Há dinheiro para a ação climática.

Descubra as opções de financiamento disponíveis na União Europeia: subsídios, benefícios fiscais, empréstimos empresariais, empréstimos imobiliários, capital de risco e mais. Indicamos quem se pode candidatar, os montantes disponíveis e os prazos de candidatura.

Oportunidades de financiamento

Climate-tech investment

AENU1–5 M EUR

Equity investment of €1–5 million for European climate-tech startups, mainly at seed stage, working in energy, industrial decarbonisation or systemic resilience.

Em inglês

Green loan

AlmiSuéciaaté 20 M SEK

Loans for small and medium-sized businesses in Sweden investing in projects such as solar panels, charging points or energy-saving equipment.

Em inglês

Innovation loan

AlmiSuécia50–500 mil SEK

A SEK 50,000–500,000 loan for Sweden-registered companies testing or prototyping a new climate product, service, process or business model before it reaches the market; Almi can cover up to half of project costs.

Em inglês

GreenTech

Almi InvestSuécia

Investment in Swedish startups whose solutions deliver measurable benefits for the climate or nature.

Em inglês

Business Fellowship

Breakthrough Energy

A full-time paid fellowship for experienced climate-business professionals to help early-stage climate-technology teams reach market, with an industry-competitive living stipend.

Em inglês

Explorer Grants

Breakthrough Energy

Grants for scientists and researchers worldwide to test high-risk, early-stage climate technologies while remaining in their current university, laboratory or research role.

Em inglês

Innovator Fellowship

Breakthrough Energyaté 500 mil USD

Up to $500,000 through a SAFE investment agreement, with technical and commercial support, for early-stage climate-technology innovators worldwide who will work full time on their startup.

Em inglês

Energy Aid

Business FinlandFinlândia

Business Finland grants support energy-efficiency investments, new renewable-energy technology and energy audits for projects carried out in Finland.

Em inglês

Venture Accelerator

Carbon13150–250 mil EURencerra 30/09/2026

An eight-week remote accelerator for UK- or EU-registered climate startups, with a chance to pitch for €150,000–€250,000 of pre-seed investment.

Em inglês

Climate-tech startup investment

Climate Tech Partners

Climate Tech Partners typically invests A$1 million to A$5 million in climate-tech companies that sell to businesses and are ready to scale with corporate partners; the investor takes an ownership interest in return.

Em inglês

Climate-tech investment

Contrarian Ventures1–4 M EUR

€1–4 million in equity investment for Pre-Seed and Seed climate-tech companies in Europe and the United States, excluding food and agriculture.

Em inglês

Green loans

Danske BankSuécia

Loans for businesses switching to electric vehicles, generating renewable electricity or reducing energy use in buildings.

Em inglês

Project Track

Elemental Impact

Investment and coaching for climate companies building the first project of its kind or another early commercial facility or set of installations.

Em inglês

Strategy Track

Elemental Impact

Investment and coaching for companies typically at Pre-Seed or Seed stage that already have a working prototype and at least three full-time employees, to win early customers, launch products or enter new markets.

Em inglês

Climate Action Voucher

Enterprise IrelandIrlandaaté 1,8 mil EUR

Up to €1,800 for eligible Irish companies to develop a sustainability, emissions-reduction or circular-economy plan through external advice or training.

Em inglês

GreenPlus

Enterprise IrelandIrlandaaté 50 mil EUR

Up to €50,000 for eligible Irish companies to train staff in environmental management, emissions reduction and climate resilience, including supported staff training time.

Em inglês

Access Advice: GreenStart

Enterprise IrelandIrlandaaté 5 mil EUR

A grant of up to €5,000 towards external consultancy that helps eligible Irish businesses plan emissions cuts and improve environmental management.

Em inglês

Coup de pouce Chauffage

French StateFrança

Financial help for owners and tenants in France to replace fossil-fuel heating, paid by participating energy sellers and other charter signatories.

Em inglês

Social electric-car leasing

French StateFrançaaté 9,5 mil EUR

Lease an electric car for up to €200 a month before insurance and extras, with subsidised upfront costs, if you live in France and meet income and work-travel conditions.

Em inglês

Climate Seed Program

G-Force, Founders Factory250 mil EUR

A €250,000 minority-equity investment and six months of hands-on support for pre-seed and seed climate or deep-tech startups worldwide with a product in or near the market and some traction.

Em inglês

Green property loan

HandelsbankenSuécia

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

Em inglês

Green loan for solar energy

HandelsbankenSuécia

Finance a large or small solar-energy project for your business, including the plant, installation and infrastructure needed to put it into operation.

Em inglês

Investment in early-stage climate technology

InclimoEspanhaaté 2,5 M EUR

Equity investment for pre-Series A and Series A climate-technology companies in Spain and the European Union, with initial investments of €500,000–€1 million and up to €2.5 million in total per company.

Em inglês

BEG municipal grant (464)

KfWAlemanha

Grants for German municipalities and municipal associations completing whole-building energy renovations or buying freshly renovated efficient buildings.

Em inglês

Climate investment loan (293)

KfWAlemanhaaté 25 M EUR

Loans of up to €25 million per project for climate-technology production, lower-carbon industrial processes or infrastructure. Businesses and self-employed applicants can finance projects in Germany; projects elsewhere in the EU need a specified German company connection.

Em inglês

Business energy and resource efficiency loan (295)

KfWAlemanhaaté 100 M EUR

Loans for organizations investing in efficient industrial equipment, renewable process heat, energy-management systems or process electrification in Germany. After KfW accepts the completed work, it reduces the amount the borrower must repay.

Em inglês

Umweltinnovationsprogramm (230)

KfWAlemanhaaté 7,5 M EUR

Investment grants or interest-subsidised loans for companies and public bodies delivering first large-scale demonstrations of environmental technologies in Germany.

Em inglês

Environmental investment loan (240, 241)

KfWAlemanhaaté 25 M EUR

Loans of normally up to €25 million per project for businesses financing eligible resource-saving, pollution-control, climate-mitigation or climate-resilience investments in Germany or elsewhere in the EU.

Em inglês

Municipal energy-renovation loan (264)

KfWAlemanha

Loans for German municipalities renovating buildings, with possible debt reduction for whole-building work or supplementary borrowing alongside an approved grant for individual improvements.

Em inglês

Municipal sustainable mobility loan (267)

KfWAlemanha

A direct loan covering up to 100% of eligible costs for municipalities investing in climate-friendly vehicles, walking and cycling routes, transport infrastructure or digital mobility in Germany.

Em inglês

Non-residential energy renovation loan (263)

KfWAlemanha

A loan for companies, nonprofits and other investors renovating non-residential buildings in Germany, with part of the debt written off when the project meets qualifying standards.

Em inglês

Renewable energy loan (270)

KfWAlemanhaaté 150 M EUR

Loans of up to €150 million per project for renewable electricity, heat, networks and storage, including projects abroad when the applicant has the required German corporate connection.

Em inglês

Residential building retrofit loan

KfWAlemanhaaté 150 mil EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

Em inglês

Sustainable mobility investment loan (269)

KfWAlemanha25 M EUR ou mais

Loans from €25 million with individually agreed terms for businesses and qualifying public or nonprofit organisations investing in climate-friendly transport in Germany.

Em inglês

Sustainable mobility investment loan (268)

KfWAlemanha

A loan covering up to 100% of eligible costs for businesses and qualifying public or nonprofit organisations investing in climate-friendly vehicles, transport infrastructure or digital mobility in Germany.

Em inglês

Large-scale sustainable transformation financing (291)

KfWAlemanhaaté 100 M EUR

Large loans arranged by several financing partners for majority privately owned businesses making eligible cleaner industrial, energy, transport or other environmental investments, with KfW normally covering €7.5 million to €100 million of the lenders' risk.

Em inglês

Mijn VerbouwLening

Flemish GovernmentFlandres

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

Em inglês

Loans for Nordic green companies

Nefco

Loans of typically €2 million to €5 million for established Nordic small and medium-sized businesses investing to take proven environmental solutions into international markets.

Em inglês

BMKB Energy

Netherlands Enterprise AgencyPaíses Baixosencerra 1/07/2027

A Dutch state guarantee that helps SMEs borrow for investments delivering at least 15% energy savings or for eligible temporary energy-related working-capital needs.

Em inglês

MIA/Vamil

Netherlands Enterprise AgencyPaíses Baixos

A Dutch tax scheme for income- or corporation-tax payers investing at least €2,500 in eligible environmental technology on the Environment List.

Em inglês

Feasibility study financing

Nopef, Nefco4 países e regiões selecionadosaté 50 mil EURencerra 2/10/2026

Conditional loans of up to €50,000 help established Nordic SMEs prepare climate- or environment-positive expansion outside the EU and EFTA.

Em inglês

Green corporate loans

NordeaSuécia

Loans for businesses investing in renewable energy, more efficient buildings or lower-emission transport.

Em inglês

Home energy loan

NordeaSuécia20–500 mil SEK

Nordea customers who own a house or holiday home can apply to borrow SEK 20,000–500,000 for upcoming energy-saving improvements, without pledging an asset as security.

Em inglês

Investment in green technology

Planet A500 mil–4 M EUR

An initial €500,000–€4 million investment for mainly European green-technology startups raising an early venture round, formally from pre-seed through Series A.

Em inglês

Green investment loan

SBABSuécia

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

Em inglês

Attic insulation grant

Sustainable Energy Authority of IrelandIrlanda

A grant helps homeowners and landlords insulate an existing home’s attic. Standard amounts range from €1,100 to €2,000 by dwelling type, with higher rates for eligible first-time buyers and homeowners receiving qualifying welfare payments.

Em inglês

Heat pump systems grant

Sustainable Energy Authority of IrelandIrlanda

Grants help individual homeowners and landlords replace an older heating system with a heat pump. The amount depends on the technology, dwelling type and whether the work qualifies for central-heating support and a renewable-heat bonus.

Em inglês

Green property loan

SEBSuécia

Loans to finance energy-efficient apartment and commercial buildings, including existing properties and new construction.

Em inglês

Home energy mortgage increase

SEBSuécia100 mil SEK ou mais

Homeowners can apply to increase their SEB mortgage by at least SEK 100,000 for energy improvements, with a 0.10-percentage-point interest discount on the extra borrowing.

Em inglês

Green home construction loan

SEBSuécia1 M SEK ou mais

Individuals building an eligible energy-efficient house can borrow at least SEK 1 million and receive a 10% discount on the construction loan’s service fee.

Em inglês

Energy loan

SwedbankSuécia

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

Em inglês

Green business car leasing

SwedbankSuécia

Businesses can lease electric cars with zero CO₂ emissions per kilometre. Swedbank owns the vehicle and your business pays to use it; financing can cover its full value.

Em inglês

Green car loan

SwedbankSuécia80 mil SEK ou maisencerra 30/11/2026

Individuals buying an eligible electric car from an authorised dealer can borrow at least SEK 80,000 and finance up to 80% of its price, using the car as security.

Em inglês

Green construction credit

SwedbankSuécia

Financing during construction for companies building environmentally certified commercial premises or apartment blocks.

Em inglês

Green property loan

SwedbankSuécia

Loans for companies owning or buying an energy-efficient property, with the property as security.

Em inglês

Home energy loan

SwedbankSuécia30–350 mil SEK

Individuals can apply to borrow SEK 30,000–350,000 for home energy-saving investments, with a one-to-twelve-year repayment term depending on the loan’s size and purpose.

Em inglês

Global Innovation Accelerator

Swedish Energy AgencySuéciaaté 250 mil SEKencerra 27/09/2026

Accelerate an existing international market entry for a sustainable-energy innovation, with tailored consultancy worth SEK 250,000 and a grant of up to SEK 250,000.

Em inglês

Climate technology investment

Toyota Ventures

Investment for founders worldwide whose early-stage companies are bringing renewable-energy, carbon-management, electric-vehicle, battery or other climate technologies to market; Toyota Ventures provides money in return for a share of the company.

Em inglês

Varmepumpepuljen

Danish Energy AgencyDinamarcaencerra 30/11/2026

A Danish grant for owners replacing oil, gas, electric or biomass heating in a year-round home with an eligible heat pump.

Em inglês

Energy saving loan

Nationaal WarmtefondsPaíses Baixos1–29 mil EUR

A €1,000–€29,000 loan for owner-occupiers improving the energy performance of an existing home in the Netherlands.

Em inglês

Investment in climate technology

World Fund

Venture-capital investment of typically €1–15 million for climate-tech companies raising seed, Series A or Series B funding, with Europe as the main target market.

Em inglês