Są pieniądze na działania na rzecz klimatu.

Dostępne formy finansowania w Europie: dotacje, ulgi podatkowe, kredyty dla firm, kredyty na nieruchomości, kapitał wysokiego ryzyka i inne możliwości. Sprawdź, kto może złożyć wniosek, jakie kwoty są dostępne i kiedy można się ubiegać o wsparcie.

Możliwości finansowania

Climate-tech investment

AENU1–5 mln EUR

Equity investment of €1–5 million for European climate-tech startups, mainly at seed stage, working in energy, industrial decarbonisation or systemic resilience.

Po angielsku

Green loan

AlmiSzwecjado 20 mln SEK

Loans for small and medium-sized businesses in Sweden investing in projects such as solar panels, charging points or energy-saving equipment.

Po angielsku

Innovation loan

AlmiSzwecja50–500 tys. SEK

A SEK 50,000–500,000 loan for Sweden-registered companies testing or prototyping a new climate product, service, process or business model before it reaches the market; Almi can cover up to half of project costs.

Po angielsku

GreenTech

Almi InvestSzwecja

Investment in Swedish startups whose solutions deliver measurable benefits for the climate or nature.

Po angielsku

Boiler Upgrade Scheme

OfgemAnglia, Walia

An upfront grant for property owners replacing fossil-fuel or electric heating with an eligible heat pump or, in limited cases, a biomass boiler in England or Wales.

Po angielsku

Business Fellowship

Breakthrough Energy

A full-time paid fellowship for experienced climate-business professionals to help early-stage climate-technology teams reach market, with an industry-competitive living stipend.

Po angielsku

Explorer Grants

Breakthrough Energy

Grants for scientists and researchers worldwide to test high-risk, early-stage climate technologies while remaining in their current university, laboratory or research role.

Po angielsku

Innovator Fellowship

Breakthrough Energydo 500 tys. USD

Up to $500,000 through a SAFE investment agreement, with technical and commercial support, for early-stage climate-technology innovators worldwide who will work full time on their startup.

Po angielsku

Energy Aid

Business FinlandFinlandia

Business Finland grants support energy-efficiency investments, new renewable-energy technology and energy audits for projects carried out in Finland.

Po angielsku

Venture Accelerator

Carbon13150–250 tys. EURzamyka się 30 wrz 2026

An eight-week remote accelerator for UK- or EU-registered climate startups, with a chance to pitch for €150,000–€250,000 of pre-seed investment.

Po angielsku

Venture Builder Cambridge

Carbon13Anglia

A three-phase programme for individuals to find co-founders and build a climate-tech startup, with selected teams considered for equity investment.

Po angielsku

Climate-tech startup investment

Climate Tech Partners

Climate Tech Partners typically invests A$1 million to A$5 million in climate-tech companies that sell to businesses and are ready to scale with corporate partners; the investor takes an ownership interest in return.

Po angielsku

Climate-tech investment

Contrarian Ventures1–4 mln EUR

€1–4 million in equity investment for Pre-Seed and Seed climate-tech companies in Europe and the United States, excluding food and agriculture.

Po angielsku

Green loans

Danske BankSzwecja

Loans for businesses switching to electric vehicles, generating renewable electricity or reducing energy use in buildings.

Po angielsku

Project Track

Elemental Impact

Investment and coaching for climate companies building the first project of its kind or another early commercial facility or set of installations.

Po angielsku

Strategy Track

Elemental Impact

Investment and coaching for companies typically at Pre-Seed or Seed stage that already have a working prototype and at least three full-time employees, to win early customers, launch products or enter new markets.

Po angielsku

Heavy zero-emission vehicles

EnovaNorwegiado 5 mln NOKzamyka się 15 paź 2026

Grants for Norwegian-registered businesses buying new battery-electric or hydrogen vehicles weighing more than 4.25 tonnes.

Po angielsku

Climate and energy measures in industry

EnovaNorwegiado 10 mln NOKzamyka się 18 wrz 2026

Enova grants cover up to 50% of approved costs for established Norwegian industrial businesses making substantial energy or emissions reductions.

Po angielsku

Climate Action Voucher

Enterprise IrelandIrlandiado 1,8 tys. EUR

Up to €1,800 for eligible Irish companies to develop a sustainability, emissions-reduction or circular-economy plan through external advice or training.

Po angielsku

GreenPlus

Enterprise IrelandIrlandiado 50 tys. EUR

Up to €50,000 for eligible Irish companies to train staff in environmental management, emissions reduction and climate resilience, including supported staff training time.

Po angielsku

Access Advice: GreenStart

Enterprise IrelandIrlandiado 5 tys. EUR

A grant of up to €5,000 towards external consultancy that helps eligible Irish businesses plan emissions cuts and improve environmental management.

Po angielsku

Coup de pouce Chauffage

French StateFrancja

Financial help for owners and tenants in France to replace fossil-fuel heating, paid by participating energy sellers and other charter signatories.

Po angielsku

Social electric-car leasing

French StateFrancjado 9,5 tys. EUR

Lease an electric car for up to €200 a month before insurance and extras, with subsidised upfront costs, if you live in France and meet income and work-travel conditions.

Po angielsku

Climate Seed Program

G-Force, Founders Factory250 tys. EUR

A €250,000 minority-equity investment and six months of hands-on support for pre-seed and seed climate or deep-tech startups worldwide with a product in or near the market and some traction.

Po angielsku

Readiness Country Support

Green Climate Fund9 wybranych krajów i regionówdo 7 mln USDzamyka się 31 mar 2027

Readiness grants for developing countries to improve national climate planning and prepare investments, with up to USD 7 million in total available to each country over four years.

Po angielsku

Grants to scale ecosystem-based adaptation

Global EbA Funddo 250 tys. USDotwiera się 28 wrz 2026

Grants of up to USD 250,000 for organisations scaling ecosystem-based adaptation, with priority for work in ODA-eligible small island developing states and least developed countries.

Po angielsku

Green property loan

HandelsbankenSzwecja

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

Po angielsku

Green loan for solar energy

HandelsbankenSzwecja

Finance a large or small solar-energy project for your business, including the plant, installation and infrastructure needed to put it into operation.

Po angielsku

Investment in early-stage climate technology

InclimoHiszpania, Unia Europejskado 2,5 mln EUR

Equity investment for pre-Series A and Series A climate-technology companies in Spain and the European Union, with initial investments of €500,000–€1 million and up to €2.5 million in total per company.

Po angielsku

BEG municipal grant (464)

KfWNiemcy

Grants for German municipalities and municipal associations completing whole-building energy renovations or buying freshly renovated efficient buildings.

Po angielsku

Climate investment loan (293)

KfWNiemcydo 25 mln EUR

Loans of up to €25 million per project for climate-technology production, lower-carbon industrial processes or infrastructure. Businesses and self-employed applicants can finance projects in Germany; projects elsewhere in the EU need a specified German company connection.

Po angielsku

Business energy and resource efficiency loan (295)

KfWNiemcydo 100 mln EUR

Loans for organizations investing in efficient industrial equipment, renewable process heat, energy-management systems or process electrification in Germany. After KfW accepts the completed work, it reduces the amount the borrower must repay.

Po angielsku

Umweltinnovationsprogramm (230)

KfWNiemcydo 7,5 mln EUR

Investment grants or interest-subsidised loans for companies and public bodies delivering first large-scale demonstrations of environmental technologies in Germany.

Po angielsku

Environmental investment loan (240, 241)

KfWNiemcydo 25 mln EUR

Loans of normally up to €25 million per project for businesses financing eligible resource-saving, pollution-control, climate-mitigation or climate-resilience investments in Germany or elsewhere in the EU.

Po angielsku

Municipal energy-renovation loan (264)

KfWNiemcy

Loans for German municipalities renovating buildings, with possible debt reduction for whole-building work or supplementary borrowing alongside an approved grant for individual improvements.

Po angielsku

Municipal sustainable mobility loan (267)

KfWNiemcy

A direct loan covering up to 100% of eligible costs for municipalities investing in climate-friendly vehicles, walking and cycling routes, transport infrastructure or digital mobility in Germany.

Po angielsku

Non-residential energy renovation loan (263)

KfWNiemcy

A loan for companies, nonprofits and other investors renovating non-residential buildings in Germany, with part of the debt written off when the project meets qualifying standards.

Po angielsku

Renewable energy loan (270)

KfWNiemcydo 150 mln EUR

Loans of up to €150 million per project for renewable electricity, heat, networks and storage, including projects abroad when the applicant has the required German corporate connection.

Po angielsku

Residential building retrofit loan

KfWNiemcydo 150 tys. EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

Po angielsku

Sustainable mobility investment loan (269)

KfWNiemcy25 mln EUR i więcej

Loans from €25 million with individually agreed terms for businesses and qualifying public or nonprofit organisations investing in climate-friendly transport in Germany.

Po angielsku

Sustainable mobility investment loan (268)

KfWNiemcy

A loan covering up to 100% of eligible costs for businesses and qualifying public or nonprofit organisations investing in climate-friendly vehicles, transport infrastructure or digital mobility in Germany.

Po angielsku

Large-scale sustainable transformation financing (291)

KfWNiemcydo 100 mln EUR

Large loans arranged by several financing partners for majority privately owned businesses making eligible cleaner industrial, energy, transport or other environmental investments, with KfW normally covering €7.5 million to €100 million of the lenders' risk.

Po angielsku

LIFE 2026: climate adaptation grants

CINEA6 wybranych krajów i regionówzamyka się 22 wrz 2026

EU grants covering up to 60% of projects that demonstrate and implement practical climate-adaptation solutions.

Po angielsku

Mijn VerbouwLening

Flemish GovernmentFlandria

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

Po angielsku

Loans for Nordic green companies

Nefco

Loans of typically €2 million to €5 million for established Nordic small and medium-sized businesses investing to take proven environmental solutions into international markets.

Po angielsku

BMKB Energy

Netherlands Enterprise AgencyHolandiazamyka się 1 lip 2027

A Dutch state guarantee that helps SMEs borrow for investments delivering at least 15% energy savings or for eligible temporary energy-related working-capital needs.

Po angielsku

MIA/Vamil

Netherlands Enterprise AgencyHolandia

A Dutch tax scheme for income- or corporation-tax payers investing at least €2,500 in eligible environmental technology on the Environment List.

Po angielsku

Feasibility study financing

Nopef, Nefco7 wybranych krajów i regionówdo 50 tys. EURzamyka się 2 paź 2026

Conditional loans of up to €50,000 help established Nordic SMEs prepare climate- or environment-positive expansion outside the EU and EFTA.

Po angielsku

Green corporate loans

NordeaSzwecja

Loans for businesses investing in renewable energy, more efficient buildings or lower-emission transport.

Po angielsku

Home energy loan

NordeaSzwecja20–500 tys. SEK

Nordea customers who own a house or holiday home can apply to borrow SEK 20,000–500,000 for upcoming energy-saving improvements, without pledging an asset as security.

Po angielsku

Investment in green technology

Planet A500 tys.–4 mln EUR

An initial €500,000–€4 million investment for mainly European green-technology startups raising an early venture round, formally from pre-seed through Series A.

Po angielsku

Green investment loan

SBABSzwecja

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

Po angielsku

Attic insulation grant

Sustainable Energy Authority of IrelandIrlandia

A grant helps homeowners and landlords insulate an existing home’s attic. Standard amounts range from €1,100 to €2,000 by dwelling type, with higher rates for eligible first-time buyers and homeowners receiving qualifying welfare payments.

Po angielsku

Heat pump systems grant

Sustainable Energy Authority of IrelandIrlandia

Grants help individual homeowners and landlords replace an older heating system with a heat pump. The amount depends on the technology, dwelling type and whether the work qualifies for central-heating support and a renewable-heat bonus.

Po angielsku

Green property loan

SEBSzwecja

Loans to finance energy-efficient apartment and commercial buildings, including existing properties and new construction.

Po angielsku

Home energy mortgage increase

SEBSzwecja100 tys. SEK i więcej

Homeowners can apply to increase their SEB mortgage by at least SEK 100,000 for energy improvements, with a 0.10-percentage-point interest discount on the extra borrowing.

Po angielsku

Green home construction loan

SEBSzwecja1 mln SEK i więcej

Individuals building an eligible energy-efficient house can borrow at least SEK 1 million and receive a 10% discount on the construction loan’s service fee.

Po angielsku

Energy loan

SwedbankSzwecja

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

Po angielsku

Green business car leasing

SwedbankSzwecja

Businesses can lease electric cars with zero CO₂ emissions per kilometre. Swedbank owns the vehicle and your business pays to use it; financing can cover its full value.

Po angielsku

Green car loan

SwedbankSzwecja80 tys. SEK i więcejzamyka się 30 lis 2026

Individuals buying an eligible electric car from an authorised dealer can borrow at least SEK 80,000 and finance up to 80% of its price, using the car as security.

Po angielsku

Green construction credit

SwedbankSzwecja

Financing during construction for companies building environmentally certified commercial premises or apartment blocks.

Po angielsku

Green property loan

SwedbankSzwecja

Loans for companies owning or buying an energy-efficient property, with the property as security.

Po angielsku

Home energy loan

SwedbankSzwecja30–350 tys. SEK

Individuals can apply to borrow SEK 30,000–350,000 for home energy-saving investments, with a one-to-twelve-year repayment term depending on the loan’s size and purpose.

Po angielsku

Global Innovation Accelerator

Swedish Energy AgencySzwecjado 250 tys. SEKzamyka się 27 wrz 2026

Accelerate an existing international market entry for a sustainable-energy innovation, with tailored consultancy worth SEK 250,000 and a grant of up to SEK 250,000.

Po angielsku

Climate technology investment

Toyota Ventures

Investment for founders worldwide whose early-stage companies are bringing renewable-energy, carbon-management, electric-vehicle, battery or other climate technologies to market; Toyota Ventures provides money in return for a share of the company.

Po angielsku

Varmepumpepuljen

Danish Energy AgencyDaniazamyka się 30 lis 2026

A Danish grant for owners replacing oil, gas, electric or biomass heating in a year-round home with an eligible heat pump.

Po angielsku

Warmer Homes Scotland

Scottish GovernmentSzkocja

Funded heating and insulation improvements for eligible Scottish households struggling to heat their homes, with all costs covered in most cases.

Po angielsku

Investment in climate technology

World Fund

Venture-capital investment of typically €1–15 million for climate-tech companies raising seed, Series A or Series B funding, with Europe as the main target market.

Po angielsku