Prêts immobiliers verts

Financez un bâtiment économe en énergie ou empruntez pour des améliorations comme l’isolation et les panneaux solaires. Certains prêts exigent que le bâtiment respecte déjà des critères énergétiques ; d’autres financent les travaux pour l’améliorer.

Financements (359)

Subventions et avantages fiscaux

Prêts et autres financements

Residential building retrofit loan

KfWAllemagnejusqu’à 150 k EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

En anglais

Green property loan

HandelsbankenSuède

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

En anglais

Green investment loan

SBABSuède

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

En anglais

Green property loan

SEBSuède

Loans to finance energy-efficient apartment and commercial buildings, including existing properties and new construction.

En anglais

Green property loan

SwedbankSuède

Loans for companies owning or buying an energy-efficient property, with the property as security.

En anglais

Energy loan

SwedbankSuède

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

En anglais

Mijn VerbouwLening

Flemish GovernmentFlandre

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

En anglais

Non-residential energy renovation loan (263)

KfWAllemagne

A loan for companies, nonprofits and other investors renovating non-residential buildings in Germany, with part of the debt written off when the project meets qualifying standards.

En anglais

Éco-prêt à taux zéro (éco-PTZ)

État françaisFrancejusqu’à 50 k EUR

Les propriétaires peuvent emprunter sans intérêts pour améliorer la performance énergétique d’un logement utilisé comme résidence principale, sans plafond de revenus.

Prêt avance rénovation à taux zéro (PAR +)

État françaisFrancejusqu’à 50 k EUR

Les propriétaires aux revenus modestes peuvent financer leur rénovation énergétique sans intérêts pendant dix ans, avec un remboursement normalement exigé à la vente du logement ou au règlement de leur succession.

Home energy loan

NordeaSuède20–500 k SEK

Nordea customers who own a house or holiday home can apply to borrow SEK 20,000–500,000 for upcoming energy-saving improvements, without pledging an asset as security.

En anglais

Home energy loan

SwedbankSuède30–350 k SEK

Individuals can apply to borrow SEK 30,000–350,000 for home energy-saving investments, with a one-to-twelve-year repayment term depending on the loan’s size and purpose.

En anglais

Home energy mortgage increase

SEBSuède100 k SEK et plus

Homeowners can apply to increase their SEB mortgage by at least SEK 100,000 for energy improvements, with a 0.10-percentage-point interest discount on the extra borrowing.

En anglais

Home solar loan

SwedbankSuède30–350 k SEK

Individuals can borrow SEK 30,000–350,000 for solar panels from any supplier, with payment after installation and receipt of an invoice.

En anglais

Green mortgage

SEBSuède

Buy or own a home with qualifying energy or environmental certification and receive a 0.10 percentage point discount on your mortgage interest rate.

En anglais

Green mortgage

SwedbankSuède

An extra 0.10 percentage point mortgage interest discount for households whose home meets the energy-class or building-certification criteria.

En anglais

Green mortgage

NordeaSuède

A 0.10 percentage point mortgage-rate discount for individuals buying, building or living in a home with a qualifying energy class or environmental certificate.

En anglais

Green mortgage

Danske BankSuède

A 0.10 percentage point interest discount on fixed-rate mortgages for owners of homes with qualifying energy ratings or environmental certification.

En anglais

Green mortgage

SBABSuède

A mortgage interest reduction of 0.10 percentage points for households with an energy-class A home, or class B under a declaration made before 1 October 2026.

En anglais

Green mortgage

NordeaNorvège

Borrow to buy or refinance a home with an A or B energy rating, or a qualifying environmental certification for homes built from 2021.

En anglais

Green mortgage

StabeloSuède500 k–20 M SEK

Households with a home in energy class A or B can receive a 0.10 percentage-point interest discount on their whole mortgage.

En anglais

Green mortgage for households

HandelsbankenSuède

Get a 0.10 percentage point reduction on your mortgage interest for a house, holiday home or tenant-owned apartment meeting energy or environmental-certification requirements.

En anglais

Green mortgage top-up loan

StabeloSuède

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

En anglais

Green energy loan for your home

HandelsbankenSuèdejusqu’à 250 k SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

En anglais

Energy renovation loan

NordeaFinlande15 k EUR et plus

A secured loan for households with a home address in Finland to improve a detached or semi-detached home, with a lower margin for qualifying energy renovations.

En anglais

Existing-home upgrade loan

HusbankenNorvège

Borrow for substantial energy and accessibility improvements to year-round homes, with defined alternatives for extensive accessibility work alone.

En anglais

Green mortgage

DNBNorvège

Buy an A- or B-rated energy-efficient home, refinance its mortgage or increase your existing home loan.

En anglais

Green mortgage

KLP BankenNorvège

A mortgage interest discount for KLP pension members whose home has energy rating A or B, or who have received Enova support for energy improvements to their primary home.

En anglais

Green mortgage

Storebrand BankNorvège

A mortgage for individuals buying an A- or B-rated energy-efficient home, which can also be offered for refinancing or increasing an existing home loan.

En anglais

Solar panel loan

Swedbank ASEstonie3–30 k EUR

Homeowners can borrow €3,000–€30,000 without collateral for solar panels, heat pumps, wind turbines or energy storage at a property they own in Estonia.

En anglais

Solar panel loan

AS SEB PankEstoniejusqu’à 40 k EUR

A consumer loan for individuals buying and installing solar panels, with up to €25,000 when applying alone or €40,000 with a co-applicant.

En anglais

Home energy efficiency loan

Swedbank ASEstonie20 k EUR et plus

Borrow from €20,000 for house renovations such as insulation and heating upgrades, using the house being renovated as security.

En anglais

Solar panel loan

Swedbank ASLettonie3–30 k EUR

Borrow without pledging your property to buy and install solar panels, batteries, heat pumps or wind generators for your home.

En anglais

Home energy-efficiency loan

Swedbank ASLettonie20 k EUR et plus

A property-secured loan for homeowners improving an existing private house with insulation, heat-recovery ventilation or more efficient windows and doors.

En anglais

Green Home loan

AS SEB bankaLettonie

Borrow to buy an energy-efficient apartment or house, or build a qualifying private house, with individually assessed interest and no loan agreement fee.

En anglais

Green loan for business

AS SEB bankaLettonie

Loans for corporate customers investing in renewable energy, energy efficiency or other projects that pass SEB’s individual green-project assessment.

En anglais

Home energy efficiency loan

SEB LithuaniaLituanie500–40 k EUR

Borrow without collateral for household solar power, heat pumps, wind turbines, electricity storage or electric-car charging equipment, with loan limits based on individual or family income.

En anglais

Green home loan

SEB LithuaniaLituanie

A mortgage for individuals buying or building an energy-efficient home in Lithuania, with a lower interest rate than the regular home loan and no contract fee.

En anglais

Green mortgage

HypoteketSuède

A mortgage interest discount for households with a house or holiday home in energy class A or B.

En anglais

Green mortgage

Swedbank ABLituanie20 k EUR et plus

A secured home loan for individuals buying or building a new home in energy-efficiency class A+ or A++, including when replacing an existing home.

En anglais

Green home loan

AS SEB PankEstonie15 k EUR et plusclôture 31 déc. 2026

Borrow to buy or build an energy-efficient home, with property limits that depend on building type and construction date.

En anglais

Energy home loan

Nordea DenmarkDanemark

Borrow against your home for professional energy improvements or climate adaptation, including heat pumps, solar panels and insulation.

En anglais

Green mortgage

Nordax BankSuède150 k SEK et plus

A mortgage interest discount of 0.25 percentage points for households buying or borrowing against a house or tenant-owned apartment with energy class A or B.

En anglais

Energy-saving loan

NordeaNorvège50 k–1 M NOK

Borrow for Enova-recommended energy improvements or work that protects your primary home from water, with the home as security.

En anglais

Energy loan

ICA BankenSuède20–600 k SEK

An unsecured personal loan for individuals registered in Sweden to finance home insulation, efficient windows, solar panels or a replacement heating system.

En anglais

Green mortgage

Handelsbanken NorwayNorvège

A mortgage for bank customers whose home or holiday home meets energy-label or environmental-certification requirements that depend on its construction year.

En anglais

Greener Mortgage

Virgin Money UKRoyaume-Uni

A mortgage with more competitive pricing for buyers of new-build homes with a certified or predicted energy rating of A or B.

En anglais

Energy-efficient home mortgage

HSBC UKRoyaume-Uni

A mortgage with cashback on selected products for UK-resident buyers and homeowners purchasing or remortgaging an energy-efficient home.

En anglais

EcoSaver mortgage

Bank of IrelandIrlande

A fixed-rate mortgage for home buyers, landlords and existing borrowers, with interest discounts linked to the property’s energy rating.

En anglais

Green mortgage

PTSBIrlande

A lower fixed mortgage rate for new and existing home borrowers whose home has, or will achieve, a qualifying A or B energy rating.

En anglais

Green mortgage

Sparbanken SydSuède

A mortgage interest discount for buyers of energy-efficient or certified homes and homeowners transferring a qualifying mortgage from another bank.

En anglais

Home energy improvement loan

Nykredit BankDanemarkjusqu’à 500 k DKK

Borrow up to DKK 500,000 for professionally installed home energy improvements, with special terms for qualifying banking customers.

En anglais

Energy loan

KBC BankBelgique1 k EUR et plus

Borrow at a fixed rate for home improvements such as insulation, solar panels and heat pumps when at least half of the renovations improve energy efficiency.

En anglais

Energy renovation loan

Belfius BankBelgique

Borrow for energy-saving home improvements such as heat pumps, solar panels and insulation, with at least half the loan used for energy-saving investments.

En anglais

Green personal loan

AIBIrlande3–60 k EUR

Borrow €3,000–€60,000 for personal purchases such as home energy upgrades or electric vehicles, with at least half the loan currently required for listed green initiatives.

En anglais

Duurzaam Wonen

ASN BankPays-Bas2,5–30 k EUR

Borrow €2,500–€30,000 alongside an ASN mortgage for permanent energy-saving or climate-adaptation improvements to your own home in the Netherlands.

En anglais

Prêt rénovation verte

CrelanBelgique2,5–75 k EUR

Un prêt à tempérament pour les propriétaires qui rénovent leur logement, avec au moins la moitié du crédit consacrée à des travaux économes en énergie.

Sustainable home mortgage

Triodos BankPays-Bas

Buy or refinance an owner-occupied home with mortgage pricing linked to its energy label and an extra discount for qualifying biobased new builds.

En anglais

Energy renovation loan

SäästöpankkiFinlande10 k EUR et plus

A secured loan for households improving the energy efficiency of a home or holiday property, or paying their share of a housing-company energy renovation.

En anglais

Household energy loan

Sparebanken NorgeNorvègejusqu’à 500 k NOK

Borrow against your home, second home or holiday home for new energy-saving improvements, with a higher loan limit for larger documented energy improvements.

En anglais

Energy renovation loan

Danske BankFinlande

Households can borrow for energy-saving improvements to a home, holiday home or investment property, with secured and unsecured options.

En anglais

Energy and climate protection loan

Lån & SparDanemark50–500 k DKK

Borrow for energy improvements or flood protection in your house, terraced house or holiday home, with the loan amount depending on your property equity.

En anglais

Home energy improvement loan

AL SydbankDanemarkjusqu’à 500 k DKK

Borrow for insulation, new windows, heating upgrades or solar panels in a home you own, with at least 90% of the loan reserved for approved energy improvements.

En anglais

Eco-renovation loan

BeobankBelgique1,3–50 k EUR

Borrow for solar panels, insulation and other ecological improvements to a home in Belgium, with invoices or a signed order covering 70% of the loan.

En anglais

Green home improvement loan

ArgentaPays-Basjusqu’à 35 k EUR

Borrow up to €35,000 through your Argenta mortgage for future home energy improvements, such as insulation, a heat pump or solar panels.

En anglais

Energy renovation loan

CommerzbankAllemagne1,5–100 k EUR

Borrow for insulation, low-carbon heating, solar panels or biodiversity improvements to a home you own, without using your home as collateral.

En anglais

Renewable-energy loan

Banco BPIPortugal1 k EUR et plus

Personal loan for buying and installing renewable-energy equipment or improving a building’s energy efficiency.

En anglais

Green mortgage

BPER BancaItalie

A mortgage for consumers buying an Italian home in energy class A, B or C, improving its energy performance, or building a class A home.

En anglais

Home energy renovation loan

Banco SantanderEspagnejusqu’à 100 k EUR

Borrow up to €100,000 for home energy improvements such as efficient heating, insulation and consumption controls, with a rate discount tied to proof of the sustainable use.

En anglais

Prêt d’avance MaPrimeRénov’

Crédit MutuelFranceclôture 31 déc. 2026

Un prêt sans intérêts avance le montant de MaPrimeRénov’ déjà accordé pour rénover votre logement, en complément d’un crédit rénovation énergétique du Crédit Mutuel.

Hypothèque Energy

UBS SuisseSuisse25 k CHF et plus

Une hypothèque à taux fixe dès 25 000 CHF pour remplacer un chauffage au gaz ou au mazout par un chauffage renouvelable, ou installer des panneaux solaires thermiques ou photovoltaïques sur un logement en Suisse, sans frais de traitement.

Green housing loan

Nova Ljubljanska bankaSlovénie

Borrow to buy an energy-efficient home, build a passive or low-energy house, or improve your home with renewable energy and energy-saving work.

En anglais

Home energy efficiency loan

CitadeleLettonie1–30 k EUR

An unsecured loan for private individuals buying or installing solar panels, heat pumps, batteries or other renewable-energy systems at home.

En anglais

Green housing loan

Bank of CyprusChypre

Borrow to buy or build a first or holiday home with an A-rated energy performance certificate if you are permanently resident in Cyprus.

En anglais

Green mortgage

Sparebanken NorgeNorvège

A mortgage with a lower interest rate for buying or refinancing your primary home with documented energy class A or B.

En anglais

Tulevaisuuslaina

POP PankkiFinlande

A loan for individuals buying an electric car or improving a residential property’s energy efficiency, with lower pricing and less collateral than a comparable ordinary loan.

En anglais

Green mortgage

ÍslandsbankiIslande

A mortgage interest discount and waived origination fee for individuals financing an environmentally certified home in Iceland.

En anglais

Green loan

CANA Credit UnionIrlandejusqu’à 100 k EUR

Borrow for home energy improvements or electric and hybrid transport if you qualify for CANA Credit Union membership through Revenue employment, retirement or family ties, or CANA employment.

En anglais

Go Green Loans

Kilmallock Credit UnionIrlandejusqu’à 100 k EUR

Borrow for home energy improvements or electric transport if you qualify for membership of this local credit union in Limerick and Cork.

En anglais

Green loan

Croí Laighean Credit UnionIrlandejusqu’à 100 k EUR

Borrow for home energy upgrades or an electric or hybrid car if you live or work in the credit union’s local common-bond area in Ireland.

En anglais

Greenify loan

Core Credit UnionIrlandejusqu’à 75 k EUR

Unsecured loans for Core Credit Union members to improve home energy efficiency or buy electric transport, subject to credit approval.

En anglais

Go Green Loan

Malahide Credit UnionIrlande10–100 k EUR

Borrow for a home energy retrofit or an eco-friendly car if you live or work within the local membership area around Malahide.

En anglais

Green loan

St. Francis Credit UnionIrlande

Borrow for home energy improvements or an electric or plug-in hybrid vehicle as a member of this County Clare credit union.

En anglais

Greenify loan

Cara Credit UnionIrlandejusqu’à 100 k EUR

Borrow for home energy upgrades, an electric or plug-in hybrid vehicle, or charging equipment if you are a Cara Credit Union member or can join its local membership area.

En anglais

Green loan

Letterkenny Credit UnionIrlandejusqu’à 80 k EUR

Borrow up to €80,000 for home energy upgrades or electric transport as a credit union member in the Letterkenny area.

En anglais

Green Loan

New Ross Credit UnionIrlande

Borrow for work that improves your home’s energy rating or reduces your carbon footprint, if you qualify for local credit-union membership.

En anglais

Green loan

Journi Credit UnionIrlande

Borrow for home energy upgrades, electric or hybrid cars, and bicycles if you qualify for membership in the Waterford-area credit union.

En anglais

Home energy equipment loan

CitadeleLituanie1–35 k EUR

An unsecured personal loan for solar or wind generation, a share in a power park, energy storage or a heat pump, with higher borrowing available jointly with a spouse.

En anglais

Energy loan

Sparbanken AlingsåsSuède30–350 k SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, windows or heating systems.

En anglais

Household energy loan

Sparbanken TanumSuède30–350 k SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or heating systems.

En anglais

Business energy loan

Sparbanken TanumSuède

Borrow for energy improvements and renewable energy in property owned by a company or housing association, with materials and labour eligible.

En anglais

Business energy loan

Sparbanken SkaraborgSuède

A loan for property-owning companies and housing associations to pay for insulation, heating upgrades and renewable energy, with invoices required before payment.

En anglais

Energy loan

Sparbanken SydSuède

An unsecured personal loan for household energy improvements, including insulation, solar panels and replacing oil or direct electric heating.

En anglais

Habitat Verde

BRDRoumanie

A mortgage for individuals buying a home in Romania certified as green by the Romanian Green Building Council.

En anglais

Household energy loan

Sörmlands SparbankSuède30–350 k SEK

Borrow for improvements that reduce your home’s energy use, including insulation, replacement windows, appliances and heating systems.

En anglais

Home energy loan

Ulricehamns SparbankSuède30–350 k SEK

Borrow SEK 30,000–350,000 for home energy improvements such as insulation, replacement windows or more efficient appliances.

En anglais

Home energy loan

Varbergs SparbankSuède30–350 k SEK

Borrow for energy improvements to a home you own, using an unsecured loan or a top-up to your existing mortgage.

En anglais

Home energy loan

Roslagens SparbankSuède30–350 k SEK

Borrow for measures that reduce energy use in your home, with an existing or new mortgage at Roslagens Sparbank.

En anglais

Green personal loan

Findomestic BancaItalie1–100 k EURclôture 5 nov. 2026

Borrow for home energy improvements, renewable-energy systems or qualifying electric and hybrid vehicles if you live in Italy.

En anglais

Prêt travaux écoresponsables

CetelemFrance4–75 k EUR

Un prêt personnel à taux fixe pour les particuliers qui améliorent la performance énergétique de leur logement, notamment avec une isolation, des panneaux solaires ou un chauffage plus efficace.

Personal green loan

PrestipayItalie5–50 k EUR

Personal loans for people living in Italy to finance home energy improvements or an electric or hybrid vehicle.

En anglais

Prêt rénovation énergétique

CofidisFrance6,5–40 k EUR

Empruntez de 6 500 € à 40 000 € pour des travaux d’économies d’énergie dans un logement dont vous êtes propriétaire, qu’il s’agisse de votre résidence principale, secondaire ou d’un bien locatif.

Green loan

Life Credit UnionIrlandejusqu’à 100 k EUR

Borrow for insulation, solar panels, a full home retrofit or an electric vehicle if you live, work or study in Life Credit Union’s local membership area.

En anglais

Green loan

Capital Credit UnionIrlande

Borrow for home energy upgrades or a new electric or plug-in hybrid car if you qualify for Capital Credit Union membership in its Dublin and North Wicklow catchment.

En anglais

Green loan

South Manchester Credit UnionAngleterre500–15 k GBP

Borrow for home energy improvements, solar equipment or greener transport if you live or work within the South Manchester credit union’s membership area.

En anglais

Photovoltaic installation loan

WIBankAllemagne10–50 k EUR

Borrow for a new solar installation and associated storage at your exclusively owner-occupied home in Hessen, with a state interest subsidy.

En anglais

Prêt travaux économie d’énergie

LCLFrance3–50 k EUR

Un prêt personnel pour les adultes qui financent l’isolation, un chauffage économe ou des panneaux solaires pour leur logement, sans frais de dossier.

Prêt rénovation écologique

ArgentaBelgique1,3–125 k EUR

Empruntez pour rénover votre logement en réduisant sa consommation d’énergie, avec des travaux écologiques représentant plus de la moitié du coût du projet.

Green renovation loan

vdk bankBelgique2,5 k EUR et plus

A fixed-rate loan for private borrowers to insulate a home, install a heat pump or make other improvements to its energy-performance rating.

En anglais

Prêt immobilier pour la rénovation énergétique

SGFrance1,6 k EUR et plus

Empruntez à taux fixe pour l’isolation, les panneaux solaires et d’autres travaux d’économie d’énergie dans une résidence principale, secondaire ou locative, sous réserve des conditions de compte et de crédit de SG.

Green home renovation loan

VÚBSlovaquie500–50 k EUR

Borrow for insulation, solar panels and other improvements to homes in Slovakia, with a purpose-linked interest discount and documents submitted after drawing the loan.

En anglais

Green housing loan

OTP Bank Nyrt., OTP Jelzálogbank Zrt.Hongriejusqu’à 130 M HUF

A fixed-rate mortgage for individuals buying or building a new energy-efficient home, or improving a home in Hungary, with a conditional one percentage-point green interest discount.

En anglais

Energy loan

SBABSuède30–500 k SEK

Borrow without pledging your home for energy-saving improvements, with an interest discount after you send a photo of the investment.

En anglais

Kilowattlånet

SBABSuède

Borrow against your house or holiday home for energy renovations, with a 0.20 percentage point interest reduction on the renovation loan for ten years.

En anglais

Sustainability loan

JAK MedlemsbankSuède20–250 k SEK

An unsecured loan for individuals making home energy improvements such as solar panels, insulation or a heat pump.

En anglais

Green energy loan

Ørskog SparebankNorvègejusqu’à 500 k NOK

Borrow up to NOK 500,000 to improve an older home’s energy performance, with separate qualifying routes for planned and completed renovations.

En anglais

Home energy loan

Middelfart SparekasseDanemarkjusqu’à 250 k DKK

Borrow up to DKK 250,000 for home energy improvements, with security in your property or cooperative housing share.

En anglais

Energy home loan

Sparekassen KronjyllandDanemark

Borrow for insulation, heating upgrades or solar panels in your year-round home, with all your personal banking at Sparekassen Kronjylland.

En anglais

Green loan

Ballina Credit UnionIrlande

Borrow for home energy improvements or green transport if you live, work or study in Ballina Credit Union’s local membership area.

En anglais

Energy loan

Rise SparekasseDanemarkjusqu’à 150 k DKK

Borrow up to DKK 150,000 for home energy improvements or renewable-energy investments, with security in your home.

En anglais

Home energy loan

Dragsholm SparekasseDanemark

Borrow for energy-saving home improvements such as insulation, new windows, heat pumps or solar panels, with local advice in Odsherred and Kalundborg.

En anglais

Efficient home loan

UnicajaEspagne6–60 k EUR

Borrow €6,000–€60,000 for energy-saving improvements to your home, including insulation, solar panels and appliances rated A or B.

En anglais

Vivienda +Sostenible

IbercajaEspagnejusqu’à 60 k EUR

A personal loan for household energy improvements, including solar panels, insulation and more efficient home installations.

En anglais

Greener Home Loan

Ardee Credit UnionIrlandejusqu’à 50 k EUR

Members can borrow up to €50,000 for home energy improvements such as insulation, solar panels or heat pumps, with work completed by SEAI-registered contractors.

En anglais

Green Loan

Drogheda Credit UnionIrlande2–75 k EUR

Borrow for insulation, heat pumps, solar panels or an electric car as a member with a local connection to Drogheda, Dunleer, East Meath, Trim or Slane.

En anglais

Casa +Eficiente mortgage

Caixa Geral de DepósitosPortugal5 k EUR et plusclôture 31 janv. 2027

A mortgage with an interest-margin reduction and a contract-formalisation fee waiver for buyers of homes with a valid A+, A or B energy certificate.

En anglais

Energy loan

Sparbanken NordSuède30–350 k SEK

Borrow SEK 30,000–350,000 for changes that reduce energy use in your home, including insulation, replacement windows and more efficient appliances.

En anglais

Home energy loan

Sala SparbankSuède30–350 k SEK

Borrow SEK 30,000–350,000 for home improvements that reduce energy use, including insulation, replacement windows and heating systems.

En anglais

Energy loan

Skurups SparbankSuède30–350 k SEK

Borrow SEK 30,000–350,000 for improvements that reduce energy use in your home, such as insulation, new windows or appliances.

En anglais

Solar loan

Falkenbergs SparbankSuède30–350 k SEK

An unsecured loan for individuals buying solar panels, with payment after installation and a supplier invoice.

En anglais

Energy loan

Lollands BankDanemarkjusqu’à 250 k DKK

Borrow up to DKK 250,000 for energy improvements to your owner-occupied home, using a Totalkredit assessment or documentation of work on the bank’s eligible list.

En anglais

Green mortgage for a new home

CIB BankHongrie1 M HUF et plus

A mortgage for individuals buying or building a new home that meets specified energy-certificate and energy-demand limits in Hungary.

En anglais

Home energy loan

Sparbanken LidköpingSuède30–350 k SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, including insulation, replacement windows and appliances.

En anglais

Energy loan

Sparbanken MälardalenSuède30–350 k SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or appliances.

En anglais

Home energy loan

Sparbanken GöingeSuède30–350 k SEK

Borrow for insulation, replacement windows or other investments that can reduce energy use in your home, subject to the bank’s borrower assessment.

En anglais

Solar loan

Sparbanken LidköpingSuède30–350 k SEK

An unsecured loan of SEK 30,000–350,000 for private borrowers installing solar panels, with a quotation from their chosen supplier.

En anglais

Solar loan

Leksands SparbankSuède30–350 k SEK

An unsecured loan of SEK 30,000–350,000 for individuals installing solar panels, with a choice of supplier.

En anglais

Solar loan

Westra Wermlands SparbankSuède30–350 k SEK

Borrow without collateral to install solar panels on your own property if you are an existing or prospective customer in western Värmland.

En anglais

Solar loan

Sparbanken MälardalenSuède30–350 k SEK

Borrow SEK 30,000–350,000 without pledging security to install solar panels, if you have your mortgages with the bank.

En anglais

Expresso Green

BRDRoumanie2–250 k RON

A personal loan for renewable-energy equipment, home equipment in energy class A or B, zero-emission electric cars and greener personal transport.

En anglais

Green consumer loan

NLB BankaMacédoine du Nordjusqu’à 2 M MKD

Borrow for solar systems or home insulation if you receive your salary or pension through NLB Banka in North Macedonia.

En anglais

Green loan for the home

Alpha BankGrèce1,5–30 k EUR

An unsecured personal loan for people living and taxed in Greece to improve their home’s energy efficiency.

En anglais

Solar loan

Laholms SparbankSuède30–350 k SEK

Borrow without collateral to install solar panels, with payment after installation and receipt of the invoice.

En anglais

Green loan

National Bank of GreeceGrècejusqu’à 30 k EUR

Borrow up to €30,000 for home energy improvements, energy-saving appliances or a new electric or hybrid vehicle.

En anglais

Solar loan

Orusts SparbankSuède30–350 k SEK

Borrow without collateral to install solar panels from a supplier of your choice.

En anglais

Solar loan

Dalslands SparbankSuède30–350 k SEK

Borrow without collateral to install solar panels, with a quotation from your chosen supplier.

En anglais

Green consumer loan

Piraeus BankGrèce1,5–20 k EUR

Borrow €1,500–€20,000 without collateral for home energy improvements, efficient appliances, solar power or bicycles and electric motorbikes if you live and pay tax in Greece.

En anglais

Home energy improvement loan

Betri BankiÎles Féroé30–500 k DKK

Borrow for insulation, roof or window replacement, renewable heating and other energy-saving improvements to your home.

En anglais

Green mortgage

Orkla SparebankNorvège

A mortgage for buying an A- or B-rated home or improving the energy efficiency of a qualifying home.

En anglais

Business energy loan

Tjörns SparbankSuède

Borrow for insulation, heating upgrades, solar installations and other energy improvements to property owned by your company or association.

En anglais

GEFF home energy renovation loan

NLB BankaMonténégrojusqu’à 50 k EUR

Borrow for approved insulation, windows, heating or solar technologies in a home, with a conditional GEFF incentive after installation and verification.

En anglais

Building energy-efficiency loan

KutxabankEspagne

A loan for individuals renovating single-family homes and owners associations improving residential buildings to cut energy consumption by at least 30%.

En anglais

Solar-panel loan

Sparbanken i EnköpingSuède30–350 k SEK

An unsecured loan for private customers installing solar panels, with payment after installation and receipt of the invoice.

En anglais

Solar-panel loan

Sparbanken BlekingeSuède30–350 k SEK

An unsecured loan for individuals installing solar panels, with payment after installation and receipt of an invoice.

En anglais

Green mortgage

Sparbanken MälardalenSuède

An extra 0.10 percentage-point mortgage interest discount for households whose home meets the bank’s energy or building-certification criteria.

En anglais

Green mortgage

Sparbanken SpiraSuède

An extra 0.10 percentage-point mortgage interest discount for households with an energy-efficient or certified home.

En anglais

Green mortgage

Sparbanken SkåneSuède

Mortgage interest discount for households buying, transferring or already financing an energy-class A or certified sustainable home.

En anglais

Green mortgage

Sparbanken BokenSuède

An extra mortgage interest discount for households buying, refinancing or owning a home with a qualifying energy rating or environmental certification.

En anglais

Household energy loan

MedMera BankSuède15–600 k SEK

Borrow for solar panels, heat pumps, insulation and other energy-saving home improvements, with an interest discount after your investment evidence is approved.

En anglais

Handschlag-Hypothek

Schwyzer KantonalbankSuissejusqu’à 75 k CHF

Borrow up to CHF 75,000 for energy improvements to your own home if you are from Schwyz and already have financing with SZKB.

En anglais

Green credit

Zuger KantonalbankSuisse10–75 k CHF

An interest-free, unsecured loan for homeowners in the economic region Zug to replace oil or gas heating with a heat pump or install solar panels.

En anglais

Sustainability mortgage

Basler KantonalbankSuisse10 k–1 M CHF

Private customers can borrow for an energy-efficient property or eligible renovation and solar installations, with a discount on the fixed mortgage interest rate.

En anglais

Umwelt-Bonus

Obwaldner KantonalbankSuisse50 k CHF et plus

Mortgage interest reductions and help with energy-certificate costs for owners renovating residential buildings or financing a qualifying new home.

En anglais

Sustainability mortgage

Glarner KantonalbankSuisse25–500 k CHF

A discounted mortgage for private and business borrowers renovating façades, insulation, roofs or windows to improve their building’s energy performance.

En anglais

RenovaPlus mortgage

Nidwaldner KantonalbankSuisse20–100 k CHF

Borrow CHF 20,000–100,000 for energy-efficiency renovations to your mortgaged property, with a guaranteed discount from the variable mortgage rate.

En anglais

Sustainability mortgage

Bank ClerSuisse10 k–1 M CHF

A fixed-rate mortgage with an interest discount for private energy-efficient properties, qualifying renovations and solar installations.

En anglais

Bonus Vert

Banque Cantonale VaudoiseSuisse

Douze mois sans intérêts hypothécaires pour les propriétaires finançant une rénovation permettant des économies d’énergie admissibles.

RegioEco-Kredit

Regiobank Solothurn AGSuisse10–50 k CHF

Interest-free borrowing for private homeowners installing solar panels or replacing fossil heating with a heat pump in a house financed by Regiobank.

En anglais

Eco mortgage

Bank BSUSuisse100–750 k CHF

An individual mortgage interest discount and up to CHF 1,000 towards energy certification for an efficient home you occupy as your main residence.

En anglais

Sustainable mortgage

acrevisSuisse

A five-year mortgage interest discount for single-family homes and condominium apartments with qualifying energy construction or renovation work.

En anglais

Energy support loan

HalkbankTurquie

Borrow for home insulation, efficient lighting or solar energy systems as a property owner or tenant.

En anglais

Green additional borrowing

Coventry Building SocietyRoyaume-Unijusqu’à 25 k GBP

Borrow up to £25,000 for insulation, solar panels or other home improvements if you already have an eligible mortgage, with at least half spent on energy efficiency.

En anglais

Green mortgage

Sparebanken ØstNorvège

Borrow to buy or build a home or holiday home with energy label A or B, BREEAM-NOR certification or the Nordic Swan Ecolabel, with no establishment fee.

En anglais

Green mortgage

Sparebanken NarvikNorvège

A mortgage for private owners or buyers of homes with energy rating A or B, with green pricing for borrowing within 75% of the home’s value.

En anglais

Energy mortgage

Bank AveraSuisse25 k CHF et plus

Borrow at a discounted interest rate to renovate a single-family or holiday home for better energy efficiency.

En anglais

Green mortgage

MelhusBankenNorvège

A mortgage for individuals who own or are buying an energy-efficient home rated A or B.

En anglais

Green loan

Commsave Credit UnionRoyaume-Uni100–25 k GBP

A loan for Commsave members making energy-efficient home improvements, with lower interest after proof of completed work.

En anglais

Green loan

Scottish Police Credit UnionRoyaume-Unijusqu’à 25 k GBP

Borrow up to £25,000 for solar panels, better windows or other eco-friendly home improvements if you qualify for Scottish Police Credit Union membership.

En anglais

Green loan

Waterside Credit UnionRoyaume-Uni4–40 k GBP

Borrow £4,000–£40,000 for energy-efficient projects if you are an adult member of Waterside Credit Union, whose membership is open to people living or working in BT47 or BT48.

En anglais

Solar & Battery Plus

Sunsave EnergyRoyaume-Uni

Finance a home solar panel and battery installation with no upfront payment, then repay monthly over 20 years with monitoring and maintenance included.

En anglais

Grüner-Leben-Kredit

HYPO NOEAutrichejusqu’à 50 k EUR

A mortgage loan for private customers improving home insulation, installing solar panels or replacing fossil heating, with borrowing up to €50,000.

En anglais

S-Klimakredit

Kreissparkasse RavensburgAllemagne5–100 k EUR

Borrow for energy improvements to property you own and occupy or rent out, without registering a charge against the property.

En anglais

Green loan

SWK BankAllemagne7,5–100 k EUR

Borrow €7,500–€100,000 for new or used rooftop solar panels and battery storage, with no land-register charge, if you meet the personal income and credit requirements.

En anglais

Energy-saving loan

PSD Bank NordAllemagnejusqu’à 75 k EUR

Borrow for insulation, solar panels or heating improvements to a property you have owned for more than six months, using a loan linked to a new building-savings contract.

En anglais

Climate renovation loan

Sparkasse HammAllemagne10–100 k EUR

Borrow €10,000–€100,000 to improve the energy efficiency of your own residential property, whether you live in it or rent it out.

En anglais

Climate loan

Sparkasse KaiserslauternAllemagne5–50 k EUR

Borrow €5,000–€50,000 for selected energy improvements to your own house or condominium, without a land-register entry.

En anglais

Climate loan

HarzsparkasseAllemagne

An unsecured loan with an interest discount for homeowners making energy-saving improvements.

En anglais

Home energy transition loan

Gemeente RotterdamPays-Bas2,5–25 k EURclôture 31 déc. 2027

Borrow for energy-saving work together with home improvements if you own and occupy a Rotterdam home or rent out up to three Rotterdam homes.

En anglais

Future-proof home loan

Gemeente EdePays-Bas2,5–30 k EUR

Borrow for insulation, solar panels or eligible heat pumps in an existing home you own and live in in Ede.

En anglais

Woonlening

Gemeente Den HelderPays-Bas2,5–30 k EUR

Borrow at 0% interest for insulation, renewable energy or climate adaptation at an existing home you own in Den Helder.

En anglais

Toekomstbestendig Wonen loan

Gemeente NijmegenPays-Bas2,5–35 k EUR

A consumer loan for owners of existing homes in Nijmegen to finance professionally installed insulation or solar panels, subject to municipal approval and SVn’s credit assessment.

En anglais

Sustainable home loan

Gemeente AmersfoortPays-Bas2,5–30 k EUR

A fixed-rate personal loan for owner-occupiers, tenants and small private landlords insulating homes or improving glazing in Amersfoort.

En anglais

Sustainable home loan

Gemeente RhenenPays-Bas2,5–30 k EUR

Borrow €2,500–€30,000 for energy-saving improvements, renewable energy or climate adaptation at the home you own and live in in Rhenen.

En anglais

Toekomstbestendig Wonen loan

Gemeente VoorstPays-Bas2,5–35 k EUR

Borrow for insulation and other energy-saving improvements to your owner-occupied home in Voorst, with fixed interest and monthly repayments.

En anglais

Green mortgage

Sparbanken NordSuède

An extra 0.10 percentage point mortgage interest discount for borrowers with an energy class A home.

En anglais