Ilmastotoimiin on tarjolla rahoitusta.

Tutustu rahoitusmahdollisuuksiin Euroopan unionissa: avustukset, verohelpotukset, yrityslainat, kiinteistölainat, pääomasijoitukset ja paljon muuta. Kerromme, kuka voi hakea rahoitusta, kuinka paljon sitä voi saada ja milloin sitä voi hakea.

Rahoitusmahdollisuudet

Climate-tech investment

AENU1–5 milj. EUR

Equity investment of €1–5 million for European climate-tech startups, mainly at seed stage, working in energy, industrial decarbonisation or systemic resilience.

Englanniksi

Green loan

AlmiRuotsienintään 20 milj. SEK

Loans for small and medium-sized businesses in Sweden investing in projects such as solar panels, charging points or energy-saving equipment.

Englanniksi

Innovation loan

AlmiRuotsi50–500 t. SEK

A SEK 50,000–500,000 loan for Sweden-registered companies testing or prototyping a new climate product, service, process or business model before it reaches the market; Almi can cover up to half of project costs.

Englanniksi

GreenTech

Almi InvestRuotsi

Investment in Swedish startups whose solutions deliver measurable benefits for the climate or nature.

Englanniksi

Business Fellowship

Breakthrough Energy

A full-time paid fellowship for experienced climate-business professionals to help early-stage climate-technology teams reach market, with an industry-competitive living stipend.

Englanniksi

Explorer Grants

Breakthrough Energy

Grants for scientists and researchers worldwide to test high-risk, early-stage climate technologies while remaining in their current university, laboratory or research role.

Englanniksi

Innovator Fellowship

Breakthrough Energyenintään 500 t. USD

Up to $500,000 through a SAFE investment agreement, with technical and commercial support, for early-stage climate-technology innovators worldwide who will work full time on their startup.

Englanniksi

Energiatuki

Business FinlandSuomi

Business Finlandin avustus tukee Suomessa toteutettavia energiatehokkuusinvestointeja, uutta uusiutuvan energian teknologiaa ja energiakatselmuksia.

Venture Accelerator

Carbon13150–250 t. EURhaku päättyy 30.9.2026

An eight-week remote accelerator for UK- or EU-registered climate startups, with a chance to pitch for €150,000–€250,000 of pre-seed investment.

Englanniksi

Climate-tech startup investment

Climate Tech Partners

Climate Tech Partners typically invests A$1 million to A$5 million in climate-tech companies that sell to businesses and are ready to scale with corporate partners; the investor takes an ownership interest in return.

Englanniksi

Climate-tech investment

Contrarian Ventures1–4 milj. EUR

€1–4 million in equity investment for Pre-Seed and Seed climate-tech companies in Europe and the United States, excluding food and agriculture.

Englanniksi

Green loans

Danske BankRuotsi

Loans for businesses switching to electric vehicles, generating renewable electricity or reducing energy use in buildings.

Englanniksi

Project Track

Elemental Impact

Investment and coaching for climate companies building the first project of its kind or another early commercial facility or set of installations.

Englanniksi

Strategy Track

Elemental Impact

Investment and coaching for companies typically at Pre-Seed or Seed stage that already have a working prototype and at least three full-time employees, to win early customers, launch products or enter new markets.

Englanniksi

Climate Action Voucher

Enterprise IrelandIrlantienintään 1,8 t. EUR

Up to €1,800 for eligible Irish companies to develop a sustainability, emissions-reduction or circular-economy plan through external advice or training.

Englanniksi

GreenPlus

Enterprise IrelandIrlantienintään 50 t. EUR

Up to €50,000 for eligible Irish companies to train staff in environmental management, emissions reduction and climate resilience, including supported staff training time.

Englanniksi

Access Advice: GreenStart

Enterprise IrelandIrlantienintään 5 t. EUR

A grant of up to €5,000 towards external consultancy that helps eligible Irish businesses plan emissions cuts and improve environmental management.

Englanniksi

Flagship II climate-tech investment

Extantia1–5 milj. EUR

Equity investment of €1–5 million for mainly European Seed and Series A climate-tech companies with substantial emissions-reduction potential.

Englanniksi

Coup de pouce Chauffage

French StateRanska

Financial help for owners and tenants in France to replace fossil-fuel heating, paid by participating energy sellers and other charter signatories.

Englanniksi

Social electric-car leasing

French StateRanskaenintään 9,5 t. EUR

Lease an electric car for up to €200 a month before insurance and extras, with subsidised upfront costs, if you live in France and meet income and work-travel conditions.

Englanniksi

Climate Seed Program

G-Force, Founders Factory250 t. EUR

A €250,000 minority-equity investment and six months of hands-on support for pre-seed and seed climate or deep-tech startups worldwide with a product in or near the market and some traction.

Englanniksi

Grants to scale ecosystem-based adaptation

Global EbA Fundenintään 250 t. USDhaku alkaa 28.9.2026

Grants of up to USD 250,000 for organisations scaling ecosystem-based adaptation, with priority for work in ODA-eligible small island developing states and least developed countries.

Englanniksi

Green property loan

HandelsbankenRuotsi

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

Englanniksi

Green loan for solar energy

HandelsbankenRuotsi

Finance a large or small solar-energy project for your business, including the plant, installation and infrastructure needed to put it into operation.

Englanniksi

Investment in early-stage climate technology

InclimoEspanjaenintään 2,5 milj. EUR

Equity investment for pre-Series A and Series A climate-technology companies in Spain and the European Union, with initial investments of €500,000–€1 million and up to €2.5 million in total per company.

Englanniksi

BEG municipal grant (464)

KfWSaksa

Grants for German municipalities and municipal associations completing whole-building energy renovations or buying freshly renovated efficient buildings.

Englanniksi

Climate investment loan (293)

KfWSaksaenintään 25 milj. EUR

Loans of up to €25 million per project for climate-technology production, lower-carbon industrial processes or infrastructure. Businesses and self-employed applicants can finance projects in Germany; projects elsewhere in the EU need a specified German company connection.

Englanniksi

Business energy and resource efficiency loan (295)

KfWSaksaenintään 100 milj. EUR

Loans for organizations investing in efficient industrial equipment, renewable process heat, energy-management systems or process electrification in Germany. After KfW accepts the completed work, it reduces the amount the borrower must repay.

Englanniksi

Umweltinnovationsprogramm (230)

KfWSaksaenintään 7,5 milj. EUR

Investment grants or interest-subsidised loans for companies and public bodies delivering first large-scale demonstrations of environmental technologies in Germany.

Englanniksi

Environmental investment loan (240, 241)

KfWSaksaenintään 25 milj. EUR

Loans of normally up to €25 million per project for businesses financing eligible resource-saving, pollution-control, climate-mitigation or climate-resilience investments in Germany or elsewhere in the EU.

Englanniksi

Municipal energy-renovation loan (264)

KfWSaksa

Loans for German municipalities renovating buildings, with possible debt reduction for whole-building work or supplementary borrowing alongside an approved grant for individual improvements.

Englanniksi

Municipal sustainable mobility loan (267)

KfWSaksa

A direct loan covering up to 100% of eligible costs for municipalities investing in climate-friendly vehicles, walking and cycling routes, transport infrastructure or digital mobility in Germany.

Englanniksi

Non-residential energy renovation loan (263)

KfWSaksa

A loan for companies, nonprofits and other investors renovating non-residential buildings in Germany, with part of the debt written off when the project meets qualifying standards.

Englanniksi

Renewable energy loan (270)

KfWSaksaenintään 150 milj. EUR

Loans of up to €150 million per project for renewable electricity, heat, networks and storage, including projects abroad when the applicant has the required German corporate connection.

Englanniksi

Residential building retrofit loan

KfWSaksaenintään 150 t. EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

Englanniksi

Sustainable mobility investment loan (269)

KfWSaksa25 milj. EUR ja enemmän

Loans from €25 million with individually agreed terms for businesses and qualifying public or nonprofit organisations investing in climate-friendly transport in Germany.

Englanniksi

Sustainable mobility investment loan (268)

KfWSaksa

A loan covering up to 100% of eligible costs for businesses and qualifying public or nonprofit organisations investing in climate-friendly vehicles, transport infrastructure or digital mobility in Germany.

Englanniksi

Large-scale sustainable transformation financing (291)

KfWSaksaenintään 100 milj. EUR

Large loans arranged by several financing partners for majority privately owned businesses making eligible cleaner industrial, energy, transport or other environmental investments, with KfW normally covering €7.5 million to €100 million of the lenders' risk.

Englanniksi

Mijn VerbouwLening

Flemish GovernmentFlanderi

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

Englanniksi

Loans for Nordic green companies

Nefco

Loans of typically €2 million to €5 million for established Nordic small and medium-sized businesses investing to take proven environmental solutions into international markets.

Englanniksi

BMKB Energy

Netherlands Enterprise AgencyAlankomaathaku päättyy 1.7.2027

A Dutch state guarantee that helps SMEs borrow for investments delivering at least 15% energy savings or for eligible temporary energy-related working-capital needs.

Englanniksi

MIA/Vamil

Netherlands Enterprise AgencyAlankomaat

A Dutch tax scheme for income- or corporation-tax payers investing at least €2,500 in eligible environmental technology on the Environment List.

Englanniksi

Esiselvitysten rahoitus

Nopef, Nefco4 valittua maata ja aluettaenintään 50 t. EURhaku päättyy 2.10.2026

Enintään 50 000 euron ehdolliset lainat auttavat vakiintuneita pohjoismaisia pk-yrityksiä valmistelemaan ilmastoa tai ympäristöä hyödyttävää laajentumista EU:n ja EFTA:n ulkopuolelle.

Green corporate loans

NordeaRuotsi

Loans for businesses investing in renewable energy, more efficient buildings or lower-emission transport.

Englanniksi

Home energy loan

NordeaRuotsi20–500 t. SEK

Nordea customers who own a house or holiday home can apply to borrow SEK 20,000–500,000 for upcoming energy-saving improvements, without pledging an asset as security.

Englanniksi

Investment in green technology

Planet A500 t.–4 milj. EUR

An initial €500,000–€4 million investment for mainly European green-technology startups raising an early venture round, formally from pre-seed through Series A.

Englanniksi

Green investment loan

SBABRuotsi

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

Englanniksi

Attic insulation grant

Sustainable Energy Authority of IrelandIrlanti

A grant helps homeowners and landlords insulate an existing home’s attic. Standard amounts range from €1,100 to €2,000 by dwelling type, with higher rates for eligible first-time buyers and homeowners receiving qualifying welfare payments.

Englanniksi

Heat pump systems grant

Sustainable Energy Authority of IrelandIrlanti

Grants help individual homeowners and landlords replace an older heating system with a heat pump. The amount depends on the technology, dwelling type and whether the work qualifies for central-heating support and a renewable-heat bonus.

Englanniksi

Green property loan

SEBRuotsi

Loans to finance energy-efficient apartment and commercial buildings, including existing properties and new construction.

Englanniksi

Home energy mortgage increase

SEBRuotsi100 t. SEK ja enemmän

Homeowners can apply to increase their SEB mortgage by at least SEK 100,000 for energy improvements, with a 0.10-percentage-point interest discount on the extra borrowing.

Englanniksi

Green home construction loan

SEBRuotsi1 milj. SEK ja enemmän

Individuals building an eligible energy-efficient house can borrow at least SEK 1 million and receive a 10% discount on the construction loan’s service fee.

Englanniksi

Energy loan

SwedbankRuotsi

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

Englanniksi

Green business car leasing

SwedbankRuotsi

Businesses can lease electric cars with zero CO₂ emissions per kilometre. Swedbank owns the vehicle and your business pays to use it; financing can cover its full value.

Englanniksi

Green car loan

SwedbankRuotsi80 t. SEK ja enemmänhaku päättyy 30.11.2026

Individuals buying an eligible electric car from an authorised dealer can borrow at least SEK 80,000 and finance up to 80% of its price, using the car as security.

Englanniksi

Green construction credit

SwedbankRuotsi

Financing during construction for companies building environmentally certified commercial premises or apartment blocks.

Englanniksi

Green property loan

SwedbankRuotsi

Loans for companies owning or buying an energy-efficient property, with the property as security.

Englanniksi

Home energy loan

SwedbankRuotsi30–350 t. SEK

Individuals can apply to borrow SEK 30,000–350,000 for home energy-saving investments, with a one-to-twelve-year repayment term depending on the loan’s size and purpose.

Englanniksi

Global Innovation Accelerator

Swedish Energy AgencyRuotsienintään 250 t. SEKhaku päättyy 27.9.2026

Accelerate an existing international market entry for a sustainable-energy innovation, with tailored consultancy worth SEK 250,000 and a grant of up to SEK 250,000.

Englanniksi

Climate technology investment

Toyota Ventures

Investment for founders worldwide whose early-stage companies are bringing renewable-energy, carbon-management, electric-vehicle, battery or other climate technologies to market; Toyota Ventures provides money in return for a share of the company.

Englanniksi

Varmepumpepuljen

Danish Energy AgencyTanskahaku päättyy 30.11.2026

A Danish grant for owners replacing oil, gas, electric or biomass heating in a year-round home with an eligible heat pump.

Englanniksi

Investment in climate technology

World Fund

Venture-capital investment of typically €1–15 million for climate-tech companies raising seed, Series A or Series B funding, with Europe as the main target market.

Englanniksi