solar panels in a home you own, with at least 90% of the loan reserved for approved energy improvements.

În engleză

Eco-renovation loan

BeobankBelgia1,3–50 K EUR

Borrow for solar panels, insulation and other ecological improvements to a home in Belgium, with invoices or a signed order covering 70% of the loan.

În engleză

Green home improvement loan

ArgentaȚările de Jospână la 35 K EUR

Borrow up to €35,000 through your Argenta mortgage for future home energy improvements, such as insulation, a heat pump or solar panels.

În engleză

Energy renovation loan

CommerzbankGermania1,5–100 K EUR

Borrow for insulation, low-carbon heating, solar panels or biodiversity improvements to a home you own, without using your home as collateral.

În engleză

Renewable-energy loan

Banco BPIPortugalia1 K EUR și peste

Personal loan for buying and installing renewable-energy equipment or improving a building’s energy efficiency.

În engleză

Green mortgage

BPER BancaItalia

A mortgage for consumers buying an Italian home in energy class A, B or C, improving its energy performance, or building a class A home.

În engleză

Home energy renovation loan

Banco SantanderSpaniapână la 100 K EUR

Borrow up to €100,000 for home energy improvements such as efficient heating, insulation and consumption controls, with a rate discount tied to proof of the sustainable use.

În engleză

MaPrimeRénov’ advance loan

Crédit MutuelFranțase închide 31 dec. 2026

An interest-free loan advances an awarded MaPrimeRénov’ grant for home energy renovation, alongside a complementary Crédit Mutuel renovation loan.

În engleză

Mortgage Energy

UBS SwitzerlandElveția25 K CHF și peste

A fixed-rate mortgage from CHF 25,000 for replacing oil or gas heating with renewable heating, or installing solar collectors or solar electricity panels on Swiss residential property, with no processing fee.

În engleză

Green housing loan

Nova Ljubljanska bankaSlovenia

Borrow to buy an energy-efficient home, build a passive or low-energy house, or improve your home with renewable energy and energy-saving work.

În engleză

Home energy efficiency loan

CitadeleLetonia1–30 K EUR

An unsecured loan for private individuals buying or installing solar panels, heat pumps, batteries or other renewable-energy systems at home.

În engleză

Green housing loan

Bank of CyprusCipru

Borrow to buy or build a first or holiday home with an A-rated energy performance certificate if you are permanently resident in Cyprus.

În engleză

Casa Ta Verde

Raiffeisen Bank RomâniaRomânia

Credit ipotecar pentru persoane fizice care cumpără o locuință cu certificat de performanță energetică eligibil sau certificare RoGBC Green Homes.

Green mortgage

Sparebanken NorgeNorvegia

A mortgage with a lower interest rate for buying or refinancing your primary home with documented energy class A or B.

În engleză

Tulevaisuuslaina

POP PankkiFinlanda

A loan for individuals buying an electric car or improving a residential property’s energy efficiency, with lower pricing and less collateral than a comparable ordinary loan.

În engleză

Green mortgage

ÍslandsbankiIslanda

A mortgage interest discount and waived origination fee for individuals financing an environmentally certified home in Iceland.

În engleză

Green loan

CANA Credit UnionIrlandapână la 100 K EUR

Borrow for home energy improvements or electric and hybrid transport if you qualify for CANA Credit Union membership through Revenue employment, retirement or family ties, or CANA employment.

În engleză

Go Green Loans

Kilmallock Credit UnionIrlandapână la 100 K EUR

Borrow for home energy improvements or electric transport if you qualify for membership of this local credit union in Limerick and Cork.

În engleză

Green loan

Croí Laighean Credit UnionIrlandapână la 100 K EUR

Borrow for home energy upgrades or an electric or hybrid car if you live or work in the credit union’s local common-bond area in Ireland.

În engleză

Greenify loan

Core Credit UnionIrlandapână la 75 K EUR

Unsecured loans for Core Credit Union members to improve home energy efficiency or buy electric transport, subject to credit approval.

În engleză

Go Green Loan

Malahide Credit UnionIrlanda10–100 K EUR

Borrow for a home energy retrofit or an eco-friendly car if you live or work within the local membership area around Malahide.

În engleză

Green loan

St. Francis Credit UnionIrlanda

Borrow for home energy improvements or an electric or plug-in hybrid vehicle as a member of this County Clare credit union.

În engleză

Greenify loan

Cara Credit UnionIrlandapână la 100 K EUR

Borrow for home energy upgrades, an electric or plug-in hybrid vehicle, or charging equipment if you are a Cara Credit Union member or can join its local membership area.

În engleză

Green loan

Letterkenny Credit UnionIrlandapână la 80 K EUR

Borrow up to €80,000 for home energy upgrades or electric transport as a credit union member in the Letterkenny area.

În engleză

Green Loan

New Ross Credit UnionIrlanda

Borrow for work that improves your home’s energy rating or reduces your carbon footprint, if you qualify for local credit-union membership.

În engleză

Green loan

Journi Credit UnionIrlanda

Borrow for home energy upgrades, electric or hybrid cars, and bicycles if you qualify for membership in the Waterford-area credit union.

În engleză

Home energy equipment loan

CitadeleLituania1–35 K EUR

An unsecured personal loan for solar or wind generation, a share in a power park, energy storage or a heat pump, with higher borrowing available jointly with a spouse.

În engleză

Energy loan

Sparbanken AlingsåsSuedia30–350 K SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, windows or heating systems.

În engleză

Household energy loan

Sparbanken TanumSuedia30–350 K SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or heating systems.

În engleză

Business energy loan

Sparbanken TanumSuedia

Borrow for energy improvements and renewable energy in property owned by a company or housing association, with materials and labour eligible.

În engleză

Business energy loan

Sparbanken SkaraborgSuedia

A loan for property-owning companies and housing associations to pay for insulation, heating upgrades and renewable energy, with invoices required before payment.

În engleză

Energy loan

Sparbanken SydSuedia

An unsecured personal loan for household energy improvements, including insulation, solar panels and replacing oil or direct electric heating.

În engleză

Habitat Verde

BRDRomânia

Un credit ipotecar pentru persoane fizice care cumpără în România o locuință certificată ca fiind verde de Romanian Green Building Council.

Household energy loan

Sörmlands SparbankSuedia30–350 K SEK

Borrow for improvements that reduce your home’s energy use, including insulation, replacement windows, appliances and heating systems.

În engleză

Home energy loan

Ulricehamns SparbankSuedia30–350 K SEK

Borrow SEK 30,000–350,000 for home energy improvements such as insulation, replacement windows or more efficient appliances.

În engleză

Home energy loan

Varbergs SparbankSuedia30–350 K SEK

Borrow for energy improvements to a home you own, using an unsecured loan or a top-up to your existing mortgage.

În engleză

Home energy loan

Roslagens SparbankSuedia30–350 K SEK

Borrow for measures that reduce energy use in your home, with an existing or new mortgage at Roslagens Sparbank.

În engleză

Green personal loan

Findomestic BancaItalia1–100 K EURse închide 5 nov. 2026

Borrow for home energy improvements, renewable-energy systems or qualifying electric and hybrid vehicles if you live in Italy.

În engleză

Personal green loan

PrestipayItalia5–50 K EUR

Personal loans for people living in Italy to finance home energy improvements or an electric or hybrid vehicle.

În engleză

Energy renovation personal loan

CofidisFranța6,5–40 K EUR

Borrow €6,500–€40,000 for energy-saving work in a home you own, including a main home, second home or rental property.

În engleză

Green loan

Life Credit UnionIrlandapână la 100 K EUR

Borrow for insulation, solar panels, a full home retrofit or an electric vehicle if you live, work or study in Life Credit Union’s local membership area.

În engleză

Green loan

Capital Credit UnionIrlanda

Borrow for home energy upgrades or a new electric or plug-in hybrid car if you qualify for Capital Credit Union membership in its Dublin and North Wicklow catchment.

În engleză

Green loan

South Manchester Credit UnionAnglia500–15 K GBP

Borrow for home energy improvements, solar equipment or greener transport if you live or work within the South Manchester credit union’s membership area.

În engleză

Photovoltaic installation loan

WIBankGermania10–50 K EUR

Borrow for a new solar installation and associated storage at your exclusively owner-occupied home in Hessen, with a state interest subsidy.

În engleză

Energy-saving renovation loan

LCLFranța3–50 K EUR

A personal loan for adults financing home insulation, efficient heating or solar panels, with no arrangement fee.

În engleză

Ecological renovation loan

ArgentaBelgia1,3–125 K EUR

Borrow for energy-saving home renovations where ecological work accounts for more than half of the project cost.

În engleză

Energy renovation personal loan

Crédit AgricoleFranța

Borrow to cover part or all of your home energy renovation, including insulation, renewable heating or solar panels, with a personal loan whose spending does not require expense receipts.

În engleză

Green renovation loan

vdk bankBelgia2,5 K EUR și peste

A fixed-rate loan for private borrowers to insulate a home, install a heat pump or make other improvements to its energy-performance rating.

În engleză

Energy renovation property loan

SGFranța1,6 K EUR și peste

Borrow at a fixed rate for insulation, solar panels and other energy-saving work in a main home, second home or rental property, subject to SG’s account and lending requirements.

În engleză

Mortgage for an energy-efficient home

UBBBulgaria

Borrow to buy or refinance an energy-efficient home, with an interest-rate reduction when its energy certificate meets UBB’s requirements.

În engleză

Green home renovation loan

VÚBSlovacia500–50 K EUR

Borrow for insulation, solar panels and other improvements to homes in Slovakia, with a purpose-linked interest discount and documents submitted after drawing the loan.

În engleză

Green housing loan

OTP Bank Nyrt., OTP Jelzálogbank Zrt.Ungariapână la 130 mil. HUF

A fixed-rate mortgage for individuals buying or building a new energy-efficient home, or improving a home in Hungary, with a conditional one percentage-point green interest discount.

În engleză

Energy loan

SBABSuedia30–500 K SEK

Borrow without pledging your home for energy-saving improvements, with an interest discount after you send a photo of the investment.

În engleză

Kilowattlånet

SBABSuedia

Borrow against your house or holiday home for energy renovations, with a 0.20 percentage point interest reduction on the renovation loan for ten years.

În engleză

Sustainability loan

JAK MedlemsbankSuedia20–250 K SEK

An unsecured loan for individuals making home energy improvements such as solar panels, insulation or a heat pump.

În engleză

Green energy loan

Ørskog SparebankNorvegiapână la 500 K NOK

Borrow up to NOK 500,000 to improve an older home’s energy performance, with separate qualifying routes for planned and completed renovations.

În engleză

Home energy loan

Middelfart SparekasseDanemarcapână la 250 K DKK

Borrow up to DKK 250,000 for home energy improvements, with security in your property or cooperative housing share.

În engleză

Energy home loan

Sparekassen KronjyllandDanemarca

Borrow for insulation, heating upgrades or solar panels in your year-round home, with all your personal banking at Sparekassen Kronjylland.

În engleză

Green loan

Ballina Credit UnionIrlanda

Borrow for home energy improvements or green transport if you live, work or study in Ballina Credit Union’s local membership area.

În engleză

Energy loan

Rise SparekasseDanemarcapână la 150 K DKK

Borrow up to DKK 150,000 for home energy improvements or renewable-energy investments, with security in your home.

În engleză

Home energy loan

Dragsholm SparekasseDanemarca

Borrow for energy-saving home improvements such as insulation, new windows, heat pumps or solar panels, with local advice in Odsherred and Kalundborg.

În engleză

Efficient home loan

UnicajaSpania6–60 K EUR

Borrow €6,000–€60,000 for energy-saving improvements to your home, including insulation, solar panels and appliances rated A or B.

În engleză

Vivienda +Sostenible

IbercajaSpaniapână la 60 K EUR

A personal loan for household energy improvements, including solar panels, insulation and more efficient home installations.

În engleză

Home solar-panel loan

Fiare Banca EticaSpania5–20 K EUR

Borrow €5,000–€20,000 to install solar panels at home, with fixed interest and lower prices for cooperative members.

În engleză

Greener Home Loan

Ardee Credit UnionIrlandapână la 50 K EUR

Members can borrow up to €50,000 for home energy improvements such as insulation, solar panels or heat pumps, with work completed by SEAI-registered contractors.

În engleză

Green Loan

Drogheda Credit UnionIrlanda2–75 K EUR

Borrow for insulation, heat pumps, solar panels or an electric car as a member with a local connection to Drogheda, Dunleer, East Meath, Trim or Slane.

În engleză

Casa +Eficiente mortgage

Caixa Geral de DepósitosPortugalia5 K EUR și pestese închide 31 ian. 2027

A mortgage with an interest-margin reduction and a contract-formalisation fee waiver for buyers of homes with a valid A+, A or B energy certificate.

În engleză

Energy loan

Sparbanken NordSuedia30–350 K SEK

Borrow SEK 30,000–350,000 for changes that reduce energy use in your home, including insulation, replacement windows and more efficient appliances.

În engleză

Home energy loan

Sala SparbankSuedia30–350 K SEK

Borrow SEK 30,000–350,000 for home improvements that reduce energy use, including insulation, replacement windows and heating systems.

În engleză

Energy loan

Skurups SparbankSuedia30–350 K SEK

Borrow SEK 30,000–350,000 for improvements that reduce energy use in your home, such as insulation, new windows or appliances.

În engleză

Solar loan

Falkenbergs SparbankSuedia30–350 K SEK

An unsecured loan for individuals buying solar panels, with payment after installation and a supplier invoice.

În engleză

Energy loan

Lollands BankDanemarcapână la 250 K DKK

Borrow up to DKK 250,000 for energy improvements to your owner-occupied home, using a Totalkredit assessment or documentation of work on the bank’s eligible list.

În engleză

Green mortgage for a new home

CIB BankUngaria1 mil. HUF și peste

A mortgage for individuals buying or building a new home that meets specified energy-certificate and energy-demand limits in Hungary.

În engleză

Home energy loan

Sparbanken LidköpingSuedia30–350 K SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, including insulation, replacement windows and appliances.

În engleză

Energy loan

Sparbanken MälardalenSuedia30–350 K SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or appliances.

În engleză

Home energy loan

Sparbanken GöingeSuedia30–350 K SEK

Borrow for insulation, replacement windows or other investments that can reduce energy use in your home, subject to the bank’s borrower assessment.

În engleză

Solar loan

Sparbanken LidköpingSuedia30–350 K SEK

An unsecured loan of SEK 30,000–350,000 for private borrowers installing solar panels, with a quotation from their chosen supplier.

În engleză

Solar loan

Leksands SparbankSuedia30–350 K SEK

An unsecured loan of SEK 30,000–350,000 for individuals installing solar panels, with a choice of supplier.

În engleză

Solar loan

Westra Wermlands SparbankSuedia30–350 K SEK

Borrow without collateral to install solar panels on your own property if you are an existing or prospective customer in western Värmland.

În engleză

Solar loan

Sparbanken MälardalenSuedia30–350 K SEK

Borrow SEK 30,000–350,000 without pledging security to install solar panels, if you have your mortgages with the bank.

În engleză

Expresso Verde

BRDRomânia2–250 K RON

Un credit de nevoi personale pentru echipamente cu energie regenerabilă, echipamente pentru locuință din clasa energetică A sau B, mașini electrice fără emisii și transport personal mai verde.

Green consumer loan

NLB BankaMacedonia de Nordpână la 2 mil. MKD

Borrow for solar systems or home insulation if you receive your salary or pension through NLB Banka in North Macedonia.

În engleză

Green loan for the home

Alpha BankGrecia1,5–30 K EUR

An unsecured personal loan for people living and taxed in Greece to improve their home’s energy efficiency.

În engleză

Solar loan

Laholms SparbankSuedia30–350 K SEK

Borrow without collateral to install solar panels, with payment after installation and receipt of the invoice.

În engleză

Green loan

National Bank of GreeceGreciapână la 30 K EUR

Borrow up to €30,000 for home energy improvements, energy-saving appliances or a new electric or hybrid vehicle.

În engleză

Solar loan

Orusts SparbankSuedia30–350 K SEK

Borrow without collateral to install solar panels from a supplier of your choice.

În engleză

Solar loan

Dalslands SparbankSuedia30–350 K SEK

Borrow without collateral to install solar panels, with a quotation from your chosen supplier.

În engleză

Green consumer loan

Piraeus BankGrecia1,5–20 K EUR

Borrow €1,500–€20,000 without collateral for home energy improvements, efficient appliances, solar power or bicycles and electric motorbikes if you live and pay tax in Greece.

În engleză

Home energy improvement loan

Betri BankiInsulele Feroe30–500 K DKK

Borrow for insulation, roof or window replacement, renewable heating and other energy-saving improvements to your home.

În engleză

Green mortgage

Orkla SparebankNorvegia

A mortgage for buying an A- or B-rated home or improving the energy efficiency of a qualifying home.

În engleză

Energipuljen loans

Sparekassen BallingDanemarca

Borrow for home energy improvements or an electric or hybrid car if you bring your banking relationship to Sparekassen Balling.

În engleză

Business energy loan

Tjörns SparbankSuedia

Borrow for insulation, heating upgrades, solar installations and other energy improvements to property owned by your company or association.

În engleză

GEFF home energy renovation loan

NLB BankaMuntenegrupână la 50 K EUR

Borrow for approved insulation, windows, heating or solar technologies in a home, with a conditional GEFF incentive after installation and verification.

În engleză

Building energy-efficiency loan

KutxabankSpania

A loan for individuals renovating single-family homes and owners associations improving residential buildings to cut energy consumption by at least 30%.

În engleză

Solar-panel loan

Sparbanken i EnköpingSuedia30–350 K SEK

An unsecured loan for private customers installing solar panels, with payment after installation and receipt of the invoice.

În engleză

Solar-panel loan

Sparbanken BlekingeSuedia30–350 K SEK

An unsecured loan for individuals installing solar panels, with payment after installation and receipt of an invoice.

În engleză

Green mortgage

Sparbanken MälardalenSuedia

An extra 0.10 percentage-point mortgage interest discount for households whose home meets the bank’s energy or building-certification criteria.

În engleză

Green mortgage

Sparbanken SpiraSuedia

An extra 0.10 percentage-point mortgage interest discount for households with an energy-efficient or certified home.

În engleză

Green mortgage

Sparbanken SkåneSuedia

Mortgage interest discount for households buying, transferring or already financing an energy-class A or certified sustainable home.

În engleză

Green mortgage

Sparbanken BokenSuedia

An extra mortgage interest discount for households buying, refinancing or owning a home with a qualifying energy rating or environmental certification.

În engleză

Household energy loan

MedMera BankSuedia15–600 K SEK

Borrow for solar panels, heat pumps, insulation and other energy-saving home improvements, with an interest discount after your investment evidence is approved.

În engleză

Handschlag-Hypothek

Schwyzer KantonalbankElvețiapână la 75 K CHF

Borrow up to CHF 75,000 for energy improvements to your own home if you are from Schwyz and already have financing with SZKB.

În engleză

Green credit

Zuger KantonalbankElveția10–75 K CHF

An interest-free, unsecured loan for homeowners in the economic region Zug to replace oil or gas heating with a heat pump or install solar panels.

În engleză

Sustainability mortgage

Basler KantonalbankElveția10 K–1 mil. CHF

Private customers can borrow for an energy-efficient property or eligible renovation and solar installations, with a discount on the fixed mortgage interest rate.

În engleză

Umwelt-Bonus

Obwaldner KantonalbankElveția50 K CHF și peste

Mortgage interest reductions and help with energy-certificate costs for owners renovating residential buildings or financing a qualifying new home.

În engleză

Sustainability mortgage

Glarner KantonalbankElveția25–500 K CHF

A discounted mortgage for private and business borrowers renovating façades, insulation, roofs or windows to improve their building’s energy performance.

În engleză

RenovaPlus mortgage

Nidwaldner KantonalbankElveția20–100 K CHF

Borrow CHF 20,000–100,000 for energy-efficiency renovations to your mortgaged property, with a guaranteed discount from the variable mortgage rate.

În engleză

Sustainability mortgage

Bank ClerElveția10 K–1 mil. CHF

A fixed-rate mortgage with an interest discount for private energy-efficient properties, qualifying renovations and solar installations.

În engleză

RegioEco-Kredit

Regiobank Solothurn AGElveția10–50 K CHF

Interest-free borrowing for private homeowners installing solar panels or replacing fossil heating with a heat pump in a house financed by Regiobank.

În engleză

Eco mortgage

Bank BSUElveția100–750 K CHF

An individual mortgage interest discount and up to CHF 1,000 towards energy certification for an efficient home you occupy as your main residence.

În engleză

Sustainable mortgage

acrevisElveția

A five-year mortgage interest discount for single-family homes and condominium apartments with qualifying energy construction or renovation work.

În engleză

Energy support loan

HalkbankTurcia

Borrow for home insulation, efficient lighting or solar energy systems as a property owner or tenant.

În engleză

Green additional borrowing

Coventry Building SocietyRegatul Unitpână la 25 K GBP

Borrow up to £25,000 for insulation, solar panels or other home improvements if you already have an eligible mortgage, with at least half spent on energy efficiency.

În engleză

Green mortgage

Sparebanken ØstNorvegia

Borrow to buy or build a home or holiday home with energy label A or B, BREEAM-NOR certification or the Nordic Swan Ecolabel, with no establishment fee.

În engleză

Green mortgage

Sparebanken NarvikNorvegia

A mortgage for private owners or buyers of homes with energy rating A or B, with green pricing for borrowing within 75% of the home’s value.

În engleză

Energy mortgage

Bank AveraElveția25 K CHF și peste

Borrow at a discounted interest rate to renovate a single-family or holiday home for better energy efficiency.

În engleză

Green mortgage

MelhusBankenNorvegia

A mortgage for individuals who own or are buying an energy-efficient home rated A or B.

În engleză

Green loan

Commsave Credit UnionRegatul Unit100–25 K GBP

A loan for Commsave members making energy-efficient home improvements, with lower interest after proof of completed work.

În engleză

Green loan

Scottish Police Credit UnionRegatul Unitpână la 25 K GBP

Borrow up to £25,000 for solar panels, better windows or other eco-friendly home improvements if you qualify for Scottish Police Credit Union membership.

În engleză

Green home improvement loan

Blues & Twos Credit UnionRegatul Unit5–7,5 K GBP

Borrow for insulation, solar panels and other home energy improvements if you are an employed homeowner eligible to join Blues & Twos through your job in North West England.

În engleză

Green loan

Waterside Credit UnionRegatul Unit4–40 K GBP

Borrow £4,000–£40,000 for energy-efficient projects if you are an adult member of Waterside Credit Union, whose membership is open to people living or working in BT47 or BT48.

În engleză

Solar & Battery Plus

Sunsave EnergyRegatul Unit

Finance a home solar panel and battery installation with no upfront payment, then repay monthly over 20 years with monitoring and maintenance included.

În engleză

Grüner-Leben-Kredit

HYPO NOEAustriapână la 50 K EUR

A mortgage loan for private customers improving home insulation, installing solar panels or replacing fossil heating, with borrowing up to €50,000.

În engleză

S-Klimakredit

Kreissparkasse RavensburgGermania5–100 K EUR

Borrow for energy improvements to property you own and occupy or rent out, without registering a charge against the property.

În engleză

Green loan

SWK BankGermania7,5–100 K EUR

Borrow €7,500–€100,000 for new or used rooftop solar panels and battery storage, with no land-register charge, if you meet the personal income and credit requirements.

În engleză

Energy-saving loan

PSD Bank NordGermaniapână la 75 K EUR

Borrow for insulation, solar panels or heating improvements to a property you have owned for more than six months, using a loan linked to a new building-savings contract.

În engleză

Climate renovation loan

Sparkasse HammGermania10–100 K EUR

Borrow €10,000–€100,000 to improve the energy efficiency of your own residential property, whether you live in it or rent it out.

În engleză

Climate loan

Sparkasse KaiserslauternGermania5–50 K EUR

Borrow €5,000–€50,000 for selected energy improvements to your own house or condominium, without a land-register entry.

În engleză

Climate loan

HarzsparkasseGermania

An unsecured loan with an interest discount for homeowners making energy-saving improvements.

În engleză

Home energy transition loan

Gemeente RotterdamȚările de Jos2,5–25 K EURse închide 31 dec. 2027

Borrow for energy-saving work together with home improvements if you own and occupy a Rotterdam home or rent out up to three Rotterdam homes.

În engleză

Future-proof home loan

Gemeente EdeȚările de Jos2,5–30 K EUR

Borrow for insulation, solar panels or eligible heat pumps in an existing home you own and live in in Ede.

În engleză

Woonlening

Gemeente Den HelderȚările de Jos2,5–30 K EUR

Borrow at 0% interest for insulation, renewable energy or climate adaptation at an existing home you own in Den Helder.

În engleză

Toekomstbestendig Wonen loan

Gemeente NijmegenȚările de Jos2,5–35 K EUR

A consumer loan for owners of existing homes in Nijmegen to finance professionally installed insulation or solar panels, subject to municipal approval and SVn’s credit assessment.

În engleză

Sustainable home loan

Gemeente AmersfoortȚările de Jos2,5–30 K EUR

A fixed-rate personal loan for owner-occupiers, tenants and small private landlords insulating homes or improving glazing in Amersfoort.

În engleză

Duurzaam Leven Lening Eigenaren

Gemeente RhedenȚările de Jos2,5–25 K EUR

Borrow for insulation, solar panels and other energy-saving home improvements in Rheden if another lender has rejected financing for the same costs.

În engleză

Toekomstbestendig Wonen loan

Gemeente BeuningenȚările de Jos2,5–35 K EUR

Borrow €2,500–€35,000 for energy improvements to your own home in Beuningen, with at least one energy-saving or energy-generation measure.

În engleză

Sustainable home loan

Gemeente RhenenȚările de Jos2,5–30 K EUR

Borrow €2,500–€30,000 for energy-saving improvements, renewable energy or climate adaptation at the home you own and live in in Rhenen.

În engleză

Toekomstbestendig Wonen loan

Gemeente VoorstȚările de Jos2,5–35 K EUR

Borrow for insulation and other energy-saving improvements to your owner-occupied home in Voorst, with fixed interest and monthly repayments.

În engleză

Toekomstbestendig Wonen loan

Municipality of BarneveldȚările de Jos2,5–35 K EUR

Borrow for energy improvements to your owner-occupied home in Barneveld, with fixed interest and the option to include asbestos removal or adaptations for living at home longer.

În engleză

Green mortgage

Sparbanken NordSuedia

An extra 0.10 percentage point mortgage interest discount for borrowers with an energy class A home.

În engleză